In this conversation, Altin Kadareja, founder of Cardo AI, shares his journey from Albania to establishing a fintech company focused on asset-based credit. He discusses the challenges and opportunities in the private credit market, the integration of AI and technology in financial services, and the company's ambitions to enter the US market. The conversation highlights the importance of data management, the role of technology in enhancing decision-making, and the future trends in asset-based lending.