What do Nike, Microsoft, Walt Disney and Goldman Sachs all have in common? They are all in the Dow Jones Industrial Average, along with 26 other large companies worth noting. What do these 30 companies and such a historic and storied index tell us? Why do we think its only going higher? Find out on today's episode of Money On Tap!

• Why do Americans fear running out of money more than death? A recent Allianz survey found that 61% of Americans fear running out of money in retirement more than they fear death itself. The shift reflects structural changes: pensions have largely disappeared, 401(k)s placed the risk of retirement success on individuals, life expectancy has stretched, inflation has accelerated, healthcare costs are rising, and Social Security is on track for a benefit cut. The fear is rational — and the planning response is to build a multi-source income plan rather than to hope a portfolio alone is enough.