Long-term care can cost 8,000–13,000 per month. Most people fall into the "Medicaid Gap" — too much income or assets to qualify for help, but nowhere near enough to self-fund for years without losing everything. In this important episode, Dan Wendell explains exactly how Medicaid works in Florida (and the key concepts for other states), the devastating 5-year lookback rule, and proven strategies to protect your assets, your spouse, and your legacy.