I review my experiences with two very different investment advisors. We'll discuss their fees, the issues they addressed, and recommendations they made for my finances and investments.

DR 278--Two Investment Advisors

The Dough Roller Money Podcast helps people make the most of their money.  Through interviews, news, tips and resources, the show helps you take your finances to the next level.  Whether you are just starting out, under a mountain of debt, or nearing retirement, the Dough Roller Podcast can help you achieve your financial goals.  And remember, the best thing money can buy is financial freedom.

Business

Investing

Careers

Management & Marketing

Business News

Shopping

Today in episode 366 of the Dough Roller Money Podcast we cover tracking your net worth, having more than one bank account, and current action in treasury yields. Empower: https://go.robberger.com/empower/yt-366 Kubera: https://go.robberger.com/kubera/yt-366 CNN Article:  https://www.cnn.com/2023/08/03/business/wells-fargo-technical-issue-direct-deposits/index.html 10 Best Checking Accounts:  https://www.doughroller.net/banking/free-online-checking-accounts/ Best Savings Accounts: https://www.allcards.com/best-savings-account-rates/ Treasury Yields:  https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treasury_yield_curve&field;_tdr_date_value_month=202308  ----------------------------------------------------------------------------------------------- The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

DR 366: Net Worth, Bank Accounts, and Treasury Yields

In today's podcast we cover three topics:  The 4% Rule: Just how realistic is the 4% rule for most retirees? I have my doubts, and will briefly discuss an alternative called the Spend Safely in Retirement Strategy. Financial Planning Tools: We'll look at three of my favorite financial planning tools. Finally, we'll cover what I think is an optimal credit card rewards strategy.   FICalcApp: https://ficalc.app/ 2% Cash Back Credit Cards: https://www.allcards.com/best-2-cash-back-credit-cards/ Empower: https://go.robberger.com/empower/yt-dr367 ProjectionLab: https://go.robberger.com/projectionlab/yt-dr367 New Retirement: https://go.robberger.com/new-retirement/yt-dr367 Spend Safely in Retirement Strategy Video: https://www.youtube.com/watch?v=aZJCHkvwvAU ProjectLab Video Review: https://www.youtube.com/watch?v=k0iEIfMxBEc New Retirement Video Review:  https://www.youtube.com/watch?v=Ne56mF2xMeE&ab;_channel=RobBerger Empower Video Review:  https://www.youtube.com/watch?v=Ta3s61BJk1w&ab;_channel=RobBerger   ------------------------------------------------------------------------------------------------- The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

DR 367: The 4% Rule, 3 Financial Planning Tools, and the Optimal Credit Card Rewards Strategy

Today we discuss the latest CPI and PPI numbers, their effect on interest rates, and the whether a recession is coming. CPI: https://www.bls.gov/cpi/ CPI Details: https://www.bls.gov/news.release/pdf/cpi.pdf PPI: https://www.bls.gov/ppi/ Savings Account Rates: https://www.allcards.com/best-savings-account-rates/ Money Market Account Rates: https://www.allcards.com/money-market-accounts/ CD Rates: https://www.allcards.com/best-cd-rates/ No-Penalty CD Rates: https://www.allcards.com/best-no-penalty-cd-rates/ T-Bill Yields: https://fixedincome.fidelity.com/ftgw/fi/FILanding Mortgage Rates: https://www.bankrate.com/mortgages/mortgage-rates/   ------------------------------------------------------------------------------------------------- The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

DR 366: Inflation, Rates and Recession

Today in episode 365, we look at the following three topics: Budgeting Credit Cards: How should we manage credit card debt in our budget? We'll look at the difference between credit cards we pay in full each month and credit card debt we are working to pay down. Maximizing Returns: There is one simple strategy we can use to get the most returns out of a mutual fund or ETF. We'll talk about that strategy and how we can use it to build a solid investment plan. The Power of Subtraction: Finally, we'll look at why removing things from our lives can be just as powerful as adding things. Resources:  https://www.morningstar.com/funds/are-you-leaving-money-table-your-funds-returns The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

DR 365: Budgeting Credit Cards, Maximizing a Fund's Returns and the Power of Subtraction

Today in episode 364 we'll talk about cash stuffing, student loans, and how much you need to retire. Cash Stuffing: My parents called this the envelope budgeting method. Today TikTok and YouTube have rebranded it as cash stuffing and made the envelope system cool again. We talk about its pros and cons. Student Loans: There are two topics on tap for today. First, we expect the Supreme Court to rule today on President Biden's attempt to wipe out $400 billion in student loans. We also look at the economic effects of student loan repayments set to resume in October. Retirement: Finally, we look at a survey showing how much we think we need to retire. The results vary significantly by age, as you'll see. Resources:  Cash Stuffing Video:  https://www.youtube.com/watch?v=3BF6uUzPQn8&ab;_channel=StrawberryMoney%F0%9F%8D%93 Student Loan Supreme Court: https://finance.yahoo.com/news/us-supreme-court-decide-fate-100000817.html Student Loan Repayment and the Economy:  https://www.forbes.com/sites/simonmoore/2023/06/29/resuming-student-loan-payments-may-slow-economic-growth/ Retirement Study:  https://news.northwesternmutual.com/2023-06-22-Americans-Believe-They-Will-Need-1-27-Million-to-Retire-Comfortably,-According-to-Northwestern-Mutual-Planning-Progress-Study     

DR 278--Two Investment Advisors

Download our free app to listen on your phone