Episode Summary:

In this episode of Driven by Justice, Missouri's Consumer Law Show, attorneys Bryan Brody and Alex Cornwell from Brody and Cornwell LLC delve into the complexities of yo-yo financing. They explain how this deceptive practice occurs when car dealers attempt to change the terms of a car sale after the buyer has signed a contract, often under the false pretense that the financing fell through. Bryan and Alex clarify that the original contract with the dealership remains valid and highlight the legal implications of such practices under Missouri law. They discuss the importance of understanding your rights as a consumer and the potential legal recourse available if you find yourself in a yo-yo financing situation. This episode is essential for anyone navigating car purchases, ensuring you are equipped with the knowledge to protect your rights.

Key Timestamps:

00:01 – Introduction

0:40 – What is Yo-Yo Financing?

1:23 – Types of Car Deals

2:29 – The Real Loan Agreement

3:40 – Behind the Scenes of Yo-Yo Deals

4:45 – Dealer's Interest in Selling Contracts

6:05 – Misrepresentation by Dealers

7:12 – Threats of Theft and Consumer Rights

8:28 – Dealer's Tactics and Consumer Impact

9:47 – Legal Stance on Yo-Yo Sales in Missouri

11:00 – Conditional Approvals and Dealer Misconduct

13:01 – Consumer Leverage and Dealer Pressure

15:08 – Legal Protections for Consumers

17:00 – Evaluating New Contracts and Consumer Detriment

19:02 – Legal Violations in Yo-Yo Sales

About the Show:

Driven by Justice, Missouri's Consumer Law Show is Missouri's go-to podcast for understanding consumer law and protecting your rights. Hosted by experienced attorneys, the show tackles issues like auto fraud, lemon law, and consumer protection, providing listeners with clear, actionable insights. Whether you're dealing with deceptive business practices or seeking justice in a consumer dispute, Driven by Justice, Missouri's Consumer Law Show equips you with the knowledge to navigate the legal landscape confidently. Join us for in-depth discussions, expert advice, and empowering stories from the front lines of consumer advocacy.

Episode Summary:

Key Timestamps:

About the Show:

Episode Summary: 

Key Timestamps:

About the Show:

Episode Summary:

Key Timestamps:

About the Show:

Episode Summary:

In this episode of *Driven by Justice, Missouri's Consumer Law Show*, attorneys Bryan Brody and Alex Cornwell shed light on what constitutes auto-fraud in Missouri and how consumers can differentiate between a bad deal and a legal issue. They discuss common signs of dealer misconduct and key steps consumers should take to protect themselves in car purchases.

Key Timestamps:

00:00 – Introduction

01:30 – Bryan's Background and Consumer Protection Journey

04:15 – Alex's Transition to Consumer Advocacy

07:20 – Signs of Dealer Misrepresentation and Fraud

09:45 – Types of Fraud under Missouri's Merchandising Practices Act

12:10 – Patterns of Deceptive Practices by Dealerships

14:55 – Importance of Proper Disclosure and Administrative Fees

17:30 – Legal Documents as Evidence in Consumer Cases

20:00 – Differentiating Shady Business Practices from Illegal Activity

22:45 – Fee Shifting in Missouri Consumer Cases

About the Show:

*Driven by Justice, Missouri's Consumer Law Show* is a podcast hosted by attorneys Bryan Brody and Alex Cornwell, dedicated to educating and empowering consumers in Missouri. The show delves into various aspects of consumer protection, offering valuable insights and guidance on navigating legal issues related to consumer rights.