Today on the Dough Roller Money Podcast we have Jack Brennan! Jack is a Chairman and served as CEO of The Vanguard Group from 1996-2009. He has steered trillions- literally trillions- of dollars throughout his career, and you’d be hard-pressed to find anyone with better financial astuteness than Jack. Currently, Jack is a director of Guardian Life Insurance Company of America, American Express Company, and Rockefeller Capital Management. He is Chairman of the Board of Trustees of the University of Notre Dame, and is a founding trustee of King Abdullah University of Science and Technology. This past year Jack re-released an update to his book More Straight Talk on Investing, which was originally released in 2002.

On this episode Jack shares his journey workin with Vanguard for over a decade and how he has seen the company change over the years. He gives his insight on topics like stocks vs. bonds, rebalancing taxable accounts, and cryptocurrency. Jack has recently re-released an update to his book More Straight Talk on Investing, which was originally released in 2002.

 

 

Calls to Action: 

 

Follow Dough Roller on Linkedin: https://www.linkedin.com/company/dough-roller/

Follow Dough Roller on Instagram: https://www.instagram.com/doughrollermoney/

Follow Dough Roller on Twitter: https://twitter.com/doughroller

Check out the Dough Roller website and blog: https://www.doughroller.net/

Timestamps:

 

00:00 - Introduction to Jack Brennan

00:31 - Jack gives his response to all the criticism that has been directed at Vanguard over the years

04:51 - Jack gives his advice for those wondering how they should position their portfolios for the recent inflation

12:50 - Jack gives his opinion of the phrase “stock out perform bonds”

14:47 - Jack explains why he doesn’t practice the 4% rule

16:20 - Jack gives his take on international stocks

18:39 - Jack gives his opinion on the argument for not rebalancing in a taxable account

21:21 - He talk about Vanguard not being involved with cryptocurrency 

23:30 - He then give his advice and opinion on the cryptocurrency 

25:23 - Jack gives his insights into what he thinks are the biggest risks today for the long term investor in the United States?

30:29 - Jack dives in to his book and why he re-released it

34:00 - Where to keep up with Jack and his work

Mentioned in the Episode:

 

Read Jack’s books: https://amz.run/5PkQ 

Today on the Dough Roller Money Podcast we are talking to Ish Verduzco! He’s the author of How Successful People Get Ish Done, and the host of the Getting Ish Done podcast. 

In his early-to-mid 20s Ish became interested in personal development and started writing and researching his first book How Successful People Get Ish Done. With the creation and rise of NFT’s in the last 2 years, Ish is currently in the process of creating an NFT playbook for those who want to start investing with NFTs. This year, Ish was named one of Hispanic Executive’s 30 under 30 for 2021, and he gave the 2020 commencement speech at his alma mater, UC Merced. He currently hosts the podcast Getting Ish Done, and is only going up from there!

In this episode Rob and Ish talk about the world of investing and NFTs. Ish shares how he began his journey in NTFs and how he has approached this space so far. He tells us his opinion on how he thinks crypto and NFTs can be used in the future and what we can expect from it’s evolution. We are also able to get a glimpse into how he created his book and how making it into an NFTs is revolutionary. 

If you want an insider’s look into the world of NFTs this episode is for you! 

 

 

Calls to Action: 

 

Follow Dough Roller on Linkedin: https://www.linkedin.com/company/dough-roller/

Follow Dough Roller on Instagram: https://www.instagram.com/doughrollermoney/

Follow Dough Roller on Twitter: https://twitter.com/doughroller

Check out the Dough Roller website and blog: https://www.doughroller.net/

 

Timestamps:

 

00:00 - Introduction to Ish Verduzco

01:43 - Ish talks about his background and an overview of his career

05:13 - He share about his framework and how it’s worked for him overtime

08:38 - Ish’s advice on how to tackle his framework

11:57 - He shares about his approach to investing and how he got started

14:58 - He explains how he has invested his 401K

15:53 - What Ish’s crypto and NFT portfolio currently looks like

16:47 - In his on words Ish explains what an NFT is and his approach to the space18:38 - Ish breaks down how his book is also an NFT and why this is so special

25:39 - He shares about the NFTs he has purchased as investments and how he estimates their value

31:15 - How he goes to purchase NFTs and where he likes to keep them once purchased

33:23 - Ish shares his view on the longevity of NFTs and what can NFTs actually solve for us

41:04 - How Ish thinks the future will look like if decentralized finance becomes the norm

44:57 - Ish share where he invests his crypto and his reasoning behind it

47:55 - How Ish thinks crypto and NFTs will perform in the future when the economy run out of money

49:58 - Where to follow Ish and all of his endeavors 

Mentioned in the Episode:

 

Buy Ish’s book: https://www.ishverduzco.com/book 

Visit Ish’s Website: https://www.ishverduzco.com/ 

Listen to Ish’s Podcast: https://www.ishverduzco.com/podcast 

Follow Ish on LinkedIn: https://www.linkedin.com/in/ishverduzco/ 

Follow Ish on Instagram: https://www.instagram.com/ishverduzco/ 

Follow Ish on Twitter: https://twitter.com/ishverduzco  

Today we’re talking with Larry Hagner! Larry is  the founder and CEO of The Dad’s Edge. He is an author, podcast host, and speaker. Larry founded his brand The Good Dad Project, later coined The Dad Edge, in 2015 after he published his book The Dad's Edge: 9 Simple Ways to Have: Unlimited Patience, Improved Relationships, and Positive Lasting Memories. 

He’s also the host of The Dad Edge Podcast where he’s interviewed over 700 experts on all things pertaining to life and fatherhood. And last year in 2020 Larry was chosen as a speaker/educator for the Financial Freedom Movement Summit. 

On today’s episode we chat with Larry about his childhood journey, growing up without a father-figure, and how that led to him creating The Dad’s Edge. We’ll also hear about how COVID-19 changed Larry’s financial priorities and philosophies. 

 

 

Calls to Action: 

 

Follow Dough Roller on Linkedin: https://www.linkedin.com/company/dough-roller/

Follow Dough Roller on Instagram: https://www.instagram.com/doughrollermoney/

Follow Dough Roller on Twitter: https://twitter.com/doughroller

Check out the Dough Roller website and blog: https://www.doughroller.net/

 

 

Timestamps:

 

00:00 - Introducing Larry Hagner

01:52 - The backstory of The Dad Edge

08:13 - Larry’s backstory and journey to The Dad’s Edge

20:17 - When Larry shifted The Dad’s Edge to full time work

21:26 - The Masterminds community

24:47 - How money growing up affected Larry to today

31:35 - What financial issues cause couples the most problems

34:05 - How Larry landed on his financial philosophies

37:19 - How COVID-19 shifted Larry’s financial priorities

42:01 - Where to keep up with The Dad’s Edge and Larry

 

 

Mentioned in the Episode:

 

Dad’s Edge Website - https://thedadedge.com/

Dad’s Edge Podcast - https://thedadedge.com/podcast/

Larry’s Free 21 Day Course - https://thedadedge.com/extraordinary-marriage/

Larry’s LinkedIn - https://www.linkedin.com/in/larry-hagner-a82b8715/

Today on Dough Roller, we are talking with Dr. Daniel Crosby! He is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby recently co-authored a New York Times Best-Selling book titled, Personal Benchmark: Integrating Behavioral Finance and Investment Management. 

Daniel was named one of the “12 Thinkers to Watch” by Monster.com and a “Financial Blogger You Should Be Reading” by AARP, and is the author of many best-selling books which include:You’re Not That Great, The Laws of Wealth, and Behavioral Investor. He also hosts the podcast Standard Deviations which tackles money, mind, and meaning, all through a psychological lens.

One today’s episode we talk about how Dr. Daniel created the Irrationality Index, and the different investing personalities. We’ll also learn about Dr. Crosby’s stance on higher risk investments like crypto, and how different personality traits can have different levels of success when investing!

 

 

Calls to Action: 

 

Follow Dough Roller on Linkedin: https://www.linkedin.com/company/dough-roller/

Follow Dough Roller on Instagram: https://www.instagram.com/doughrollermoney/

Follow Dough Roller on Twitter: https://twitter.com/doughroller

Check out the Dough Roller website and blog: https://www.doughroller.net/

Timestamps:

 

00:00 - Introducing Dr. Daniel Crosby

03:11 - How Daniel created the Irrationality Index

08:11 - Behavioral Finance lessons to learn in the market

13:07 - Value Momentum Investors vs. Value Camp Investors

20:05 - Identifying Investment Biases

23:28 - Incorporating momentum into you investment philosophy

26:52 - Dr. Daniel’s insights on fear

29:28 - Dr. Daniel’s research on personality traits in successful investors

38:31 - Where to keep up with Dr. Daniel

Mentioned in the Episode:

 

Dr. Daniel’s Twitter - https://twitter.com/danielcrosby

 

Dr. Daniel’s LinkedIn - https://www.linkedin.com/in/danielcrosby/

 

Standard Deviations Podcast - https://podcasts.apple.com/us/podcast/standard-deviations-with-dr-daniel-crosby/id1241946146

 

Dr. Daniel’s Books - https://www.amazon.com/Daniel-Crosby/e/B00O72MW1W/ref=dp_byline_cont_book_1

Today on Dough Roller, we are talking with Roger Whitney! Roger is The Retirement Man. His blog and podcast of the same name are legendary, and his mission is to help people shift what they think is possible in retirement by changing how they live, work, and celebrate what's possible in the present. 

Roger is a 3 time PLUTUS award winner and author of Rock Retirement: A Simple Guide to Help You Take Control and be More Optimistic About the Future. He’s been ranked by Investopedia as one of the most influential financial advisers for over 5 years, and he created the Rock Retirement Club, which is an online community which provides tools for others to build an amazing retirement.

On the show today we talk with Roger about his firm Agile Retirement and their philosophies. We’ll also learn how to overcome mental hurdles surrounding retirement planning and how to create your own unique retirement plan. If you’ve ever had any confusion around retirement, keep listening to this episode for some great advice!

Calls to Action: 

 

Follow Dough Roller on Linkedin: https://www.linkedin.com/company/dough-roller/

Follow Dough Roller on Instagram: https://www.instagram.com/doughrollermoney/

Follow Dough Roller on Twitter: https://twitter.com/doughroller

Check out the Dough Roller website and blog: https://www.doughroller.net/

 

 

Timestamps:

 

00:00- Introducing Roger Whitney

01:44- Roger’s firm, Agile Retirement

05:11- How Roger approaches retirement planning

14:10- Building a framework for your finances

20:46 - Narrowing down your planning priorities

24:59- Overcoming mental hurdles around retirement

27:53- Finding your personal perfect retirement number

42:13- Where to keep up with Roger

 

 

Mentioned in the Episode:

 

Roger’s Website and Class- https://www.rockretirementclub.com/

Retirement Answer Man Podcast- https://podcasts.apple.com/us/podcast/retirement-answer-man/id834314596

Today on Dough Roller, we are talking with Harlan Landes! Harlan is the Founder and Executive Director of the Plutus Foundation, which provides resources and grant money to assist the independent financial media to create, develop, and administer programs that enhance financial literacy, education, and empowerment. He also ran one of the first personal finance blogs, Consumerism Commentary.

In this episode, we talk about Harlan’s financial journey from losing everything, to creating a foundation that deals in millions of dollars a year. We’ll also hear about Harlan’s saving and investing methods. 

 

Calls to Action: 

 

Follow Dough Roller on Linkedin: https://www.linkedin.com/company/dough-roller/

Follow Dough Roller on Instagram: https://www.instagram.com/doughrollermoney/

Follow Dough Roller on Twitter: https://twitter.com/doughroller

Check out the Dough Roller website and blog: https://www.doughroller.net/

 

Timestamps:

 

00:00- Introducing Harlan Landes

01:52- Harlan’s first blog Consumerism Commentary

09:37- How Consumerism Commentary became a business

19:53- Harlan’s next move after selling Consumerism Commentary

32:21- How and why Harlan founded The Plutus Foundation

37:10- Harlan’s next projects

39:00- Where to keep up with Harlan

 

Mentioned in the Episode:

 

Plutus Foundation - https://plutusfoundation.org/ 

Harlan’s Twitter - https://twitter.com/harlanlandes

Today on Dough Roller, we are talking with Bola Sokunbi! Bola is a best-selling author and the founder and CEO of Clever Girl Finance. 

In this episode, we talk about Bola’s inspiring backstory and where she got her inspiration to start her own businesses. We’ll also talk about the wage disparity and financial hurdles women and people of colour face when trying to build their wealth. This interview will leave you feeling inspired and ready to take action, so keep on listening!

Calls to Action: 

 

Follow Dough Roller on Linkedin: https://www.linkedin.com/company/dough-roller/

Follow Dough Roller on Instagram: https://www.instagram.com/doughrollermoney/

Follow Dough Roller on Twitter: https://twitter.com/doughroller

Check out the Dough Roller website and blog: https://www.doughroller.net/

 

 

Timestamps:

 

00:00 - Introducing Bola Sokunbi

00:52 - Bola’s Inspiration and Backstory

06:28 - Why Bola Started Heavily Saving in College

09:49 - Bola’s First Side Hustle

15:26 - The Beginning of Clever Girl Finance

20:33 - Bola’s Decision to Make Her Courses Free

25:20 - The Financial Challenges Women Face

36:10 - Building Wealth as a Woman in Other Countries

39:40 - What’s Next for Bola

42:06 - How to Keep Up With Bola

 

 

Mentioned in the Episode:

 

Clever Girl Finance Website -

https://www.clevergirlfinance.com/

Clever Girl Finance Instagram – https://www.instagram.com/clevergirlfinance/?hl=en

Clever Girl Finance YouTube - https://www.youtube.com/channel/UCXpAvdmdMHiwVtG9R05qFig

Today on Dough Roller, we are talking with Peter Mallouk! Peter is the President and CEO of Creative Planning. Creative Planning is a Registered Investment Advisory firm that manages over $100 billion dollars in assets and serves clients in all 50 states. Both Creative Planning and Peter have been recognized as industry leaders by organizations such as Barron’s, Financial Times and CNBC. RIA Channel, published by Forbes, recently ranked Creative planning as the #1 Wealth Manager for 2020.*

Along with Creative Planning, Peter also provides financial education to those who have been underserved by the financial service industry. He and his wife have received awards such as the Giving the Basics Human Dignity award and Variety Presidential Citation award. He has also founded a non-profit dedicated to providing under-resourced communities with actionable financial education.

Today we talk with Peter about his thoughts on our current inflation in the market, and his thoughts on cryptocurrency stocks. We’ll also hear all about what Creative Planning does. If you want to hear some hard truths about financial planning, keep listening!

 

* See Creative Planning’s website at https://creativeplanning.com/important-disclosure-information/ for important award disclosure information.

Today on Dough Roller, we are talking with Steve and Courtney Adcock! Steve and Courtney both retired from their full time jobs in their mid-30s, with nearly $1 million in the bank. Today, they live an “off the grid” lifestyle, and for the first few years of retirement traveled the country in an airstream! They run a popular finance blog detailing their savings methods and other finance advice, and have been featured in publications like MarketWatch, Forbes, Business Insider, CNBC, and Vice.

 

Today Steve and Courtney tell us their stories of achieving retirement so young, and what their asset allocation looks like because of that. We’ll also hear how they manage healthcare, scarcity mindset, and how 2020 affected their financial plans.  

 

Calls to Action: 

Follow Dough Roller on Linkedin: https://www.linkedin.com/company/dough-roller/

Follow Dough Roller on Instagram: https://www.instagram.com/doughrollermoney/

Follow Dough Roller on Twitter: https://twitter.com/doughroller

Check out the Dough Roller website and blog: https://www.doughroller.net/

Timestamps:

00:28- All About Steve and Courtney

03:46- What Inspired Steve and Courtney to Start Saving for Retirement

10:03- How Long it Took Steve and Courtney to Save

15:15- Steve and Courtney’s Asset Allocation

20:35- The LEANFire Discussion for Steve and Courtney

26:07- How Steve and Courtney Manage Healthcare

28:05- How a Childhood Bankruptcy Affected Courtney

30:46- 2020 and What’s Next For Steve and Courtney

38:57- Where to Keep Up with Steve and Courtney

 

Mentioned in the Episode:

Steve’s Blog- https://steveadcock.us/

Steve’s Twitter- https://twitter.com/SteveOnSpeed?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor

Today on Dough Roller, we are talking with Doug Nordman. Doug is a best-selling author of two books, The Military Guide to Financial Independence and Raising Your Money-Savvy Family For Next Generation Financial Independence. He retired from the military at age 41, and spends his time now helping other military families and veterans become financially independent. 

In this episode, we talk about how Doug was able to retire at age 41 and how he earns his passive income now. We’ll also hear Doug’s advice on asset allocation and how to deal with the behavioral side of finance. If you want to hear some great advice for retirement planning, keep listening!

 

Calls to Action: 

 

Follow Dough Roller on Linkedin: https://www.linkedin.com/company/dough-roller/

Follow Dough Roller on Instagram: https://www.instagram.com/doughrollermoney/

Follow Dough Roller on Twitter: https://twitter.com/doughroller

Check out the Dough Roller website and blog: https://www.doughroller.net/

 

Timestamps:

 

 00:20- Doug’s History as a Navy Nuclear Engineer

 02:29- How Doug Earned Money After Retiring from the Navy

 10:17- How Doug Uses the 4% Rule

 12:57- Doug’s Advice on Asset Allocation

 17:09- Doug’s Plan of Retiring at 41

 27:13- About Doug’s Book The Military Guide to Financial Independence 

 32:14- How Doug Started Surfing

 34:59- The Importance of Behavioral Finance 

 42:08- The Tools Doug Uses to Maintain his Budget

 46:01- How to Keep Up with Doug

 

Mentioned in the Episode:

 

Doug’s First Book: The Military Guide to Financial Independence and Retirement

Doug’s Most Recent Book: Raising Your Money-Savvy Family For Next Generation Financial Independence 

Doug’s Facebook: https://www.facebook.com/doug.nordman.5

Doug’s Website: https://the-military-guide.com/

Doug’s Twitter: https://twitter.com/themilitaryguid