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Dubai Daily E32: Building an AED 10M Portfolio Strategy
Welcome to Dubai Daily, your essential morning briefing on Dubai's real estate market.
🎙️ EPISODE OVERVIEW
Comprehensive AED 10M portfolio construction strategy covering 60-40 allocation (60% mid-market rental income, 40% luxury capital appreciation), property mix recommendations, financing strategies, and projected 5-year returns of 12-14% annually.
📊 KEY TOPICS COVERED
• Strategic allocation 60-40 (60% AED 6M mid-market for rental income, 40% AED 4M luxury for capital appreciation)
• Mid-market component AED 6M (JVC AED 2.5M: 7-8% yields, 5-8% growth; Business Bay AED 2M: 6-8% yields, 4-6% growth; DSO AED 1.5M: 6-7% ROI; combined AED 400K-450K annual income, 6.7-7.5% yield)
• Luxury component AED 4M (Palm Jumeirah AED 3M-5M: 8-10% appreciation, 5-6% yields; Dubai Hills Estate AED 3M-5M: 7-9% appreciation, 5-6% yields; Arabian Ranches AED 2.5M-4M: 6-8% appreciation; Downtown Dubai AED 2.5M-4M: 5-7% appreciation)
• Portfolio mix example (8-9 properties total, annual income AED 610K-700K, 6.1-7% overall yield)
• 5-year returns (Year 1: AED 610K-700K income; mid-market 25-35% appreciation to AED 7.5-8.1M; luxury 35-45% appreciation to AED 5.4-5.8M; total portfolio AED 12.9-13.9M; cumulative rental AED 3.1-3.5M; total return 59-69%, 12-14% annually)
• Financing strategy (total equity AED 4M controls AED 10M assets, 2.5x leverage, ROE 25-30% annually after mortgage payments)
💡 KEY TAKEAWAYS
• 60-40 allocation balances immediate rental income (60% mid-market) with long-term appreciation (40% luxury)
• Mid-market (JVC, Business Bay, DSO) generates AED 400K-450K annual income at 6.7-7.5% yield
• Luxury (Palm Jumeirah, Dubai Hills, Arabian Ranches) delivers 35-45% appreciation over 5 years
• Total AED 10M portfolio projects 59-69% total return over 5 years (12-14% annually)
• Leverage strategy: AED 4M equity controls AED 10M assets (2.5x leverage) with 25-30% ROE
📈 DATA SOURCES
Property Monitor | DXB Interact | Mortgage Data Q1 2025 | Dubai Land Department | December 2025
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📞 CONTACT PARAG KUNDALWAL | CONSULTAA
Founder & CEO, Consultaa - Dubai Real Estate Consulting & Global Capital Advisory
🔗 LinkedIn: https://www.linkedin.com/in/paragkundalwal/
🌐 Website: https://consultaadxb.com
📧 Email: mailto:[email protected]
📱 Phone: tel:+971585964631
Dubai Daily airs Monday to Friday at 7:00 AM Dubai time.
Subscribe for your daily dose of Dubai real estate intelligence.
View all episodes
By Parag KundalwalWelcome to Dubai Daily, your essential morning briefing on Dubai's real estate market.
🎙️ EPISODE OVERVIEW
Comprehensive AED 10M portfolio construction strategy covering 60-40 allocation (60% mid-market rental income, 40% luxury capital appreciation), property mix recommendations, financing strategies, and projected 5-year returns of 12-14% annually.
📊 KEY TOPICS COVERED
• Strategic allocation 60-40 (60% AED 6M mid-market for rental income, 40% AED 4M luxury for capital appreciation)
• Mid-market component AED 6M (JVC AED 2.5M: 7-8% yields, 5-8% growth; Business Bay AED 2M: 6-8% yields, 4-6% growth; DSO AED 1.5M: 6-7% ROI; combined AED 400K-450K annual income, 6.7-7.5% yield)
• Luxury component AED 4M (Palm Jumeirah AED 3M-5M: 8-10% appreciation, 5-6% yields; Dubai Hills Estate AED 3M-5M: 7-9% appreciation, 5-6% yields; Arabian Ranches AED 2.5M-4M: 6-8% appreciation; Downtown Dubai AED 2.5M-4M: 5-7% appreciation)
• Portfolio mix example (8-9 properties total, annual income AED 610K-700K, 6.1-7% overall yield)
• 5-year returns (Year 1: AED 610K-700K income; mid-market 25-35% appreciation to AED 7.5-8.1M; luxury 35-45% appreciation to AED 5.4-5.8M; total portfolio AED 12.9-13.9M; cumulative rental AED 3.1-3.5M; total return 59-69%, 12-14% annually)
• Financing strategy (total equity AED 4M controls AED 10M assets, 2.5x leverage, ROE 25-30% annually after mortgage payments)
💡 KEY TAKEAWAYS
• 60-40 allocation balances immediate rental income (60% mid-market) with long-term appreciation (40% luxury)
• Mid-market (JVC, Business Bay, DSO) generates AED 400K-450K annual income at 6.7-7.5% yield
• Luxury (Palm Jumeirah, Dubai Hills, Arabian Ranches) delivers 35-45% appreciation over 5 years
• Total AED 10M portfolio projects 59-69% total return over 5 years (12-14% annually)
• Leverage strategy: AED 4M equity controls AED 10M assets (2.5x leverage) with 25-30% ROE
📈 DATA SOURCES
Property Monitor | DXB Interact | Mortgage Data Q1 2025 | Dubai Land Department | December 2025
---
📞 CONTACT PARAG KUNDALWAL | CONSULTAA
Founder & CEO, Consultaa - Dubai Real Estate Consulting & Global Capital Advisory
🔗 LinkedIn: https://www.linkedin.com/in/paragkundalwal/
🌐 Website: https://consultaadxb.com
📧 Email: mailto:[email protected]
📱 Phone: tel:+971585964631
Dubai Daily airs Monday to Friday at 7:00 AM Dubai time.
Subscribe for your daily dose of Dubai real estate intelligence.