Dr. Sev Talks Money

In this episode of Dr. Sev Talks Money, I’m joined by Ty Mangum to explore real estate investing after 40 without a six-figure bank account. Ty shares how she started her real estate journey later in life, built wealth without financial privilege, and now mentors women to do the same.

We talk mindset, money, and why it’s never too late to invest. Whether you're interested in rental property, passive income, or just want to overcome fear and take that first step, this conversation will inspire you to get in the game.

Learn more about Ty and where you can connect with her: Ty Mangum is a career educator, Army Reserve officer, and real estate entrepreneur who proves it’s never too late to pivot or invest. After serving over three decades in the military, including more than 20 years in the Army Reserves, Ty shifted her passion for teaching into mentoring women around real estate, leadership, and entrepreneurship.

She’s the founder of Renaissance Properties of the Carolinas, a licensed realtor and investor, and the host of the Tiny Steps, Big Moves podcast, where she highlights inspiring career pivots. Through her platform Coach Ty Inspires, she’s helping women reimagine their next chapter and live their Best Life 2.0.

Website: https://coachtyinspires.com/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Bankruptcy doesn’t mean your money story is over. This episode shares how one person went from bankruptcy to an 800+ credit score, proof that a fresh start is possible.

You’ll learn how to heal from money stress, rebuild credit, and start building wealth. We also talk about raising money-smart kids, breaking free from public aid, and creating a new money legacy at any age. If you’ve ever thought, “It’s too late for me,” this episode will show you it’s not.

My guest is Jasmine Lopez, an Accredited Financial Counselor® and Certified Immigrant Finance Professional. Jasmine knows what it feels like to live with financial insecurity, having faced it for most of her adult life. At 40, she drew a line in the sand and created a plan to more than double her income. She’s gone from bankruptcy to building an 800+ credit score, all while raising financially aware children.

Her journey of overcoming financial trauma has inspired her to speak nationwide, leading interactive workshops for BIPOC youth and adults on healing with money and creating abundance. Jasmine is passionate about helping others know it’s never too late to grow financially or change their legacy conversations across generations.

Connect with her here:

https://www.linkedin.com/in/yourfriendjasmine/

https://www.youtube.com/@yourfriend.jasmine

https://www.instagram.com/yourfriend.jasmine/

https://www.facebook.com/yourfriendjasminelopez

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

We’re tackling a fear many women over 40 quietly carry, the worry that there’s not enough time left to build true financial security. If you’ve ever thought, “I’m too far behind to catch up,” this episode will show you that it’s not too late to take control of your money and your future.

My guest, Renee K. Collins, CPA, CFP®, AFC®, is the founder of Retire Ready, Inc. and a trusted guide for first-generation wealth builders who want to retire with confidence. With more than 20 years of experience in accounting and financial planning, Renee helps professionals over 40 create retirement strategies that align with their goals, values, and lifestyle. Her mission is to simplify retirement planning, empower clients to avoid costly mistakes, and build a legacy of financial wellness for the next generation.

In this episode, you’ll learn:

Why it’s never too late to start building wealth, even after 40

The first steps to take if you feel behind on retirement savings

How to shift your money mindset from fear to freedom

Practical strategies to maximize the money you already have

How aligning your finances with your values makes wealth-building sustainable

If you’ve been carrying the weight of financial regret or fear of running out of time, this conversation will give you both the hope and the tools to move forward.

Resources from Renee:

Free Retirement Guide: https://www.retirereadyinc.com/top10

Website: https://www.retirereadyinc.com/

LinkedIn: https://www.linkedin.com/in/reneekcollins/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Overcoming Financial Trauma: A Path to Healing and Empowerment is a powerful episode packed with insights you can apply to your own financial journey. Money often exposes our deepest wounds, but it also offers opportunities for healing. In this episode, we explore what financial trauma is, where it comes from, and, most importantly, how you can reclaim your financial power, no matter your history.

My guest is Rahkim Sabree, a financial therapist, author, and speaker specializing in helping individuals and organizations overcome financial trauma. He combines lived experience, clinical insight, and cultural critique to create transformative conversations around money, mental health, and empowerment. His forthcoming book, Overcoming Financial Trauma (Wiley, 2025), expands his mission to redefine financial wellness through a trauma-informed and trauma-responsive lens.

Order his new book, Overcoming Financial Trauma, here: https://a.co/d/dITl2sj

Follow Rahkim's thought leadership here: https://rahkimsabree.substack.com/

Website: https://www.rahkimsabree.com/

Forbes column: https://www.forbes.com/sites/rahkimsabree/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Whether you’re a parent, grandparent, or adult looking to gain control over your money, this episode is packed with insights to help you empower your family and create lasting financial freedom. In this episode of Dr. Sev Talks Money, I chat with Darius Lester, founder of Mammoth Money Academy, about how to break the cycle of financial struggle using creative wealth strategies for both kids and adults.Key Takeaway:Financial literacy isn’t just about money; it’s about empowerment, future planning, and giving your children a head start in life. Every step you take today can create compounding benefits for tomorrow.Darius shares actionable tips for:*Teaching children to save, invest, and make smart financial decisions*Investing in yourself and your kids to prevent future financial mistakes*Making financial decisions today based on your desired future, not your past*Helping your kids exceed your expectations financially, without forcing them to struggle unnecessarily

Connect with Darius here:

YouTube: https://www.youtube.com/@MammothMoneyAcademy Instagram: https://www.instagram.com/mammothmoneymindset/

His Community: https://mammothmoneyteenacademy.carrd.co/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

You can struggle with math and still succeed with money. My guest, Sarah Brady, lives with dyscalculia, a math processing difference that makes numbers, counting, and even telling time tricky, and she’s a financial expert. This episode proves financial capability isn’t about being a “math person”; it’s about systems, tools, and compassion. If spreadsheets send you running for the hills or you’ve ever called yourself “not a numbers person,” you’re in good company. Sarah is a nationally recognized credit and finance expert, writer, and former certified credit and housing counselor. Since 2016, she’s written trusted personal finance content for top outlets like Forbes Advisor, Yahoo! Finance, USA Today Blueprint, Experian, Credit Karma, and Investopedia. With a background in loan underwriting, SEO content, and financial education, Sarah makes complex money topics clear and relatable, especially around credit, debt, scams, and the emotional side of money.

Substack: https://sarahcbrady.substack.com/LinkedIn: https://www.linkedin.com/in/scbradyWebsite to get information on dyscalculia: https://www.understood.org/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Thinking about moving to another country? In this episode of Dr. Sev Talks Money, I’m joined by a fellow Accredited Financial Counselor®, Tiffany Grant, who made the bold decision to leave the U.S. and relocate to Jamaica.

We talk about the financial planning, mental prep, and physical logistics behind a big international move. From what she would do differently, to the unexpected benefits (and a few honest challenges), you’ll walk away with powerful insights—whether you're dreaming of life abroad or just curious about what it takes to make the leap.

In this episode, you’ll learn:

*How to financially prepare for a move abroad

*The mindset shifts needed to thrive in a new country

*Surprising pros and cons of living overseas

*Real talk on building a new life with intention

Plus, some laughs, cultural reflections, and advice you don’t want to miss. Ready to hear the real deal about moving abroad? Let’s dive in.

Connect with Tiffany. Website: https://moneytalkwitht.com/ Podcast: https://moneytalkwitht.com/podcast/

Black Expats in Negril FB group: https://www.facebook.com/groups/488017843258604

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

In this episode, we dived deep into the often “taboo” (but oh-so-important) world of estate planning and family legacy with none other than David Edey, certified executor advisor, best-selling author, and podcast host.

Whether you’ve ever wondered what it really means to be an executor, or you’ve heard those “family fight” horror stories, this episode spills all the details: what can go wrong, how to make it easier, and how to turn estate planning into the ultimate act of love for your family.

We’re talking about:✅ Why estate planning is the greatest gift you can leave✅ The emotional toll of being an executor✅ How to avoid family fights over inheritance✅ Tips for choosing the right executor✅ What every woman should know before it’s too lateIn case you’ve been named as an executor or you’re planning your legacy, this conversation will help you prepare with peace, clarity, and confidence.👇🏽 Grab David’s book and connect with him:https://www.davidedey.com/

#EstatePlanning #ExecutorHelp #FamilyFinance #LegacyPlanning #MoneyTalks #DrSevTalksMoney

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

We're kicking off Season 6 of the Dr. Sev Talks Money on Tuesday, August 12th, and we have an exciting lineup of guests for you.

*Moving from the US to another country

*Money & mental health

*Credit/Financial comebacks

*Investing later in life

*Real estate for regular women

*Financial trauma, shame & mindset shifts

*Late bloomers doing BOLD things

*Building generational wealth

*When a six-figure inheritance goes awry

*Dyscalculia ain’t stopping nothing

*And much, much more

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through the Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

Losing a job or choosing to leave one can have a major financial impact. From severance packages to tax implications and long-term financial planning, navigating career transitions requires strategy. In this episode, we’re breaking down the key financial steps to take—whether you’re facing an unexpected layoff or planning a career shift.My guest is Sibyl Steverson Slade, CRPC®, EDFP, a seasoned financial advisor and Certified WOSB with extensive experience in financial planning, business development, and economic empowerment. She specializes in helping individuals and business owners navigate financial transitions, including career changes, layoffs, and long-term wealth strategies. Contact her here:

www.linkedin.com/in/sibylslade https://www.linkedin.com/company/integrivest-wealth-advisors-llc https://www.facebook.com/people/IntegriVest-Wealth-Advisors-LLC/100085087950516/# https://www.instagram.com/integrivestwealthadvisors/ https://www.instagram.com/sibylsslade/

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The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/