Don't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.

Let’s kick off 2025 with the financial updates you need to know. From higher contribution limits for 401(k)s, IRAs, and HSAs to new tax rules and expanded catch-up opportunities, we’ll cover what’s changing and how it impacts you. We’ll also share practical strategies to make the most of these updates, prepare for potential tax law shifts, and position yourself for financial success this year. Consider it your guide to starting 2025 on solid financial footing— with clear and actionable insights. Let’s make this year one of smart decisions and steady progress.

Full show notes:  https://www.bonfirefinancial.com/financial-updates-2025

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com

Disclosure: https://www.bonfirefinancial.com/disclosure/

In this episode of The Field Guide, we explore how real estate can play a crucial role in building income during retirement. From REITs to outright ownership, we break down the pros, cons, and key considerations for each type of real estate investment. Whether you're looking for a hands-off approach or eager to dive into managing properties, this episode will help you understand your options and make informed decisions.

Full show notes:  https://www.bonfirefinancial.com/real-estate-investing/

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com

Disclosure: https://www.bonfirefinancial.com/disclosure/

Curious about boosting your retirement income while staying invested? In this episode we reveal how dividend-paying stocks can provide steady income, potential growth, and portfolio stability. Discover the pros, the pitfalls, and insider tips to make these stocks work for you.

Full show notes:  https://www.bonfirefinancial.com/dividend-paying-stocks/

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com

Disclosure: https://www.bonfirefinancial.com/disclosure/

In this episode, we dive deep into the world of annuities – exploring the good, the bad, and the ugly. Are annuities a safe haven for your retirement or a costly mistake in disguise? We'll break down the different types of annuities, their pros and cons, and help you understand when (and if) they make sense for you.

Full show notes:  https://www.bonfirefinancial.com/should-i-buy-an-annuity/

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/

Navigating the Mental Shift into RetirementFrom moving off a paycheck to living off assets, today Brian is discussing his insights on overcoming common mental blocks, easing into this new phase, and maintaining financial flexibility. Whether you're nearing retirement or supporting someone through it, this episode offers valuable advice for navigating the transition confidently.

Full show notes: https://www.bonfirefinancial.com/shift-into-retirement/

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/

Managing multiple accounts as you approach retirement can feel overwhelming. In this episode, we explore how taking a "big picture" approach to your 401(k), IRAs, brokerage accounts, and more can help you maximize tax efficiency and optimize growth.  

Full show notes: https://www.bonfirefinancial.com/optimizing-retirement-accounts/

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/

As retirement approaches, the big question looms: are you financially ready to make the leap? In this episode of The Field Guide, we break down some critical steps for those 5 to 10 years away from retirement. 

Full show notes:  https://www.bonfirefinancial.com/5-10-years-retirement/ ‎

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com
Disclosure: https://www.bonfirefinancial.com/disclosure/

College is over, but there’s money left in your 529 plan. Now what? In this episode of The Field Guide, Brian explores smart ways to put those leftover funds to good use, from rolling them into a Roth IRA to covering other educational expenses—all while avoiding penalties and maximizing value. Tune in to learn the best options for your excess 529 savings!

Full show notes:  https://www.bonfirefinancial.com/unused-529-plan-funds/ 

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com

Disclosure: https://www.bonfirefinancial.com/disclosure/

Retirement is closer than you think—are you prepared? Discover the three most common mistakes pre-retirees make and learn how to avoid them.  

Full show notes:  https://www.bonfirefinancial.com/retirement-mistakes/ ‎

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com

Are you nearing retirement and wondering how to make the most of your 401k? In this episode, Brian dives into the essential do's and don'ts to ensure your retirement savings are on track. We’ll discuss why your risk tolerance should evolve as retirement approaches, the importance of regular rebalancing, and how to avoid common mistakes that could cost you in the long run.

Full show notes: https://www.bonfirefinancial.com/401k-retirement/ 

To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com