Dr. Sev Talks Money

My guest and I discuss how to establish business credit and best ways for building business credit. Stephanie Lawrence is the creator of the Funding for Freedom Formula through which she teaches high achieving entrepreneurs how to double their buying power, increase their cash flow, and run the business of their dreams. #businesscredit #buildbusinesscredit #dunandbradstreet #net30accountsforbusinesscredit #equifax #experian

**Here is one way you can support the podcast and YouTube channel: 

https://www.buymeacoffee.com/DrSevTalksMoney 

Book your FREE 15-minute Clarity Call here: https://www.sevtalksmoney.com/work-together/ 

Website: www.sevtalksmoney.com 

IG: https://www.instagram.com/sevtalksmoney/ 

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney  

Twitter: https://twitter.com/SevTalksMoney

**Stephanie's contact information: 

IG: @iamstephanielawrence 

FB: iamstephanielawrence 

YouTube: https://www.youtube.com/channel/UCsnzq_5fuBbwHEGzhZ3jP4w

Website: bit.ly/earnextraincome2021

How many of us have thwarted our financial success because we allowed shame to keep us bound in an untenable money situation? Today I am talking about overcoming money shame. We must stop money shaming and become open and honest about our financial situations in order to make sustainable and successful money moves. 

Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine’s passion is serving, equipping, educating, and empowering women to understand their money superpowers. Women who want to improve their finances and/or learn strategies to improve their finances will benefit from her services. 

Here is one way you can support the podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney

Website: www.sevtalksmoney.com

IG: https://www.instagram.com/sevtalksmoney/

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney 

Twitter: https://twitter.com/SevTalksMoney

#moneyshame #financialshame #personalgrowth #overcomemoneyshame #overcomefinancialshame #stopmoneyshame #stopfinancialshame #overcomemoneydifficulties #overcomemoneyblocks #overcomingmoneyshame #overcomingfinancialshame #overcomingfinancialanxiety #financialsuccessmotivation #moneymindset #moneymindsetshift #moneyguilt #moneyrelationship #relationshipwithmoney #howtoovercomefinancialshame #howtostopmoneyshame #howtostopfinancialshame

In this episode I am talking about ways we can build an emergency fund, then I am sharing some impacts of not having an emergency fund. Finally, I want to share information on a new employer trend in emergency fund savings.

Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine’s passion is serving, equipping, educating, and empowering women to understand their money superpowers. Women who want to improve their finances and/or learn strategies to improve their finances will benefit from her services.

#personalfinance #personalfinancetips #managingdebt #budgeting #emergencyfund #buildemergencyfund #startemergencyfund

YouTube video on money mindset: https://www.youtube.com/watch?v=rkFaQzmQAp4

Website: www.sevtalksmoney.com

IG: https://www.instagram.com/sevtalksmoney/

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money)

Twitter: https://twitter.com/SevTalksMoney

In today's episode I am discussing some simple rules of money and personal finance basics. Knowledge of basic money management is necessary for gaining financial freedom. Identifying the what, how, and why should give us a clearer path to making financial decisions. 

Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine’s passion is serving, equipping, educating, and empowering women to understand their money superpowers. Women who want to improve their finances and/or learn strategies to improve their finances will benefit from her services.

#personalfinance #personalfinancetips #managingdebt #budgeting #studentloans #accumulatedinterest

Website: www.sevtalksmoney.com  

IG: https://www.instagram.com/sevtalksmoney/  

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money)  

Twitter: https://twitter.com/SevTalksMoney

My guest is Attorney Kyle Landis-Marinello who is a practicing attorney, specializing in environmental and energy law. He received a master’s degree in environmental law from Vermont Law School and a law degree from the University of Michigan. When he turned his research skills toward personal finance and investing, he learned how to improve his family’s finances by $300,000 in one year. This $300,000 change came from receiving forgiveness of federal student loans, refinancing a home and private student loans, and other methods to make more, spend less, and invest wisely. His passions are family, friends, kayaking, frisbee, board games, comic books, and writing. #pslf #publicserviceloans #publicserviceloanforgiveness #publicserviceloanforgivenessprogram #publicserviceloanforgivenesssuccessstory 

Kyle's book: https://www.amazon.com/dp/B09484GPWT

Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine’s passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances.

Website: www.sevtalksmoney.com  IG: https://www.instagram.com/sevtalksmoney/  YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money)  Twitter: https://twitter.com/SevTalksMoney

Today's session is a minimalism and debt payoff story with guest Melissa "The Roamer" Neacato. We discuss living with less as well as strategies used to pay off debt and save money. #minimalism #simpleliving #debtpayoff #studentloans Melissa is a speaker and writer. She thinks financial education is vital to creating the life you want. She paid off over 100k in debt in just 3.5 yrs and with her husband, saved their first 100k by the age of 28. She writes about her goals to reach financial independence by 40.  Traveling Wallet is about helping families say no to waste and yes to value; figuring out money and minimalism so that you feel secure enough to live your adventurous unique life. As a Latina Melissa strives to make sure Latinx and minorities also have access to this important information.

Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine’s passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances.

Email: [email protected]  Website: www.sevtalksmoney.com  IG: https://www.instagram.com/sevtalksmoney/  YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money)  Twitter: https://twitter.com/SevTalksMoney

I am discussing how we can go about setting our financial affairs in order. We should organize our life and simplify things for our dependents. How prepared are we in ensuring our dependents do not flounder in the event of our death? What protections have you put in place if you were to lose the power of speech or unable to communicate your wishes in any way? What happens if you are incapacitated? Organize your life and simplify things for your dependents.

Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine’s passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances. To achieve this goal, she offers financial education/coaching on debt management, cash flow, credit, and basic money management. She also assists small businesses with their day-to-day financial processes such as cash flow. Dr. Severine walks the talk. She wants to help her clients achieve results similar to hers. After going through a divorce, walking away from the home she owned for 13 years, and rebuilding her finances, (including paying off $24k in student loans in under 16 months) Dr. Severine is determined to help as many people as possible realize financial freedom. She was also able to create a five-figure emergency fund and a six-figure net worth in just over 4 years by using the tactics she teaches in her coaching sessions. Additionally, she rebuilt her credit from the low 500s to mid 700s. The motto Dr. Severine lives by for personal finance is “anything is possible with a plan“. Her earnest desire is to help those who find themselves in a financial quandary become good stewards of their money.  Email: [email protected]  Website: www.sevtalksmoney.com  IG: https://www.instagram.com/sevtalksmoney/  YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money)  Twitter: https://twitter.com/SevTalksMoney

I am discussing our why. What happens when our why is strong enough? What happens when our why is not strong enough? How do we create a why that pushes us past our obstacles and into our purpose and destiny?

Dr. Severine Bryan is a personal finance educator and coach who is passionate about changing the financial lives of women over 40, one woman at a time. She is a Financial Empowerment Educator who is zealous about financial literacy. She is a member of the Association for Financial Counseling and Planning Education® and is currently pursuing the Accredited Financial Counselor (AFC®) certification so she can better serve her clients. Dr. Severine’s passion is serving, equipping, educating, and empowering women who want to improve their finances and/or learn strategies to improve their finances. To achieve this goal, she offers financial education/coaching on debt management, cash flow, credit, and basic money management. She also assists small businesses with their day-to-day financial processes such as cash flow. Dr. Severine walks the talk. She wants to help her clients achieve results similar to hers. After going through a divorce, walking away from the home she owned for 13 years, and rebuilding her finances, (including paying off $24k in student loans in under 16 months) Dr. Severine is determined to help as many people as possible realize financial freedom. She was also able to create a five-figure emergency fund and a six-figure net worth in just over 4 years by using the tactics she teaches in her coaching sessions. Additionally, she rebuilt her credit from the low 500s to mid 700s. The motto Dr. Severine lives by for personal finance is “anything is possible with a plan“. Her earnest desire is to help those who find themselves in a financial quandary become good stewards of their money.  Email: [email protected]  Website: www.sevtalksmoney.com  IG: https://www.instagram.com/sevtalksmoney/  YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney (Dr. Sev Talks Money)  Twitter: https://twitter.com/SevTalksMoney