Companies like Uber, Lyft, DoorDash, Airbnb and Netflix all initially attracted Millennials due to their cheap offerings and user friendly experiences. However over the past year or so, the cost of using these companies have steadily been increasing. Paul and Ema explore some of the challenges these companies are facing and how it may affect your wallet next time around.

Paul and Ema explore the different types of life insurance offerings and provide real life examples to determine which type may be the best fit. What are the pros and cons of each? At what age should you consider getting a life insurance policy? And how much money should you plan for on your policy? All of those questions and more answered on this episode!

The pandemic put the stock market in the spotlight for many retail investors, as shutdowns simply resulted in boredom at home. With Reddit-retail investors surging and now impacting the stock market trading names like GameStop and AMC, some firms are offering brokerage accounts to teenagers to help teach them how to invest. Paul and Ema dissect this latest retail trader frenzy and analyze how markets may react.

A recent inflation data point called the Consumer Price Index came in hotter-than-expected at 4.2%, leading to wild swings in the stock market. Will inflation be transitory like the Fed has continued to reiterate? Paul and Ema discuss how inflation impacts the economy and also address why Wall Street is so concerned with rising inflation.

On this podcast, financial advisors Paul Lane and Ema David take you through a day in the life of a financial advisor. Whether its taxes, stocks, capital gains, or estate planning, there's a whole lot more to the role than simply "advising".

Without a doubt, student loan debt is now a national crisis. Paul and Ema take a look at the situation and analyze some eye-opening statistics regarding the current student loan debt throughout the country. Also, will there be student loan forgiveness in the coming years? And what about those who worked so hard to pay off their debt? That, and much more on this podcast.

Given the crazy housing landscape with soaring prices, many have been asking the question...is it better to buy or rent a home? We'll hear the pros and cons in-depth from both sides, as Paul is a homeowner, while Ema is currently a renter. What is ultimately the best option?

With a new administration in Washington, alterations to the tax code are likely on the horizon. But, it's important to distinguish from several myths floating around. On this episode, Paul and Ema walk you through the realities and the probabilities of whether each proposal will be made into law, and will also let you know how they may potentially impact your finances.

What factors are driving the craziness of the housing market? Will prices continue to skyrocket? Paul and Ema take a deeper dive into the housing market landscape and evaluate from the prospectives of the buyer and seller. Also, what can we anticipate with prices when interest rates begin to tick back up?

A year ago, one of the biggest market crashes in history occurred as result of the Covid-19 pandemic. However, unlike the "Great Recession" in 2008-2009, the market's recovery was remarkably quick. Paul and Ema run through the year that was for markets and discuss their biggest lessons learned. Plus, our first listener email question!