Don Sowa's MoneyTalk

By Cumulus ProvidenceBusiness

Don Sowa's MoneyTalk episodes

February 27, 2023 Investor Tax Questions
During tax season we tend to get great questions on unique tax situations that can create confusion for investors. Donna and Nathan take some listener questions on the tax treatment of non-qualified annuities and irrevocable trusts, and share lessons learned by some well known investors’ worst investment mistakes.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais EA, CFP®, CIMA®; Air Date: 2/23/2023
See omnystudio.com/listener for privacy information.
42 min
February 22, 2023 Are We Headed for a Hard or Soft Landing?
With the consensus around an impending recession beginning to wane, the prospect of a soft landing for the economy is starting to seem more and more realistic. Donna and Nathan address listener questions on what the potential outcomes for the current economic cycle might look like, and how to adjust your retirement plan for inflation. Also, the hosts offer 5 focus areas to help you determine if you can retire.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais EA, CFP®, CIMA®; Air Date: 2/21/2023
See omnystudio.com/listener for privacy information.
42 min
February 17, 2023 Money and Marriage
Conflicts around money have long been cited as a leading cause of divorce, and in a recent survey, 64% of respondents admitted to being financially incompatible with their partners, with different philosophies around spending, saving and investing. Donna and Nathan offer tips to help keep couples on the same page about their finances, and discuss takeaways from Michael Batnick’s book, “Big Mistakes: The Best Investors and Their Worst Investments”.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais EA, CFP®, CIMA®; Air Date: 2/16/2023
See omnystudio.com/listener for privacy information.
42 min
February 16, 2023 Investor FAQs & Rise of the Middle Class Investor
Steve and Nathan address some of the questions that our advisors routinely hear from clients, including whether to collect or defer your social security benefits, the pros and cons of rolling over your 401(k), and the right time to do a Roth conversion. Also, our MoneyTalk Moment in Financial History covers the man behind the first discount brokerage firm, Charlie Merrill, and how he ushered in the era of the middle class investor.

Hosts: Steven Beauvais & Nathan Beauvais EA, CFP®, CIMA®; Air Date: 2/15/2023
See omnystudio.com/listener for privacy information.
42 min
February 10, 2023 Why Investors Love Dividends
We’ve all witnessed the way stock prices can rise and fall with the change of the wind, but dividends work differently, and, particularly in times of volatility, many conservative investors turn to dividend payers as a source of dependable investment income. Steve and Nathan discuss how dividends work and the sectors where you can find a concentration of dividend paying companies.

Hosts: Steven Beauvais & Nathan Beauvais EA, CFP®; Air Date: 2/8/2023
See omnystudio.com/listener for privacy information.
25 min
February 09, 2023 Money Milestones
We tend to use milestones to benchmark our financial goals, and as we progress through the various phases of life those focus areas will look very different. Donna and Nathan take us through the typical financial priorities that follow each decade of our adult lives, and describe some above-the-line tax deductions that you could be missing out on.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais EA, CFP®, CIMA®; Air Date: 2/7/2023
See omnystudio.com/listener for privacy information.
43 min
February 06, 2023 Taxing Rental Income
Rental property can be an excellent source of passive income, but as with many types on of nontraditional income, the tax treatment includes a host of special rules. Donna and Nathan take us through some of the more consequential elements of rental income taxation, and explain why it’s important for owners to seek the advice of a tax professional before filing.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais EA, CFP®, CIMA®; Air Date: 2/2/2023
See omnystudio.com/listener for privacy information.
43 min
February 03, 2023 Stock Options & Inherited Money
Stock options are a coveted employee benefit, but first time recipients quickly learn that they carry unique complexities and tax treatment. Donna and Nathan explain how the different types of stock options work, and discuss considerations for those inheriting and gifting money.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais EA, CFP®, CIMA®; Air Date: 1/31/2023
See omnystudio.com/listener for privacy information.
43 min
February 02, 2023 Challenges of Early Investors
One of the most common reasons people fail to get started with investing is that money is often already stretched thin during those early adult years. Donna offers some pro tips for the aspiring investor to get them over those starting hurdles, including debt management strategies to free up cash flow for investing.

Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 1/30/2023
See omnystudio.com/listener for privacy information.
42 min
January 27, 2023 Are Commodities Right For My Portfolio?
When stocks are down people often look to non-correlated asset classes like commodities as a hedge, but the commodities market is broad, and getting the right exposure is not as simple as one might hope. Donna and Nathan discuss considerations for those looking to include commodities in their diversified portfolio, and answer some common questions about social security.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais EA, CFP®, CIMA®; Air Date: 1/26/2023
See omnystudio.com/listener for privacy information.
43 min