Dubai Daily E80: Dubai Property Prices: Population Growth Myth? - Segmented Affordability (4.04M Reality), Supply-Demand, and Moody's 2026 Cooling - presented by Parag Kundalwal, founder and CEO of Consultaa. Debunking the simplistic population growth narrative with institutional-grade segmented analysis, supply-demand realities, Moody's forecast, and actionable 2026 investor strategies. **Timestamps:** 0:00 - Intro & Population Myth Exposed 0:40 - Dubai Population Facts (4.04M Reality) 1:50 - Segmented Affordability Breakdown 3:30 - Supply-Demand Mismatch by Tier 5:00 - Moody's 2026 Cooling Forecast 5:45 - 2026 Price Predictions 6:30 - Investor Solution & Action Plan 7:30 - Key Takeaways & Contact Consultaa **Dubai Population Reality:** • Official 2025: 4,044,273 as of November 13 (Dubai Statistics Center Population Clock, Gulf News) - +208,030 YoY, crossed 4 million in Q3 2025 • 2026 Projection: 4.22 million (5.5% growth, Dubai Municipality/DSC forecast) - 92% expatriates, driven by Golden/Silver Visas and real estate inflows • Growth Drivers: Business-friendly policies, tax-free environment, infrastructure (UAE Central Bank Q4 2025) • Common Narrative Flaw: 120,000 unit handovers (DLD) vs 85,000 new households (RERA) - but total population ignores affordability segmentation **Segmented Affordability Analysis:** • **High-Income Tier (25%, ~1 million, AED 20,000+/month):** Drives 70% of 85,000 2025 transactions (DLD data) - Focus on luxury villas/apartments AED 2M+; demand exceeds supply, 7-10% appreciation (Knight Frank Q4 2025) • **Mid-Income Tier (40%, ~1.6 million, AED 5,000-20,000/month):** Targets mid-market apartments AED 500k-2M (JVC, Business Bay, Arjan); demand ~40,000 households (RERA) vs 88,000 supply (74% of handovers) = significant glut, 12% average vacancy, 0-3% price growth (CBRE 2026 Outlook) • **Low-Income/Labor Tier (35%, ~1.4 million, AED 1,500-3,000/month):** 60% of new migrants (South Asia construction/service workers); shared rentals AED 500-1,000/person via employer housing; <5% buying power, 90% mortgage-ineligible (Bayut/RERA 2025), only 2% ownership - inflate population stats but minimal property demand impact **Supply-Demand Mismatch by Segment:** • Mid-Market Apartments: 88,000 units supply vs 40,000 affordable households = 2x oversupply (DLD/RERA); JVC/Arjan vacancy 15%, yield compression from 7-9% to 5-7% • Luxury Segment: Affluent demand sustains prices (zero correction risk, Knight Frank); UHNW/expats (80% transactions Indians/UK/Saudis, DLD) focus on Palm Jumeirah, Dubai Hills Estate • Rental Market Impact: Overall 3-6% growth (RERA), but mid-segment softening due to labor low-end pressure; luxury stable at 4-6% yields • Infrastructure Plays: Metro Blue Line stations (10-25% uplift over 3-5 years), Al Maktoum Airport expansion (Dubai South 10-20% growth) **Moody's 2026 Cooling Forecast:** • November 2025 Report: 3-5% price cooling in mid-market apartments due to oversupply (120,000 units vs 4.04M population growth dynamics) • Track Record: Directionally accurate for mid-segment, but underestimated 2024/2025 rises (+8-12% actual vs predicted -5-10% drop) • Validation: Q2-Q3 2026 supply peak (DLD) supports moderation, particularly in high-supply areas like JVC (64,000+ units) **2026 Price Predictions:** • Overall Market: 5-8% appreciation (UAE Central Bank forecast) • Segmented Outlook: Mid-market apartments 0-3% (oversupply glut); luxury properties 7-10% (affluent demand resilience); villas/townhouses 8-12% (family-oriented growth) • Fair Assessment: 4.04M to 4.22M population growth powers affluent segment (70% of sales, DLD), but labor/mid-income mismatch creates targeted cooling - Moody's directionally correct for mid-market opportunity **Investor Solution & Action Plan:** • **Immediate Rebalancing:** Reduce mid-market exposure to 30% maximum - sell JVC/Arjan holdings pre-Q2 peak to capture 5-10% motivated-seller discounts, avoiding 0-3% stagnation • **Strategic Allocation:** Shift 40% to luxury assets (Palm Jumeirah/Dubai Hills Estate for 7-10% stability and zero correction risk); dedicate 20% to infrastructure-linked properties (Metro Blue Line stations for 10-25% uplift); maintain 10% cash reserves for Q1 opportunities • **Q1 2026 Actions:** Capitalize on mid-market dips by purchasing ready apartments (AED 500k-2M range) at 6-8% yields; pre-qualify mortgages now for 70-85% LTV at decreasing 3.75-4.5% fixed rates; target affluent villas AED 2M+ for Golden Visa eligibility and 8-12% appreciation • **Risk Mitigation:** Ignore total population hype - focus on affordability data from DLD transactions; diversify across 3-5 communities (e.g., Dubai South, Creek Harbour, limited JVC); cap single developer exposure at 40%; always verify RERA/DLD registration for supply risks • **Moody's Opportunity:** Mid-market cooling signals value buys for yield-focused investors; luxury remains resilient for capital preservation - structure investments via Consultaa for due diligence, asset protection, and tax optimization (0% capital gains, full repatriation) **Key Takeaways:** • Affordability segmentation reveals the myth: Labor (35%) inflates 4.04M population stats without driving demand; affluent high-income tier sustains luxury prices • Mid-market glut (88k supply vs 40k buyers) = 0-3% growth in 2026; luxury 7-10%, villas 8-12% • Act now: Rebalance toward luxury/infrastructure, capitalize on Q1 mid-dips, diversify strategically - Moody's cooling creates targeted opportunities **Sources:** Dubai Statistics Center (DSC), Dubai Land Department (DLD), Moody's November 2025 Report, Knight Frank Q4 2025, CBRE 2026 Outlook, RERA, UAE Central Bank, Bayut, Gulf News (verified data only - no speculation). **Contact Consultaa:** 📧 [email protected] 📱 +971 58 596 4631 🌐 consul-ta-D-X-B dot com 🔗 LinkedIn: Parag Kundalwal Institutional-grade analysis exposing the population growth myth for sustainable 2026 investment decisions.

Dubai Daily E79: Dubai Waterfront Investment Myth - Scarcity or Reclamation Reality? Why Smart Investors Look Beyond the Hype in 2026 - presented by Parag Kundalwal, founder and CEO of Consultaa. Debunking the waterfront scarcity narrative with institutional-grade analysis of Dubai's land reclamation capabilities and smarter investment alternatives for 2026. **Timestamps:** 0:00 - Intro & Broker Hype Exposed 0:45 - The Waterfront Scarcity Myth (Palm Jumeirah, Marina, JBR) 2:00 - Dubai's Reclamation Reality (50+ sq km Created) 3:45 - Risks of Chasing Hype (Corrections, Costs, FOMO) 5:00 - Smarter Alternatives (Infrastructure, Emerging Areas) 6:30 - Key Takeaways & Q1 2026 Strategy 7:00 - Contact Consultaa **The Waterfront Scarcity Narrative:** • Brokers push Palm Jumeirah, Dubai Marina, JBR as \"irreplaceable\" - 45% appreciation in 2025 • Prices: AED 20-50M+ for beachfront villas/apartments, 20-30% premiums from \"limited supply\" FOMO • Appeal: UHNW demand, tourism boost, lifestyle prestige • Reality: Scarcity is manufactured - Dubai's 72 km coastline is infinitely expandable via engineering **Dubai's Reclamation Reality:** • Historical: 50+ sq km created since 2000 (Palm Jumeirah 5.6 sq km, Bluewaters 200k sqm, World Islands) • Current pipeline: Palm Jebel Ali (17 sq km, AED 40B, 723 villas late 2026 handovers), Deira Islands (2027, Nakheel), Dubai Islands (AED 5B dredging contracts) • Government capability: Dubai 2040 Urban Plan enables more reclamation; AED 5B Jebel Ali contracts in 2024 • Data: 2,000+ new waterfront units in 2026 (Nakheel/Meraas); supply growing 10-15% annually in luxury • Bottom line: Waterfront is engineered abundance, not finite scarcity **Risks of Chasing the Hype:** • Overvaluation: 10-15% correction risk if reclamation floods market (Palm Jebel Ali impacts Jumeirah) • High costs: 5-7% annual fees (maintenance, service charges) erode 4-6% gross yields • Liquidity issues: 6-12 month sales cycles, long hold times for UHNW assets • FOMO traps: 20-35% premiums evaporate; market saturation as UHNW shifts to branded (Armani, Bugatti) • Investor pitfalls: Ignoring total costs, overleveraging (50-75% LTV non-residents), single-asset concentration • 2026 warning: Supply peak could compress ultra-luxury returns vs emerging areas **Smarter Alternatives Beyond Waterfront Hype:** • **Infrastructure-Linked:** Metro Blue Line stations (10-25% uplift over 3-5 years); e.g., Dubai South villas 6-8% yields • **Emerging Waterfront:** Meydan (Azizi Riviera, AED 5-10M entry, 8-12% appreciation), Dubai South (Al Maktoum proximity, 10-20% growth) • **Mixed-Use Hybrids:** Retail-residential (7-9% yields, as in E78), infrastructure plays like flying taxis H1 2026 • **DIFC Zabeel Expansion:** 42k companies by 2040, 4,000+ luxury units (Q4 2029 handover, 70/30 plan) • Entry points: Q1 2026 early-bird pricing (10-20% below launch), freehold for internationals **Investor Strategy for 2026:** • Diversify across 3-5 communities; limit single developer to 40% • 30-40% luxury allocation for stability, 20-30% emerging/infrastructure • Q1 buys in pre-hype zones: Verify DLD registration, track reclamation impacts • Avoid overleverage: Pre-qualify 70-85% LTV at 3.75-4.5% rates • Due diligence: Structure via Consultaa for asset protection, Golden Visa optimization • Golden Visa eligible: AED 2M+ investment threshold **Key Takeaways:** • Reclamation debunks absolute scarcity - focus on connectivity, yields, total costs • Skip FOMO: Palm/Marina overvalued; pivot to Blue Line, Meydan, Dubai South • 2026 winners: Sustainable value over hype; verify everything via DLD • Consultaa advisory: Myth-busting for institutional-grade decisions **Sources:** DLD, Dubai Holding announcements, Knight Frank, Property Monitor, Savills (verified data - no speculation). **Contact Consultaa:** 📧 [email protected] 📱 +971 58 596 4631 🌐 consul-ta-D-X-B dot com 🔗 LinkedIn: Parag Kundalwal Institutional-grade analysis exposing waterfront myths for sustainable 2026 investments.

Dubai Daily E77: AA Tower Sheikh Zayed Road - Premium Freehold Investment Analysis - presented by Parag Kundalwal, founder and CEO of Consultaa. Comprehensive investment analysis of AA Tower, a 62-story, 333-meter freehold mixed-use tower completed December 2020 on Sheikh Zayed Road in Trade Centre First. **Key Topics Covered:** **Prime Location Advantages:** • First freehold residential AND commercial on Sheikh Zayed Road • Trade Centre First district - heart of Dubai's financial corridor • 50 meters from Financial Centre Metro Station (unmatched accessibility) • Within 5 km: DIFC, Downtown Dubai, Emirates Towers, Dubai Mall, Museum of the Future • Gateway to Business Bay, CityWalk, Jumeirah Beach **Ready vs Off-Plan Competitive Edge:** • AA Tower: COMPLETED DECEMBER 2020 - Ready now • Comparables: Sol Luxe, Trump Tower, Burj Azizi - ALL OFF-PLAN, 2027-2028+ handovers • Immediate occupancy/rental vs 2-3 year construction delays • No completion risk, no handover uncertainty, no construction delays **Residential Investment Profile:** • 2-Bedroom: 821-826 sqft, AED 3.73M - 4.47M • 3-Bedroom: 1,175-1,190 sqft, AED 5.45M - 6.03M • Payment: 40% upfront, 60% over 3 years post-handover • February 2026 Availability: 27 units (3 booked) • Premium Views: Burj Khalifa, Arabian Sea, Downtown skyline, CityWalk, Museum of the Future **Office Investment Profile:** • Sizes: 1,303 - 1,796 sqft • Pricing: AED 7.21M - 10.07M • Payment: 50% upfront, 50% over 2 years • Available: 10 premium corporate units • High-end finishes with dedicated parking **World-Class Amenities:** • 1,300 sqft rooftop infinity pool with panoramic views • Gymnasium, cinema room, party hall, prayer room • 9 high-speed elevators (2 floors/second) • Smart card access, 24/7 concierge & security • BBQ areas, kids' play area, covered parking • Full maintenance included **Investment Strengths:** • Prime Sheikh Zayed Road freehold status • Completed, ready-to-occupy asset (no construction risk) • Strong rental yield potential (4-6% gross expected) • Institutional-quality building (established 5+ years) • Freehold for international buyers • Immediate cash flow generation • Metro accessibility (no traffic for tenants/residents) • Strategic location for corporate offices and executive residences • Premium amenities attract premium tenants • Off-plan comparison advantage (ready NOW vs 2027-2028 handovers) **Investment Considerations & Risks:** • Mid-market positioning (not ultra-luxury) • Rental yield compression risk from supply in Business Bay/Downtown • Capital appreciation limited vs off-plan (3-5% annually vs 10-15% potential) • Dubai's Q2-Q3 2026 supply surge impact on yields • Maintenance costs in luxury tower (premium fees) • Single developer exposure • Market saturation on Sheikh Zayed Road from competitors • Ready property less attractive for capital appreciation plays • Leverage limitations vs off-plan (ready = less mortgage % available) **Comparative Analysis:** • Sol Luxe: Off-plan, 2027-2028 handover, similar pricing but 2+ years away • Trump Tower: Off-plan, delayed delivery, years from completion • Burj Azizi: Off-plan, construction phase, 2028+ delivery • AA Tower Advantage: Ready NOW, freehold status, immediate rental income **Financial Analysis:** • Price per sqft: AED 4,531 - 5,088 (competitive vs off-plan comparables) • Rental yield: 4-6% gross (immediate cash flow) • Capital appreciation: 3-5% annually (conservative vs growth plays) • Total 5-year return: 8-10% annually blended (income + appreciation) • Mortgage options: 70-85% LTV for residents, 50-75% for non-residents • Financing rates: 3.75-4.5% fixed (decreasing in Q1 2026) **Portfolio Allocation Strategy:** • AED 5M Portfolio: 30-40% allocation to ready, income-generating assets • AED 10M Portfolio: 15-25% as diversification, rental income engine • AED 20M Portfolio: 10-20% for blended yield and capital preservation • Best for: Income-focused investors, corporates, risk-averse capital **Investor Segmentation:** • Perfect for: International buyers seeking immediate ROI • Corporate relocations: Executive residences with instant tenancy • Institutional investors: Stable 4-6% yield on Sheikh Zayed Road • Portfolio diversifiers: Balance growth plays with income stability • Not ideal for: Capital appreciation speculators (off-plan better) **Key Advantages Over Off-Plan:** • Ready NOW vs waiting 2-3 years • Freehold vs leasehold concerns • Immediate rental income vs construction delays • No completion risk, no handover uncertainty • Established building with proven track record • Premium location with rental demand already proven • No hidden costs or surprises • Institutional quality for corporate leasing **Risks Mitigation:** • Diversify across 2-3 units to reduce concentration • Focus on office space for stronger corporate demand • Lock 3-5 year leases to protect against yield compression • Consider as income play, not capital appreciation vehicle • Monitor supply impact from Business Bay and Downtown competition • Budget 10-15% annual maintenance and management fees **Action Items for Q1 2026:** • Get pre-qualified for mortgage (70-85% LTV, 3.75-4.5% rates) • Review current 27 residential units and 10 office availabilities • Analyze comparable rental rates on Sheikh Zayed Road • Calculate blended yield (income + appreciation) • Structure entity for tax optimization (personal vs company) • Negotiate agent fees and transaction costs • Schedule property viewings for final decision • Execute purchase within Q1 for optimal financing **Contact Consultaa:** 📧 [email protected] 📱 +971 58 596 4631 🌐 consul-ta-D-X-B dot com 🔗 LinkedIn: Parag Kundalwal Institutional-grade analysis for premium Sheikh Zayed Road freehold investment decisions in 2026.

Dubai Daily E76: DIFC 2 Masterplan - New Investment Opportunities - presented by Parag Kundalwal, founder and CEO of Consultaa. Comprehensive analysis of the new DIFC 2 (DIFC Zabeel District) masterplan launched January 27, 2026, by Sheikh Mohammed bin Rashid Al Maktoum. Topics covered: • AED 100+ billion (USD 27.2B) masterplan expansion • 7.1 million sq ft site, 17.7 million sq ft total built-up space • Vision: 42,000 companies & 125,000 workers by 2040 • Live-work-play mixed-use ecosystem • Residential: 4,000+ luxury units (Phase 1: 463 units in two towers) • Tower specifications: G+23 and G+25 levels • Unit types: 1-bedroom to duplex penthouses • Handover timeline: Q4 2029/2030 • 70/30 payment plan with 15% down payment flexibility • 5% registration fees (English Common Law jurisdiction) • Office space: 6.4 million sq ft • Creative/innovation space: 2.6 million sq ft • World's largest AI campus (1+ million sq ft) • DIFC Academy: 370,000 sq ft for 50,000 learners • Retail space: 1.3 million sq ft • Leisure & entertainment: 700,000 sq ft • The Boulevard: Premium retail & dining hub • 20%+ open green spaces • Infrastructure: Dubai Loop, Metro, Emirates Towers connectivity • Flying taxi capability • Six development phases (2030-2040) • Capital appreciation forecasts • Rental yield opportunities • International buyer appeal • Tax advantages & corporate benefits • Freehold ownership under English Common Law • Currency repatriation benefits • Developer: DIFC Developments (DIFC Authority) • Early-bird opportunities & timing • Portfolio allocation strategies • Risk assessment & location premium analysis • Q1-Q2 2026 acquisition strategies Contact Consultaa: 📧 [email protected] 📱 +971 58 596 4631 🌐 consul-ta-D-X-B dot com 🔗 LinkedIn: Parag Kundalwal Institutional-grade analysis for DIFC 2 investment decisions in 2026.

Dubai Daily E75: Off-Plan Opportunities - Q1 2026 Launches & Early-Bird Pricing - presented by Parag Kundalwal, founder and CEO of Consultaa. This episode delivers comprehensive analysis of Q1 2026 off-plan launches and actionable strategies to capitalize on early-bird pricing windows. Topics covered: • New Q1 2026 launches (Emaar The Oasis Phase 2, Damac Lagoons, Nakheel Dubai Islands, Meraas) • Early-bird pricing windows (10-20% below launch pricing) • Payment plan optimization & structures (60/40, 70/30, 80/20, post-handover, 1% monthly) • Pre-handover flipping potential & strategies • Off-plan vs ready property comparison • Capital appreciation forecasts for Q1 launches • Branded residences (Mercedes-Benz Places, Armani Beach, Bugatti - 2026 completions) • Infrastructure-linked project opportunities (Metro Blue Line, Al Maktoum Airport) • Developer tier-1 preference (60-70% Emaar, Nakheel, Meraas) • Single developer exposure limits (40% max) • Mortgage pre-approval strategies for off-plan • AED 5M portfolio optimization (60% ready, 30% off-plan, 10% reserves) • AED 10M portfolio optimization (60% mid-market, 40% luxury) • AED 20M portfolio optimization (50% luxury, 30% mid-market, 20% off-plan) • Q1 launch timing & post-holiday seller advantage • Currency advantages for international buyers • Off-plan payment plan leveraging strategies • Risk mitigation & location quality assessment • Developer financial health & RERA verification • Q1 2026 off-plan acquisition checklist Contact Consultaa: 📧 [email protected] 📱 +971 58 596 4631 🌐 consul-ta-D-X-B dot com 🔗 LinkedIn: Parag Kundalwal

Dubai Daily E74: Portfolio Rebalancing - Mid-Q1 Adjustment Strategies - presented by Parag Kundalwal, founder and CEO of Consultaa. This episode delivers comprehensive portfolio rebalancing strategies for mid-Q1 2026 positioning with actionable insights for all investor segments. Topics covered: • Market performance review (January-February trends) • Mid-market correction warnings (JVC 10-15% risk, Business Bay saturation, Arjan) • Supply pipeline impact (120K units Q2-Q3 peak) • Luxury market resilience (10-15% appreciation, ultra-prime stability) • Infrastructure-linked property performance (Metro Blue Line, Al Maktoum Airport) • Geographic diversification strategies (3-5 communities, 30% max high-supply) • Asset allocation optimization (30% mid-market, 40% luxury, 20-30% off-plan, 10-15% cash) • Leverage management (2.3x-2.5x optimal, 3.75-4.5% fixed rates) • Ready vs off-plan rebalancing tactics • Developer exposure limits (40% max single, 60-70% tier-1) • Rental yield compression warnings • Refinancing opportunities & timing • Tax optimization for rebalancing • Capital gains and timing strategies • Portfolio stress testing for supply shock • Q2-Q3 market preparation • AED 5M portfolio optimization (60% ready, 30% off-plan, 10% reserves) • AED 10M portfolio optimization (60% mid-market, 40% luxury) • AED 20M portfolio optimization (50% luxury core, 30% mid-market, 20% off-plan) • Actionable rebalancing checklist Contact Consultaa: 📧 [email protected] 📱 +971 58 596 4631 🌐 consul-ta-D-X-B dot com 🔗 LinkedIn: Parag Kundalwal

Dubai Daily E73: Developer Deep Dive - 2026 Strategies - presented by Parag Kundalwal, founder and CEO of Consultaa. This episode delivers comprehensive analysis of Dubai's top developers and actionable insights for off-plan property investment. Topics covered: • Top developers & 2026 strategies (Emaar, Nakheel, Damac, Meraas) • New project launches (Emaar The Oasis Phase 2, Damac Lagoons, Nakheel Dubai Islands) • Payment plan structures (60/40, 70/30, 80/20, post-handover, 1% monthly) • Developer track records & delivery performance (90-95%, 85-90%, 70-80%) • Pre-handover flipping potential • Off-plan vs ready property comparison • Developer financial health & RERA registration verification • Project location quality assessment • Single developer exposure limits (40% max) • Tier-1 developer preference (60-70% allocation) • Branded residences & premium positioning (20-35% premium) • Mercedes-Benz Places, Armani Beach, Bugatti Residences • Infrastructure-linked project opportunities • Payment plan matching to income & leverage goals • Developer monitoring strategies • Early-bird pricing windows • Q1 2026 launch opportunities • Risk mitigation for off-plan investments Contact Consultaa: 📧 [email protected] 📱 +971 58 596 4631 🌐 consul-ta-D-X-B dot com 🔗 LinkedIn: Parag Kundalwal

Dubai Daily E72: Rental Market Trends - presented by Parag Kundalwal, founder and CEO of Consultaa. This episode delivers comprehensive analysis of Dubai's rental market performance with actionable insights for landlords and investors. Topics covered: • January corporate relocation surge (5-10% premium demand) • Tenant selectivity & negotiating power trends • Vacancy rates & seasonal patterns (12% average) • Localized softening in JVC, Arjan, DSO, Discovery Gardens, Sports City • Prime district resilience (Downtown, Palm Jumeirah, Dubai Hills Estate) • 2026 rental forecast (3-6% growth, villas outperforming apartments) • Villa vs apartment performance comparison • Yield compression warnings in oversupplied areas • Corporate housing demand (tech & finance sectors) • Furnished vs unfurnished rental trends • Short-term vs long-term lease dynamics • February rental contract timing strategies • Property management best practices • Tenant screening strategies • Lease negotiation tactics • Rental income optimization • Tax implications for rental income • Golden Visa requirements with rental properties • Investment strategy for rental-focused portfolios Key actionable insights for February 2026 rental positioning. Contact Consultaa: 📧 [email protected] 📱 +971 58 596 4631 🌐 consul-ta-D-X-B dot com 🔗 LinkedIn: Parag Kundalwal

Dubai Daily E71: January 2026 Wrap-Up - presented by Parag Kundalwal, founder and CEO of Consultaa. This episode delivers a comprehensive market performance review with transaction volumes and price trends across key communities: JVC, Business Bay, Palm Jumeirah, Dubai South, and Dubai Hills Estate. Topics covered: • January market dynamics & transaction analysis • Q1 investment opportunities & early-bird pricing • Rental market trends with 5-10% corporate relocation premiums • Golden Visa applications surge • Supply pipeline updates (120K units Q2-Q3 peak) • Developer launches (Emaar, Damac, Nakheel) • Infrastructure progress (Metro Blue Line 12% complete, Al Maktoum Airport) • Luxury market resilience (10-15% appreciation) • Mid-market correction warnings (JVC, Business Bay) • Mortgage rates & refinancing opportunities (3.75-4.25% fixed) • Portfolio rebalancing strategies • Currency trends & international buyer activity Key takeaways for Q1-Q2 2026 positioning. Contact Consultaa: 📧 [email protected] 📱 +971 58 596 4631 🌐 consul-ta-D-X-B dot com 🔗 LinkedIn: Parag Kundalwal