Don Sowa's MoneyTalk

It’s easy to get overconfident when it comes to investing, particularly if you’ve made a big call that panned out, but far more often human nature drives us to make losing decisions when we believe that we’re smarter than the herd. Donna and Nathan discuss some common ways people lose money in the market. Also on MoneyTalk, understanding volatility, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 9/26/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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When we plan our retirement spending, some tend to lean towards the conservative due to the fear of running out of money. But history tells us that markets don’t drop to 0, and being overprotective of your nest egg may result in a lower quality of living than you deserve. Donna and Nathan talk about why it’s important not to leave joy on the table in retirement. Also on Money Talk, getting wealthy vs. staying wealthy, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 9/24/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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That 10 year stretch of time leading up to retirement is a critical period when your strategic retirement plan gets accelerated to get you to your goal, and how you choose to focus your efforts and resources will make all the difference. Donna runs through 10 questions you should be asking yourself when planning for your final approach to retirement.

Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 9/23/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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Winston Churchill once said, “Of all of the economic systems, Capitalism is by far the least worst.”, and if we trace back the origins of Capitalism, we see a social construct designed to fuel growth and prosperity that also inadvertently led to widespread inequality. On this edition of our MoneyTalk Moment in Financial History, Nathan discusses how Capitalism led to the rapid economic progress of the 20th century, but with some unintended consequences. Also on MoneyTalk, a listener driven discussion on retirement transition decisions.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 9/18/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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Even with equity markets soaring, the only two mutual funds categories seeing positive flows over the past 5 years have been multi-sector bonds and money markets, which begs the question, what has happened to investors’ appetite for risk? Donna and Nathan discuss the forces driving this phenomenon, and whether the Fed’s rate policy pivot may turn the tide. Also on MoneyTalk, frequent IRA mistakes, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 9/17/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

See omnystudio.com/listener for privacy information.

If you are one of the millions of Americans who doesn’t have a will, trust, or other estate planning tool in place, your assets are left at the mercy of the laws of the state in which you live, which can lead to unintended costs, headaches, and conflicts for your loved ones. On this Best of MoneyTalk episode, we revisit a conversation with estate planning attorney and long time friend of the show, Paul Brule, to discuss some of the most common estate planning mistakes and how to avoid them.

Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Guest: Paul Brule; Original Air Date: 3/24/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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IRAs are a great tool for saving for retirement, but they do have their limits, and for those looking to boost their retirement savings or who don’t qualify to contribute to a Roth, there is a variety of after-tax options that you could consider. Nathan takes a question from one of our listeners to discuss strategies for saving in non-retirement accounts. Also on MoneyTalk, insights from famed crypto investor, Mike Novogratz, and Stock Trivia: Two Truths and a Lie.

Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 9/10/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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During presidential elections, both sides of the aisle like to emphasize their candidate’s positive potential for the stock market, but what does the data tell us? Donna and Nathan run through each political party’s record on market performance when in control of the Whitehouse. Also on MoneyTalk, retirement healthcare costs, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 9/5/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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When the Nasdaq was founded back in 1971, it was a niche stock exchange providing liquidity for small cap stocks that the NYSE didn’t want to cover, but today it has become the country’s most actively traded stock exchange and the preferred platform for the tech industry. On our MoneyTalk Moment in Financial History, Nathan and Steve tell the story of how the early innovations of the Nasdaq paved the way for the modern era of stock trading, and the surprising role that Bernie Maddoff played in making it all possible.

Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Air Date: 9/4/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

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Since the pandemic, the US has seen a spike in the number of new small business start ups, and although this sounds like good news for the economy, we’ve also experienced a decline in the number of workers being employed by these small businesses. Donna and Nathan discuss what a larger, leaner business landscape means for the overall economy. Also on MoneyTalk, how to engage in financial fasting, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 9/3/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

See omnystudio.com/listener for privacy information.