Don Sowa's MoneyTalk

By Cumulus ProvidenceBusiness

Don Sowa's MoneyTalk episodes

March 11, 2024 Financial Tech Safety Issues
The increasing number of financial tools available today has created new opportunities for consumers, but also for those looking to defraud those consumers. Donna and Nathan discuss red flags to look out for when using technology to manage your finances. Also on MoneyTalk, smart ways to invest in your home.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 3/7/2024.
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
43 min
March 08, 2024 The Eerie Railroad War
When we think of the innovations that contributed to the rise of the industrial age, the steam locomotive is arguably the most impactful of them all. Without the railroad system, the westward expansion of the US and the exponential economic growth of the late 19th and 20th centuries could not have occurred. In this edition of our MoneyTalk Moment in Financial History, Nathan tells the infamous story of one of the first major US railroads, the Eerie, and the war that ensued between Cornelius Vanderbilt, Daniel Drew, James Fisk and Jay Gould.

Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 3/6/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
42 min
March 06, 2024 Pre-Rollover Impulse
When moving out of your employer sponsored plan, you are typically required to sell your holdings prior to rollover, leaving you subject to the conditions of the market at the time you retire. Donna takes a question from a listener approaching retirement who wants to know if it makes sense to sell early while prices are high rather than leaving him tied to the asset values on his rollover date. Also on MoneyTalk, market linked CDs, and retirement blind spots.

Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 3/4/2024.
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
43 min
March 05, 2024 The New Retirement Reality
Let’s be honest, unless you’re a financial advisor, books on retirement are not the first choice for those looking for a page turner, so when we find one that we find to be highly readable and universally relevant we feel obliged to share. Donna and Nathan discuss the changing face of retirement today, as presented by Ben Carlson’s in his book, “Everything You Need to Know About Retirement”.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 3/1/2024.
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
43 min
March 01, 2024 The Dividend Decline
Dividend paying securities have traditionally been a haven for those looking to generate income without sacrificing growth, but their performance over the past decade has seen a shift that is prompting some to reexamine their value. Donna and Nathan explain how the dominance of tech and the trend in stock buybacks over issuing dividends have reduced the number of high-performing dividend payers in the market. Also on MoneyTalk, words of wisdom from one of the greatest investment minds of our time.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/27/2024.
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
42 min
February 28, 2024 The Age of Information Insecurity
Information security is a hot button issue today, and the primary reason is that it is directly tied to your financial security. Donna gives some examples of high profile individuals who have fallen victim to financial fraud, and the avoidable mistakes that left them vulnerable. Also on MoneyTalk, current RMD rules and IRA contribution limits.

Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 2/26/2024.
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
43 min
February 27, 2024 Finding Your Work/Life Balance
Burnout is all too common in corporate America today, and for those trying to decide if it’s time to jump ship to a new career it can be a scary and uncertain time. Nathan talks with Dave Lubelczyk, founder of The Dream Catapult, to discuss his journey of leaving the corporate world behind to help individuals rewrite their story and pursue a lifestyle that better reflects their true values.

Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 2/23/2024.
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
43 min
February 22, 2024 Finding the Right Tool for the Job
You can drive in a nail with the back of a screw driver, but a hammer works better; and this same principle rings true for financial tools. Steve and Nathan discuss some frequently misused financial tools that, under the right circumstances, can provide great value to your portfolio if applied appropriately, including: reverse mortgages, annuities, tax exempt bonds, trusts, insurance, and more.

Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Air Date: 2/20/2024.
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
43 min
February 21, 2024 The Extraordinary HSA
The Health Savings Account is what is known as a tax unicorn, combining some of the key tax benefits of both tax deductible and tax deferred accounts, so if your employer offers an HSA as part of your benefits package, you should strongly consider taking advantage of you qualify. Donna and Nathan discuss how to use the HSA to its full benefit. Also on MoneyTalk, a discussion on Ben Carlson’s “17 Thoughts About Money”.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/15/2024.
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
43 min
February 16, 2024 Closing in on Retirement
When retirement is around the corner, there are a whole lot of considerations beyond your income that need to be planned for. Donna takes us through the questions soon-to-be retirees should be able to answer, including: What am I retiring to? How much will I spend? How much health coverage will I need? When will I claim social security? What will my tax liability be? Are my investments allocated appropriately? And, is my estate plan sufficient?

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/14/2024.
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!
See omnystudio.com/listener for privacy information.
42 min