Today, we're diving into the Profit First Method, a way to navigate your business finances.  In this episode, I interview Kristen Ricupero, a Profit First coach. Kristen helps small business owners prioritize paying themselves and also create a profit in their business. Kristen paid off over $18k in debt and cash flowed a wedding and began to coach clients on her own. She then realized that the Profit First Method was much like Dave Ramsey's envelope method, taking each category of expenses into account when creating a budget. 

Listen in on this latest episode about applying the Profit First Method to your business.

Shownotes: http://herdesignedlife.org/how-to-rock-your-finances-as-a-girl-boss/

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Learn more about Kristen Ricupero: 

https://financialfitnesscoaching.com/

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https://www.latest.facebook.com/financialfitnesscoach18/

Profit First Book: 

https://amzn.to/2lUnvQe *

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Have you ever heard about student loan forgiveness programs? I did, and because of the complexity of qualifications, I gave up on student loan forgiveness. But that's before I learned about Carl. Carl is a specialist when it comes to paying off student loan debt based on government based student loan forgiveness programs. In fact, in a case study, he helped a client decrease her payment of $1,500 a month to only $34. Sound fishy to you? I was skeptical at first, but then I learned about how Carl qualifies his clients and it turns out I had a lot to learn. 

Listen in on this latest episode about student loan forgiveness. 

Shownotes: http://herdesignedlife.com/how-to-qualify-for-student-loan-forgiveness-programs/

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Instagram: https://www.instagram.com/herdesignedlifecoach/

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Connect with Carl:

https://collegeloanangel.com/

Learn more about student loans:

https://studentloans.gov/myDirectLoan/index.action

In this episode, I interview Ray Calloway the owner and podcast host of Blk Girl Daily. Ray is a full time social media influencer, podcast host, social media strategist and podcast editor. She grew her Instagram organically from 1k to over 12k in less than a year. We'll be talking about her strategies behind building an engaging following, pursuing your passion, and digital entrepreneurship. 

**This post may contain affiliate links**

Grab your free Money Mindset Journal: http://bit.ly/2NraMQr

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Instagram: https://www.instagram.com/herdesignedlifecoach/  

Twitter: https://twitter.com/HerDesignedLife

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Youtube: http://bit.ly/2XFatmx

Resources:

Customizeable Personal Branding Guide; http://herdesignedlife.org/product/canvabrandingguide/

Work with me: http://herdesignedlife.org/services/

Free Money Master's Challenge: http://bit.ly/2FoncFw  

Debt Free Payoff Planner Template: http://herdesignedlife.org/product/debtpayoffplanner/ 

Free Debt Payoff & Business Community Group:https://www.facebook.com/groups/earnsavethrive/  

Free Branding Community Group :https://www.facebook.com/groups/personalbrandingforcoachesandcreatives/

Referenced Tools:

Planoly

PicMonkey

Unfold

Canva

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BlkGirlDaily Instagram: https://instagram.com/blkgirldaily/

Ray Calloway Instagram: https://www.instagram.com/raycalloway__/

BlkGirlDaily Website: https://blkgirldaily.com/

Business Strategy Website: https://raycalloway.com/

In this episode, I discuss how to overcome imposter syndrome. This episode was recorded live from FinCon 2019, a financial conference which was held in Washington DC. A special thanks to NEFE, the National Endowment for Financial Education, for sponsoring live podcasting at the event. 

Grab your free Money Mindset Journal: http://bit.ly/2NraMQr

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Instagram: https://www.instagram.com/herdesignedlifecoach/  

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Pinterest: https://pinterest.com/herdesignedlife

Customizeable Personal Branding Guide; http://herdesignedlife.org/product/canvabrandingguide/

Work with me: http://herdesignedlife.org/services/

Free Money Master's Challenge: http://bit.ly/2FoncFw  

Debt Free Payoff Planner Template: http://herdesignedlife.org/product/debtpayoffplanner/ 

Free Debt Payoff & Business Community Group:https://www.facebook.com/groups/earnsavethrive/  

Free Branding Community Group :https://www.facebook.com/groups/personalbrandingforcoachesandcreatives/  

Sponsorships: off for this episode

Dr. Carey Yazeed is a business strategist, coach, and author. Her work has been featured in Forbes, Bustle, Huffington Post, and Essence. Her book Lipstick, Heels, and Hustle empower women to build their business through overcoming doubt and insecurity and charging what they're worth. Join me for an impactful episode with this powerhouse business expert!

Turn Your Side Hustle into a Profitable Business with my FREE Customer Roadmap Blueprint: https://www.subscribepage.com/customerroadmapblueprint 

Show Notes: http://herdesignedlife.org/2019/08/30/pricing-to-profit-with-dr-carey-yazeed/

Follow Dr. Carey Yazeed here:

Dr. Carey Yazeed Instagram: https://www.instagram.com/drcareyyazeed/

Beauty, Brains, and Business Podcast: https://directory.libsyn.com/shows/view/id/beautybrainsandbusiness

Lipstick Heels, and Hustle Book: https://amzn.to/2NEQjrm

Beauty, Brains, and Business Network: https://www.thebeautybrainsandbusiness.com/membership-sign-up

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Customizeable Personal Branding Guide; http://herdesignedlife.org/product/canvabrandingguide/

Work with me: http://herdesignedlife.org/services/

Instagram: https://www.instagram.com/herdesignedlifecoach/  

Free Money Master's Challenge: http://bit.ly/2FoncFw  

Debt Free Payoff Planner Template: http://herdesignedlife.org/product/debtpayoffplanner/ 

Free Debt Payoff & Business Community Group:https://www.facebook.com/groups/earnsavethrive/  

Free Branding Community Group :https://www.facebook.com/groups/personalbrandingforcoachesandcreatives/  

Twitter: https://twitter.com/HerDesignedLife

In this episode, I break down why your business can generate more sales and profit by creating a personal brand. A personal brand is an extension of you. You are the face of your business and the stories you share help people to make the connection to your values, goals, and vision. So how does this play into making sales? Listen in to this insightful episode.

Grab my free wealthy mindset journal: http://bit.ly/2NraMQr 

Turn Your Side Hustle into a Profitable Business with my FREE Customer Roadmap Blueprint: https://www.subscribepage.com/customerroadmapblueprint 

Follow me here:

Customizeable Personal Branding Guide; http://herdesignedlife.org/product/canvabrandingguide/

Work with me: http://herdesignedlife.org/services/

Instagram: https://www.instagram.com/herdesignedlifecoach/  

Free Money Master's Challenge: http://bit.ly/2FoncFw  

Debt Free Payoff Planner Template: http://herdesignedlife.org/product/debtpayoffplanner/ 

Free Debt Payoff & Business Community Group:https://www.facebook.com/groups/earnsavethrive/  

Free Branding Community Group :https://www.facebook.com/groups/personalbrandingforcoachesandcreatives/  

Twitter: https://twitter.com/HerDesignedLife

In this episode, I’m going to discuss how your money mindset is holding you back and share with you the stories that have helped me process the way I view money and how I am working to build positive and healthy mindsets. 

Grab my free wealthy mindset journal: http://bit.ly/2NraMQr 

Turn Your Side Hustle into a Profitable Business with my FREE Customer Roadmap Blueprint: https://www.subscribepage.com/customerroadmapblueprint 

Follow me here:  

Shownotes: http://bit.ly/2Zb4J9m 

Work with me: http://herdesignedlife.org/services/

 Instagram: https://www.instagram.com/herdesignedlifecoach/  

Free Money Master's Challenge: http://bit.ly/2FoncFw  

Debt Free Payoff Planner Template: http://herdesignedlife.org/product/debtpayoffplanner/ 

Free Debt Payoff & Business Community Group:https://www.facebook.com/groups/earnsavethrive/  

Free Branding Community Group :https://www.facebook.com/groups/personalbrandingforcoachesandcreatives/  

Twitter: https://twitter.com/HerDesignedLife

In this episode, I'm going to discuss how to save for a downpayment on a house. A house is one of the best investments you can make in terms of building wealth. As a loan processor at a large mortgage company in Detroit, I learned so much about the importance of saving money for a downpayment and the additional expenses that go into purchasing a house. 

Turn Your Side Hustle into a Profitable Business with my FREE Customer Roadmap Blueprint: https://www.subscribepage.com/customerroadmapblueprint

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Shownotes: http://herdesignedlife.com/how-to-save-for-a-downpayment-on-a-house/

Work with me: http://herdesignedlife.org/services/

Youtube: https://www.youtube.com/watch?v=74N9m9hS7v4

Instagram: https://www.instagram.com/herdesignedlifecoach/ 

Free Money Master's Challenge: http://bit.ly/2FoncFw 

Debt Free Payoff Planner Template: http://herdesignedlife.org/product/debtpayoffplanner/

Free Debt Payoff Community Group:https://www.facebook.com/groups/earnsavethrive/ 

Free Branding Community Group :https://www.facebook.com/groups/personalbrandingforcoachesandcreatives/ 

Twitter: https://twitter.com/HerDesignedLife

Here are my tips:

1. Consider your dream home. 

2. Consider the location. 

3. Consider the prices. 

4. Review your budget and income. 

5. Prequalify for a loan if you're ready to purchase. 

6. If you are prequalified for a loan, ask about what your downpayment options are. 

7. Save for a downpayment by calculating the length of time and the amount of money you have before you purchase your home. 

8. Stick to a budget 

9. Use a tracking chart like debt free charts. https://debtfreecharts.com/products/down-payment

10. Open a separate checking account to track your spending. I love Ally or SofiMoney. 

This week has a bonus episode! 

How do you create a life you love while balancing work, family, and business? It starts with your relationship with money. The Earn, Save, Thrive podcast explores how to make a mental shift from surviving to thriving through money chats and business conversations. Melody Johnson interviews aspiring entrepreneurs and women in business. Tune in every Friday for a new episode.

Follow me here: 

Work with me: http://herdesignedlife.org/services/

Youtube: https://www.youtube.com/watch?v=r6nMWXvkkaw&t=48s

Instagram: https://www.instagram.com/herdesignedlifecoach/ 

Free Money Master's Challenge: http://bit.ly/2FoncFw 

Debt Free Payoff Planner Template: http://herdesignedlife.org/product/debtpayoffplanner/

Free Debt Payoff Community Group:https://www.facebook.com/groups/earnsavethrive/ 

Free Business and Branding Community Group:https://www.facebook.com/groups/personalbrandingforcoachesandcreatives/ 

Twitter: https://twitter.com/HerDesignedLife

 This episode was taken from my Youtube Channel. I post a new video every week, don’t forget to head on over to my show notes to subscribe to get my free tips and tricks on business, brand, and money. 

In this episode, I’m going to change up my content to shift to earning money. In my previous episodes, I’ve talked all about how paying off debt has helped me save more cash to lead a life of my design. But sometimes, paying down debt isn’t possible without enough income. So how can you actually earn real income through your side hustle? That’s why today, I’m talking about the steps you need to take to create revenue on the side or grow your business. Side hustles are not only a way for you to pay down debt but can create lasting impact on the world. 

Make sure to grab these helpful tools and resources to help you thrive in your life and business! 

Check out the best resources in this episode for online coaches here: http://bit.ly/2MO6L8a

Follow me here: 

Work with me: http://herdesignedlife.org/services/

Shownotes: http://herdesignedlife.org/2017/01/07/create-a-customer-journey/

Youtube: https://www.youtube.com/watch?v=7RLf_oLNVAA&t=2s

Instagram: https://www.instagram.com/herdesignedlifecoach/ 

Free Money Master's Challenge: http://bit.ly/2FoncFw 

Debt Free Payoff Planner Template: http://herdesignedlife.org/product/debtpayoffplanner/

Free Debt Payoff Community Group:https://www.facebook.com/groups/earnsavethrive/ 

Free Business and Branding Community Group:https://www.facebook.com/groups/personalbrandingforcoachesandcreatives/ 

Twitter: https://twitter.com/HerDesignedLife