The Dough Roller Money Podcast

Today in episode 366 of the Dough Roller Money Podcast we cover tracking your net worth, having more than one bank account, and current action in treasury yields.

Empower: https://go.robberger.com/empower/yt-366

Kubera: https://go.robberger.com/kubera/yt-366

CNN Article: https://www.cnn.com/2023/08/03/business/wells-fargo-technical-issue-direct-deposits/index.html

10 Best Checking Accounts: https://www.doughroller.net/banking/free-online-checking-accounts/

Best Savings Accounts: https://www.allcards.com/best-savings-account-rates/

Treasury Yields: https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treasury_yield_curve&field_tdr_date_value_month=202308

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The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

Today we discuss the latest CPI and PPI numbers, their effect on interest rates, and the whether a recession is coming.

CPI: https://www.bls.gov/cpi/

CPI Details: https://www.bls.gov/news.release/pdf/cpi.pdf

PPI: https://www.bls.gov/ppi/

Savings Account Rates: https://www.allcards.com/best-savings-account-rates/

Money Market Account Rates: https://www.allcards.com/money-market-accounts/

CD Rates: https://www.allcards.com/best-cd-rates/

No-Penalty CD Rates: https://www.allcards.com/best-no-penalty-cd-rates/

T-Bill Yields: https://fixedincome.fidelity.com/ftgw/fi/FILanding

Mortgage Rates: https://www.bankrate.com/mortgages/mortgage-rates/

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The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

Today in episode 365, we look at the following three topics:

Budgeting Credit Cards: How should we manage credit card debt in our budget? We'll look at the difference between credit cards we pay in full each month and credit card debt we are working to pay down.

Maximizing Returns: There is one simple strategy we can use to get the most returns out of a mutual fund or ETF. We'll talk about that strategy and how we can use it to build a solid investment plan.

The Power of Subtraction: Finally, we'll look at why removing things from our lives can be just as powerful as adding things.

Resources:

https://www.morningstar.com/funds/are-you-leaving-money-table-your-funds-returns

The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

Today we begin by looking at SaveBetter (now called Raisin). They offer some of the best interest rates on bank accounts available anywhere. But several people have emailed me asking whether SaveBetter is safe. I'll share the response I received directly from SaveBetter.

Then we look at 3 of the best budgeting apps, including one that is free and one that gives you complete control of your data.

Finally, we talk about the new $25/month fee that some Vanguard clients will incur beginning in September if they don't act now.

RESOURCES

Join the Newsletter: https://doughroller.activehosted.com/f/1

Best Savings Accounts: https://www.allcards.com/best-savings-account-rates/

Best Money Market Accounts: https://www.allcards.com/money-market-accounts/

Best No-Penalty CDs: https://www.allcards.com/best-no-penalty-cd-rates/

Empower (Personal Capital): https://go.robberger.com/empower/yt-dr363

Simplifi: https://go.doughroller.net/simplifi/yt-dr363

Tiller: https://go.robberger.com/tiller/yt-dr363

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The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

Today in episode 361 of the Dough Roller Money Podcast, we cover three things:

1. Binance: Why has the SEC sued Binance related entities, including its CEO, CZ, and what can we learn from the lawsuit.
2. Marriott Bonvoy has just increased the welcome offer on its credit cards.
3. And I'll share a story of the advice a gave a friend in retirement looking for help managing their investments.

RESOURCES MENTIONED IN THE PODCAST

-Dough Roller Newsletter: https://robberger.com/newsletter/ -Rob Berger Newsletter: https://doughroller.activehosted.com/f/1

-Rob Berger YouTube Channel: https://www.youtube.com/@rob_berger -Dough Roller YouTube Channel: https://www.youtube.com/channel/UCmWLSuglwdpdWbHhgjaIxRg

-Marriott Bonvey Brilliant Card: https://www.allcards.com/marriott-bonvoy-brilliant-american-express-card/?utm_campaign=DR+Podcast&utm_source=YouTube&utm_medium=textlink

-Marriott Bonvey Bevy Card: https://www.allcards.com/marriott-bonvoy-bevy-american-express-card/?utm_campaign=DR+Podcast&utm_source=YouTube&utm_medium=textlink

-Amex Platinum Card: https://www.allcards.com/american-express-platinum-card-review/?utm_campaign=DR+Podcast&utm_source=YouTube&utm_medium=textlink

-Binance SEC complaint: https://www.sec.gov/files/litigation/complaints/2023/comp-pr2023-101.pdf

-Binance SEC Memorandum of Law: https://www.sec.gov/files/litigation/complaints/2023/brief-pr2023-103.pdf

-Mark Zoril (Plan Vision): https://planvisionmn.com/

-List of Fixed Fee Planners: https://robberger.com/low-cost-financial-advisors/

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The Dough Roller Money Podcast is a finance podcast for easy-to-understand advice on managing your money. How to make it, give it, save it, spend it, and invest it in a way that puts you in control of your money and makes it work for you. This fun, relatable and honest podcast shoots straight and helps people understand the big picture as well as the nuances of owning your finances. From retirement planning, best practices for saving, paying off debt, smart investing and so much more. You don’t have to be a financial expert to listen, but you can become one! Make sure you SUBSCRIBE so you won't miss any of our upcoming episodes! ➡️ https://bit.ly/DoughRollerYouTube #personalfinance #financetips #moneytips #financialliteracy #moneypodcast DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.

Today on the Dough Roller Money Podcast we are talking with Tracey Bissett!

Tracey is an award-winning Financial Literacy Educator. She founded Bissett Financial Fitness, hosts the Young Money podcast, and on top of all this she is also a full-time professor in the financial services faculty within the Business School at Centennial College.

Last year Tracey was awarded as the Most Influential Financial Literacy Leader and The Best Financial Education & Consulting Firm for Bissett Financial Fitness. 

In this episode, Tracey jumps right into her goal as a financial fitness coach and how she is here to guide people through their money mistakes! She gives her advice on what business owners new and old should be looking out for when dealing with their company’s finances. She also explains how business owners can apply their financial literacy into their personal lives! 

If you are ready to eliminate your money mistakes keep on listening! 

 

 

Calls to Action: 

 

Follow Dough Roller on Linkedin: https://www.linkedin.com/company/dough-roller/

Follow Dough Roller on Instagram: https://www.instagram.com/doughrollermoney/

Follow Dough Roller on Twitter: https://twitter.com/doughroller

Check out the Dough Roller website and blog: https://www.doughroller.net/

 

 

Timestamps:

 

00:00 - Introduction to Tracey

03:09 - What are the personal biases Tracey think people should look out for when dealing with money

06:30 - Tracey explains what exactly is a financial fitness coach

08:41 - What are the money mistakes she sees that business owners often make

10:50 - What are Tracey’s tips for businesses to get out of these mistakes

13:53 - Does what Tracey teach translates from business owners to personal finance 

16:26 - Tracey’s advice for business owners who aren’t intentional with spending money

18:15 - How she approaches helping with people who have side hustles and her advice for those starting side hustles

23:50 - What are the currently issues that Tracey seeing during COVID

27:00 - How Tracey helps young adults

32:36 - Where you can follow Tracey and her endeavours 

Mentioned in the Episode:

 

Check out Tracey’s Website: https://www.bissettfinancialfitness.com/about/ 

Listen to Tracey’s Podcast: https://ymwithtraceybissett.libsyn.com/ 

Connect with Tracey on LinkedIn: https://www.linkedin.com/in/traceybissett/?originalSubdomain=ca 

Today on The Dough Roller Money Podcast, we have Joseph Hogue!

Joseph is the founder of Let’s Talk Money, a wildly popular Youtube channel on finance, and is the author of 11 books about finance. Some of the titles include Step By Step Dividend Investing, Make Money Blogging, The Passive Income Myth, Crushing Youtube, and Self-Publishing for Passive Income.  And all 11 of his books he self-published.

In this episode, Joseph jumps straight into giving a firsthand look into creating passive revenue through self-publishing. He then shares how he went from working as an analyst to creating his own youtube channel where he gives his professional insight into financial trends. Lastly, he describes how he keeps his large investment portfolio organized and how you can too! 

If you're looking for a current read on today’s investment trends, keep on listening!  

Calls to Action: 

 

Follow Dough Roller on Linkedin: https://www.linkedin.com/company/dough-roller/

Follow Dough Roller on Instagram: https://www.instagram.com/doughrollermoney/

Follow Dough Roller on Twitter: https://twitter.com/doughroller

Check out the Dough Roller website and blog: https://www.doughroller.net/

 

 

Timestamps:

 

00:00 - Introduction to Joseph Hogue

01:30 - How Joseph has gone about self-publishing his own books

06:23 - Where to find and read Joseph’s books

07:24 - Joseph shares his career journey from an analyst to a YouTuber

11:40 - He shares what tools he uses for analyzing trends and his insight on recent trends

23:35 - Joseph gives his take and his approach to cryptocurrency

26:50 - He gives his opinion and insight into what we should learn about smart contracts on the blockchain

31:36 - He shares how many stocks that are in his portfolio

32:40 - Joseph tells us what tools he uses for investing in cryptocurrency

34:06 - He also shares about his low-cost index funds

35:04 - How Joseph keeps all of his transactions organized

36:11 - What Joseph has planned for 2022 and shares about his communities 

39:00 - How he handles his comment section on YouTube

40:10 - How to keep up with Joseph, his YouTube channel, and his other endeavours 

Mentioned in the Episode:

 

Subscribe to Let’s Talk Money!: https://www.youtube.com/channel/UCbKdotYtcY9SxoU8CYAXdvg 

Read Joseph’s Books: https://www.amazon.com/Mr.-Joseph-Hogue/e/B015134P9W 

Connect with Joseph on LinkedIn: https://www.linkedin.com/in/josephhogueefficientalpha/ 

Today on the Dough Roller Money Podcast we have Jack Brennan! Jack is a Chairman and served as CEO of The Vanguard Group from 1996-2009. He has steered trillions- literally trillions- of dollars throughout his career, and you’d be hard-pressed to find anyone with better financial astuteness than Jack. Currently, Jack is a director of Guardian Life Insurance Company of America, American Express Company, and Rockefeller Capital Management. He is Chairman of the Board of Trustees of the University of Notre Dame, and is a founding trustee of King Abdullah University of Science and Technology. This past year Jack re-released an update to his book More Straight Talk on Investing, which was originally released in 2002.

On this episode Jack shares his journey workin with Vanguard for over a decade and how he has seen the company change over the years. He gives his insight on topics like stocks vs. bonds, rebalancing taxable accounts, and cryptocurrency. Jack has recently re-released an update to his book More Straight Talk on Investing, which was originally released in 2002.

 

 

Calls to Action: 

 

Follow Dough Roller on Linkedin: https://www.linkedin.com/company/dough-roller/

Follow Dough Roller on Instagram: https://www.instagram.com/doughrollermoney/

Follow Dough Roller on Twitter: https://twitter.com/doughroller

Check out the Dough Roller website and blog: https://www.doughroller.net/

Timestamps:

 

00:00 - Introduction to Jack Brennan

00:31 - Jack gives his response to all the criticism that has been directed at Vanguard over the years

04:51 - Jack gives his advice for those wondering how they should position their portfolios for the recent inflation

12:50 - Jack gives his opinion of the phrase “stock out perform bonds”

14:47 - Jack explains why he doesn’t practice the 4% rule

16:20 - Jack gives his take on international stocks

18:39 - Jack gives his opinion on the argument for not rebalancing in a taxable account

21:21 - He talk about Vanguard not being involved with cryptocurrency 

23:30 - He then give his advice and opinion on the cryptocurrency 

25:23 - Jack gives his insights into what he thinks are the biggest risks today for the long term investor in the United States?

30:29 - Jack dives in to his book and why he re-released it

34:00 - Where to keep up with Jack and his work

Mentioned in the Episode:

 

Read Jack’s books: https://amz.run/5PkQ 

Today on the Dough Roller Money Podcast we are talking to Ish Verduzco! He’s the author of How Successful People Get Ish Done, and the host of the Getting Ish Done podcast. 

In his early-to-mid 20s Ish became interested in personal development and started writing and researching his first book How Successful People Get Ish Done. With the creation and rise of NFT’s in the last 2 years, Ish is currently in the process of creating an NFT playbook for those who want to start investing with NFTs. This year, Ish was named one of Hispanic Executive’s 30 under 30 for 2021, and he gave the 2020 commencement speech at his alma mater, UC Merced. He currently hosts the podcast Getting Ish Done, and is only going up from there!

In this episode Rob and Ish talk about the world of investing and NFTs. Ish shares how he began his journey in NTFs and how he has approached this space so far. He tells us his opinion on how he thinks crypto and NFTs can be used in the future and what we can expect from it’s evolution. We are also able to get a glimpse into how he created his book and how making it into an NFTs is revolutionary. 

If you want an insider’s look into the world of NFTs this episode is for you! 

 

 

Calls to Action: 

 

Follow Dough Roller on Linkedin: https://www.linkedin.com/company/dough-roller/

Follow Dough Roller on Instagram: https://www.instagram.com/doughrollermoney/

Follow Dough Roller on Twitter: https://twitter.com/doughroller

Check out the Dough Roller website and blog: https://www.doughroller.net/

 

Timestamps:

 

00:00 - Introduction to Ish Verduzco

01:43 - Ish talks about his background and an overview of his career

05:13 - He share about his framework and how it’s worked for him overtime

08:38 - Ish’s advice on how to tackle his framework

11:57 - He shares about his approach to investing and how he got started

14:58 - He explains how he has invested his 401K

15:53 - What Ish’s crypto and NFT portfolio currently looks like

16:47 - In his on words Ish explains what an NFT is and his approach to the space18:38 - Ish breaks down how his book is also an NFT and why this is so special

25:39 - He shares about the NFTs he has purchased as investments and how he estimates their value

31:15 - How he goes to purchase NFTs and where he likes to keep them once purchased

33:23 - Ish shares his view on the longevity of NFTs and what can NFTs actually solve for us

41:04 - How Ish thinks the future will look like if decentralized finance becomes the norm

44:57 - Ish share where he invests his crypto and his reasoning behind it

47:55 - How Ish thinks crypto and NFTs will perform in the future when the economy run out of money

49:58 - Where to follow Ish and all of his endeavors 

Mentioned in the Episode:

 

Buy Ish’s book: https://www.ishverduzco.com/book 

Visit Ish’s Website: https://www.ishverduzco.com/ 

Listen to Ish’s Podcast: https://www.ishverduzco.com/podcast 

Follow Ish on LinkedIn: https://www.linkedin.com/in/ishverduzco/ 

Follow Ish on Instagram: https://www.instagram.com/ishverduzco/ 

Follow Ish on Twitter: https://twitter.com/ishverduzco