#DontBeBrokeBeWoke

We are all planners, you plan your day, your week, your weekend, your vacation, sometimes your kids life lol. BUT we rarely think deep in the future to retirement. I think we all know that we want to retire at a certain age right. But what is that age? And once you've reached that age, do you know how long you will live? I doubt it, but you need to plan for that, you need to plan to outlive your savings and not the other way around. On today's episode I want to help plan all the aspects of retirement such as: what is the amount you should be saving each year? What accounts are the best accounts to save for retirement? And finally, what are all the assets you should have your money in based on your time horizon?

If you ever wanted to ask any questions, please email me at [email protected] or visit the @dontbebrokebewoke instagram page for daily content.

https://linktr.ee/dontbebrokebewoke

Cheers!

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Is there a specific amount needed to start investing? Ok, you have a little something you want to invest, how do you do that and where? One of the biggest reasons people leave money in their savings accounts instead of putting it use, is because most people don't know HOW to start. And when they've gone to the process of picking the right brokerage account, the bigger obstacle is where do I start. Should we buy individual Stocks, Mutual Funds, Index Funds, Real Estate or others? I want to help make this initial process as simple as possible, John Bogle said: "Simplicity, indeed, is the master key to financial success". Let's go there together.

If you have any questions please reach out to me at: [email protected] 

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Taking a small break from all the advice giving and use this episode to talk about me. I already shared on episode one, why I decided to do this podcast. So today, I wanted to share my personal story of struggle and what fueled my obsession with money, growth and preparation. I intended for this episode to be 15 mins but I guess I forgot all that has happened the past 8 years.

Also, today I was relegated to record in my wife's office and it's not as quiet as my regular spot. So I apologize for some of the small background noise. #rookiepodcasttroubles


If you ever wanted to ask any questions, please email me at [email protected] or visit the @dontbebrokebewoke instagram page for daily content.

Click on the link below for step-by-step guide for new investors and many more
https://linktr.ee/dontbebrokebewoke

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Investing is a crime? YES! It's a crime because of all the benefits it provides when done properly. Ok, maybe my sarcasm was a crime there with that example; but just like teaching kids about, savings, biology, chemistry and history, discussing investing early should be a prerequisite for both parents and teachers. Real Estate, Stocks, Bonds, Commodities, Art and others can all be vehicles in which one can invest in. In this episode, we will learn what it really means when we say the sooner you start the better. You can be leaving hundreds of thousands of dollars on the table, the later you start.

If you ever wanted to ask any questions, please email me at [email protected] or visit the @dontbebrokebewoke instagram page for daily content.

Click on the link below for step-by-step guide for new investors and many more
https://linktr.ee/dontbebrokebewoke

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Remember growing up and your parents telling you to save money? Either it was for that haircut, clothes, date night or that first car as a teenager. Well we hold on to that thought through college, first full time job etc. But what we did not know or were not told, is that saving is not enough, saving on it's own won't do the ultimate job for your long term goal. To say it bluntly, keeping your money in your savings account for 10 years, is not smart. let's talk about that.

If you ever wanted to ask any questions, please email me at [email protected] or visit the @dontbebrokebewoke instagram page for daily content.

Click on the link below for step-by-step guide for new investors and many more
https://linktr.ee/dontbebrokebewoke

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You want to save for a car, house, wedding, travel, retirement? That's easy to do once you know what you are saving for. BUT, the road ahead can be super bumpy if we do not address the one thing that slows us down. That one thing is DEBT! So in this episode dives into  the various goals you may have, what keeps you from the goal, and how you can get to that goal quicker but doing a BUDGET,

If you ever wanted to ask any questions, please email me at [email protected] or visit the @dontbebrokebewoke instagram page for daily content.

Click on the link below for step-by-step guide for new investors and many more
https://linktr.ee/dontbebrokebewoke

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Why am I starting this podcast? Since COVID-19, I have seen more and more people saving money and sitting on that cash. I have had young adults like my 21 year old daughter ask me how can she start investing and how hard is it. I have talked to many people who are investing but either passively or with the idea of hitting it big like the lotto. And most importantly, I realized that I am closer to retirement than to my college days and I was clueless to what were the next steps.This episodes dives into myself as a late investor and how youtube, reading and old investing mistakes got me on the track to financial freedom.

If you ever wanted to ask any questions, please email me at [email protected] or visit the @dontbebrokebewoke instagram page for daily content.

Click on the link below for step-by-step guide for new investors and many more
https://linktr.ee/dontbebrokebewoke

Support the show