Don Sowa's MoneyTalk

The Affordable Care Act sought to close the health insurance coverage gap in America, and this is made possible through the efforts of local marketplaces like Healthsource RI. Nathan welcomes Lindsey Lang to the show, Director of Healthsource RI, to discuss how the public health insurance marketplace works to ensure that all Rhode Islanders receive the coverage that they need. Also on MoneyTalk, challenges with bond hedging strategies.

Host: Nathan Beauvais, CFP®, CIMA®; Special Guest: Lindsey Lang, Director, Healthsource RI; Air Date: 12/1/2023.

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Earlier this year JP Morgan announced that they will be releasing an AI driven investing platform, sparking conversations about the future of the investment advisory business. Donna and Nathan discuss the reasons why investment advisor professionals are not as worried about this development as the public may expect. Also on MoneyTalk, the drawbacks of having too many investment options.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/30/2023.

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As an early investor, the risk of loss is balanced by your expected time in the market, but for those approaching retirement, loss of principle can be a major risk as you begin to draw income from your investments. Donna discusses how sequence of returns risk can play a major role in your ability to meet your retirement goals. Also on MoneyTalk, best practices for finding your ideal living situation in retirement, the 25x rule, and more.

Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 11/27/2023.

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Each year around this time, we like to look back on the infamous characters, institutions and asset classes that dominated headlines for their unscrupulous actions, serious blunders, and painful losses. Today on MoneyTalk, Donna and Nathan continue our Thanksgiving tradition, covering the top turkeys of 2023. Also, our hosts address a listener question on restricted stock units.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/21/2023.

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Estate Planning can sound a bit grandiose, but when broken down into its parts, it is simply a series of measures intended to protect your assets for the future, and some of the more important estate planning tools at your disposal are surprisingly simple. Donna goes through various steps that people with young families can take to begin building out their estate plan.

Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 11/20/2023.

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Real Estate is one of the only asset classes that has kept up with equities over time, and one way to gain exposure is through REITs. Steve and Nathan explain how different types of REITs work, and the risks that you should be aware of. Also, on our MoneyTalk Moment in Financial History, Nathan and Daniel discuss the steam engine and how it led to the first US monopoly.

Hosts: Steven Beauvais & Nathan Beauvais CFP®, CIMA®; Guest: Daniel Sowa; Air Date: 11/15/2023.

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Nathan discusses the unique benefits of Health Savings Accounts, and explains why your home should not be looked at as a traditional financial investment. Also on MoneyTalk, Donna and Nathan speak with JP Morgan Global Market Strategist, David Lebovitz, to discuss the factors that have driven higher than expected economic growth this year, and how that may change in 2024.

Hosts: Nathan Beauvais, CFP®, CIMA® & Donna Sowa Allard, CFP®, AIF®; Special Guest: David Lebovitz; Air Date: 11/10/2023.

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During periods of global unrest, it is not uncommon to find investors decreasing their risk exposure, but when it comes to your retirement accounts there is an important distinction between moving into cash, and cashing out your portfolio. Steve and Nathan explain the importance of avoiding tax consequential decisions in response to current events. Also, our MoneyTalk Moment in Financial History gets into the history of war time financial markets.

Hosts: Steven Beauvais & Nathan Beauvais CFP®, CIMA®; Guest: Daniel Sowa; Air Date: 11/8/2023.

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On MoneyTalk we strive to bring you a diversity of opinions to help you make more informed decisions with your finances. Nathan brings on Jon Sweet, CFP®, AIF®, Founder and Principal Advisor at Oak Leaf Wealth Management, for an outside perspective on portfolio management strategy, active vs. passive investing, setting client expectations to handle market volatility, and more. Also on MoneyTalk, Nathan speaks with Chris Hennessey, Professor of Wealth Management at Babson College, about tactical Roth conversion strategies and asset protection.

Host: Nathan Beauvais, CFP®, CIMA®; Special Guests: Jon Sweet, CFP®, AIF® & Chris Hennessey; Air Date: 11/3/2023.

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Donna and Nathan address listener questions on whether it’s better to convert to a Roth IRA when asset prices are down, or when they have recovered, and how to appeal the Income Related Monthly Adjustable Amount on your Medicare premium. Also on MoneyTalk, why the opinion that Social Security is a Ponzie scheme is unfounded.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/2/2023.

Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

See omnystudio.com/listener for privacy information.