Don Sowa's MoneyTalk

Since the passing of the SECURE Act 2.0, the IRS age trigger for required minimum distributions has been raised to 73, but having a little extra time to grow your assets doesn’t necessarily mean there will be more money left when you pass. Donna and Nathan discuss RMD planning, and how to use the rules to your maximum benefit. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 10/15/2026; Original Air Date: 10/15/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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For this emerging generation of first-time homebuyers, it is becoming more common to see parents offering their kids a financial boost to even the playing field. Donna and Nathan discuss the pros and cons of gifting some of your child’s inheritance early to help with buying a home. Also on MoneyTalk, big mistakes made by big investors, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 10/13/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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Buying a second home is on the retirement bucket list for many of us, but what looks good on paper doesn’t always pan out in reality. Donna discusses some considerations for those looking to purchase a second home in retirement. Also on MoneyTalk, what to do with your 401(k) at retirement, order of distribution in retirement, and Stock Trivia: Battle of the Sowas. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 10/12/2026; Original Air Dates: 4/29/2024, 8/26/2024 & 7/24/2023. Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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If you are one of the millions of Americans who doesn’t have a will, trust, or other estate planning tool in place, your assets are left at the mercy of the laws of the state in which you live, which can lead to unintended costs, headaches, and conflicts for your loved ones. On this Best of MoneyTalk episode, we revisit a conversation with estate planning attorney and long time friend of the show, Paul Brule, to discuss some of the most common estate planning mistakes and how to avoid them. Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Guest: Paul Brule; Air Date: 10/9/2026; Original Air Date: 3/24/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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Mortgage rates have crept back up to three-year highs, and the pressure that has plagued home buyers is now catching up to the other side of the transaction. Donna and Nathan discuss how home sellers are having to make concessions to balance out the conditions of an untenable housing market. Also on MoneyTalk, how to know if you’re ok with your finances, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 10/8/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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There are a variety of investment vehicles at your disposal, and knowing how and when to use one vs. another requires a good understanding of their mechanics. Nathan breaks down the common investment vehicles, how they differ, and how they can serve different needs within your portfolio. Also, on our MoneyTalk Moment in Financial History, Nathan covers the critical role of tariffs and taxes throughout US history. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 10/7/2026; Original Air Dates: 8/15/2024 & 5/31/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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It’s no secret that the Social Security program is in need of major reform, but surveys show that Americans feel extremely conflicted about the proposed solutions. Donna and Nathan discuss the various options being debated on how to reform Social Security, and the challenge that the next administration will be faced with in getting it right. Also on MoneyTalk, jobs were seniors are still in demand, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 10/6/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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Retirement is crunch time for making decisions on many of those issues that you may have been putting off, and tackling them all at once can be a bit overwhelming. Donna takes us through some of the decisions that challenge new retirees, including: Should I buy a second home? Should I rollover my 401(k)? And, should I pay off my mortgage? Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 10/5/2026; Original Air Dates: 4/29/2024, 6/8/2026 & 6/5/2023. Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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Making mistakes just means you're human, and they can be a powerful learning tool, but survival depends on avoiding those mistakes that cannot be fixed. Donna and Nathan discuss four retirement mistakes that can't be undone. Also on MoneyTalk, surprises for annuity owners. Hosts: Donna Sowa Allard, CFP®, AIF®, Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 10/1/2026;. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

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With bond yields on the rise in 2026, we've seen renewed interest in active fixed income funds, but these funds can vary broadly in their risk exposure, and may not look as impressive relative to inflation. Donna and Nathan discuss the state of the bond market, and the importance of measuring performance in real return. Also on MoneyTalk, managing money for couples with different risk tolerances, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 9/29/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!

See omnystudio.com/listener for privacy information.