Whitner is a former nfl defensive back who made several Pro Bowls. Luthardt is an investor and Naval Officer who runs Kirtland Hills Capital. Whitner talked of the whole dynamic of suddenly coming into a whole bunch of money being drafted 8th overall and being completely overwhelmed. We talked about dealing with family members who link their financial well being to the pro athlete . Whitner recalls hooking up with Luthardt and learning the ins and outs of investing and how it’s tough, but very achievable, getting your finances to work for you. This is frank and necessary talk for many pro athletes.