Don't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.

Don't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.

By Bonfire Financial | Brian Colvert CFP®BusinessInvesting
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Don't F-Up Your Retirement: You Built It. Don't Let Retirement Break It. episodes

  • What to Sell Before Retirement: 5 Things Most People Miss

    You’ve spent years building your life… but what if the key to a better retirement is knowing what to let go of? In this episode, we break down 5 things you should consider selling before retirement, and a simple framework to decide what’s actually worth keeping. This isn’t about cutting back. It’s about making retirement feel like freedom, not stress.

    Full show notes: https://www.bonfirefinancial.com/before-retirement

    To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
    Disclosure: https://www.bonfirefinancial.com/disclosure

    11 min
  • Should You Pay Off Your Mortgage or Invest? (What Actually Makes Sense)

    Should you pay off your mortgage or invest? It’s one of the most common financial questions, but the answer isn’t one-size-fits-all. In this episode, we break down how interest rates, risk, and your personal situation all play into making the right decision.


    Full show notes: https://www.bonfirefinancial.com/pay-off-mortgage-or-invest


    To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
    Disclosure: https://www.bonfirefinancial.com/disclosure

    32 min
  • Most People Get This Wrong About Investing

    Most people think investing is about picking the right stock or timing the market, but that’s not what actually builds lasting wealth. In this Q&A conversation, we break down the misconceptions that even high earners get wrong, why relying too heavily on a 401(k) can limit flexibility, and the fundamentals that create real financial clarity over time. If you’ve ever wondered why making more money doesn’t always translate into more peace, or what it actually takes to feel fully in control of your financial life, this is where to start.

    Full show notes: https://www.bonfirefinancial.com/common-investing-mistakes
    To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
    Disclosure: https://www.bonfirefinancial.com/disclosure


    28 min
  • How to Invest in 2026 without Guessing or Taking Unnecessary Risks

    Investing isn’t about timing the market, it’s about having a plan that works. In this episode, we show you how to invest in 2026 without guessing or overcomplicating it. If you want clarity and a real plan, this is where to start.

    Full show notes: https://www.bonfirefinancial.com/how-to-invest-in-2026
    To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
    Disclosure: https://www.bonfirefinancial.com/disclosure

    17 min
  • Retiring Soon? It’s Time to Revisit Your Portfolio

    Retirement changes more than your schedule. When your portfolio becomes your income, risk feels different. In this episode, we explain why the year you retire is the right time to revisit your portfolio and adjust for your new reality.  


    Full show notes: https://www.bonfirefinancial.com/retiring-in-soon
    To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
    Disclosure: https://www.bonfirefinancial.com/disclosure

    15 min
  • Client Q&A: RMD Questions Answered - Timing, Taxes, and Inheritance

    When do RMDs really start, how are they taxed, and what happens when that money passes to your kids? We break down the rules, the common misconceptions, and the smart planning moves that can save you from costly surprises.  

    Full show notes: https://www.bonfirefinancial.com/rmd
    To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
    Disclosure: https://www.bonfirefinancial.com/disclosure

    18 min
  • Automate Your Wealth: 2026 Contribution Limits Explained

    In this episode, we break down the 2026 contribution limit changes and explain how to set up your investments so they run automatically. Learn how to adjust your 401(k), IRA, Roth, and HSA once a year and let consistent, effortless investing do the heavy lifting.  

    Full show notes: https://www.bonfirefinancial.com/2026-contribution-limits
    To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
    Disclosure: https://www.bonfirefinancial.com/disclosure

    12 min
  • Jump Start Your Year: New Year Financial Tips for Smarter, More Intentional Planning

    The new year is the perfect time to reset your finances. Today we are walking through key tips to automate, review, and maximize your financial plan so you can spend less time managing money and more time living your life.  

    Full show notes: https://www.bonfirefinancial.com/new-year-financial-tips
    To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
    Disclosure: https://www.bonfirefinancial.com/disclosure

    11 min
  • Tax-Efficient Investing: How to Lower Your Tax Bill Without Sacrificing Growth

    Learn how tax-efficient investing can help you keep more of what you earn. From Roths and HSAs to smart portfolio strategies, we break down where your money should go and why it matters.


    Full show notes: https://www.bonfirefinancial.com/tax-efficient-investing
    To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
    Disclosure: https://www.bonfirefinancial.com/disclosure 

    11 min
  • Am I Ready to Retire? Risk, Returns, and Real Answers

    In this client Q&A, Brian breaks down how to tell if you are truly ready to retire, how much risk is appropriate, and what realistic investment returns actually look like once retirement is in sight.

    Full show notes: https://www.bonfirefinancial.com/am-i-ready-to-retire
    To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
    Disclosure: https://www.bonfirefinancial.com/disclosure 

    18 min

About Don't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.

From the publisher's feed

Hi, I’m Brian 👋 a CERTIFIED FINANCIAL PLANNER™ and founder of Bonfire Financial.