E.A.S.E. Into Retirement

✅ Want to see how part-time work could affect your retirement income picture? Let's talk → https://mosleywealthmanagement.com/contact

That $30,000 consulting gig in retirement might not be worth $30,000 once the IRS, Medicare, and Social Security each take a turn.

In this video, Travis Hawley, ChFC® at Mosley Wealth Management, walks through a hypothetical retired couple to show exactly how part-time income interacts with four distinct tax and benefit mechanisms that most retirees never see coming.

Here's what's at work:
1. The Social Security Earnings Test: If you claimed benefits before full retirement age, part-time income above the exempt threshold triggers a temporary withholding on your checks.
2. Social Security Taxability: Adding earned income can pull a portion of your Social Security benefits into the taxable column, even though those benefits were arriving tax-free before. The math here is more layered than most people expect.
3. The IRMAA Surcharge: Medicare premiums are based on income from two years prior. A higher-earning year at 63 can quietly raise your Part B costs at 65, and IRMAA operates as a cliff, not a gradual slope.
4. Roth Conversion Opportunity Cost: Early retirement is often the best window for low-bracket Roth conversions. Every dollar of part-time income competes directly for that space.
There's also a meaningful offset worth knowing: self-employment income opens the door to a Solo 401(k), which can shelter a significant portion of what you earn and soften the impact across several of these mechanisms.
_ _
Timestamps:
00:00 Introduction
00:34 The Plan That Looked Fine
01:14 Social Security Earnings Test
02:03 Part-Time Work & Social Security
03:51 The Medicare Surcharge
04:58 Roth Conversion Room
06:29 Self-Employment Tax
08:00 Conclusion
_ _
Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Advisory services offered by duly registered individuals through MWM and Mosley Insurance & Financial Services are affiliated companies by common ownership. All investments are subject to risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. 3) Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are not FDIC insured. Neither the firm nor its agents or representatives may give tax or legal advice. Any statements referring to grow your income are not a guarantee or prediction of future performance. State Insurance License #0B61811, Firm CA License #0K76766. Registration as an Investment Advisor does not imply a certain level of skill or training.
Mosley Wealth Management, Inc. is a financial advisor serving Individuals approaching or in retirement, particularly retirees and pre-retirees in Southern California (Anaheim, Arcadia, Encino, Ontario, San Diego areas) who are seeking comprehensive retirement planning. Affluent clients looking for holistic wealth management. People with IRAs, 401(k)s, and accumulated savings who need help transitioning from wealth accumulation to income distribution in retirement."
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#RetirementEssentials #HowToRetire
#RetirementIncome #RetirementPlanning
#RetirementStrategy #FinancialEducation
#FinancialLiteracy #HowToRetireEarly #EarlyRetirement #BehindinRetirement
#RetirementPlanningAt50 #RetirementPlanningAt60
#HowMuchDoINeedToRetire #RetirementPlanningTips
#FinancialAdvisor #SocialSecurity #ROTHConversions #TaxesinRetirement #RetirementPlan #Medicare #Inflation #RetirementIncome #RMDs


For more information go to: www.mosleywealthmanagement.com

What's the difference between leaving money and leaving a legacy?

Most people spend a lifetime working hard and building wealth but never take the intentional steps to turn that wealth into something that truly lasts. The result? Assets that create confusion, family conflict, or tax burdens that could have been avoided.

In this episode, we explore what it really takes to leave a meaningful financial legacy, not just a balance in an account, but peace of mind, shared values, and real opportunities for the people you love most.

We cover the decisions that matter most: defining what legacy means to you personally, getting your estate documents in order, understanding the tax consequences your family could face, how to prepare your loved ones for what's ahead, and how to strike the right balance between living fully today and leaving something meaningful tomorrow.

Whether you're just starting to think about estate planning or you've been putting it off for years, this episode will help you take the next step. confidence.

Chapters
00:00 Intro
00:45 What does legacy mean to you?
01:45 Estate documents
05:08 Tax consequences
07:10 Preparing your loved ones
09:08 Tips to inform your family
10:10 Living vs leaving
11:15 The E.A.S.E. framework

Ready to plan your retirement? Do you have specific questions for Travis and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 

#estateplanning #retirementplanning #RetirementStrategy

===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 
⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

DISCLOSURE: 
Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”)and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766
Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosely Insurance & Financial Services.


For more information go to: www.mosleywealthmanagement.com

Social Security seems straightforward until you realize how many ways it can go wrong. Claiming at the wrong time, misunderstanding spousal benefits, missing a key deadline, these aren't rare mistakes. They take place every day, and most people never see them coming.

Travis Hawley cuts through the complexity and gives you a practical, no-fluff look at the decisions that shape your benefits for life. Whether retirement is five years out or five months away, this episode will help you think about one of your most important financial assets.

Chapters
00:00 Intro
00:42 #1 Do This
02:39 #2 Don’t Do This
04:32 #3 Do This
05:42 #4 Don’t Do This
07:52 #5 Do This
09:51 The E.A.S.E. framework

Ready to plan your retirement? Do you have specific questions for Travis and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 

#SocialSecuirty #SocialSecurityMistakes #SocialSecurityTips #RetirementStrategy

===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

DISCLOSURE: 
Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”)and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766
Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosely Insurance & Financial Services.

For more information go to: www.mosleywealthmanagement.com

Risk is hiding in all sorts of areas of your retirement. In this episode, we break down what risk really means in retirement, why it matters more than most people realize, and how to approach it strategically. We'll cover when it makes sense to take risks, how to do it wisely, where it hides in places you might not expect, and who can help you make confident, informed decisions. Whether you're still planning or already living in retirement, understanding these hidden dangers could have a big impact on the decisions you make moving forward.

Ready to plan your retirement? Do you have specific questions for Travis and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/


#RetirementRisk #RetirementPlanning #InvestingRisk #RetirementIncome #RetirementMistakes


===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management  

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information go to: www.mosleywealthmanagement.com

Most people spend years worrying about market crashes, bad investments, and running out of money too soon. But there's a quieter, slower threat that's been eroding your financial future the entire time and most people don't see it coming until it's too late.

It's inflation. And if you're 50 or older, it could be one of the biggest risks to the retirement you've been planning for.

In this episode, Travis Hawley breaks down:
•    What inflation is and why it matters more than most people realize
•    How rising prices are already affecting your day-to-day cash flow
•    Why your retirement savings may not stretch as far as you think
•    What you can do now to protect your purchasing power & future

Inflation doesn't send a warning. It doesn't make headlines in your personal life. It just quietly reduces what your money can do, year after year, until the retirement you planned for looks very different from the one you're living.

If you're serious about protecting your financial future, this is a conversation you can't afford to miss.

Ready to plan your retirement? Do you have specific questions for Travis and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 

#Inflation #RetirementPlanning #COLA #RetirementIncome

===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information go to: www.mosleywealthmanagement.com

Most retirees are blindsided by Required Minimum Distributions, and the taxes they can cause if you're not prepared. In this video, we break down the RMD Tax Domino Effect: how a single mandatory withdrawal can trigger a chain reaction that pushes you into a higher tax bracket, causes more of your Social Security to become taxable, triggers Medicare IRMAA surcharges, and drains your IRA.
We walk through a real-world scenario so you can see exactly how this plays out, and more importantly, we cover the tax planning strategies smart retirees use to minimize the damage and protect their retirement income.

Chapters
00:00 Intro
00:57 RMDs overview
01:35 RMD Ages
02:10 Required RMD Distribution Amounts
03:50 How RMDs Create a Costly Tax Domino Effect
06:00 Sample Scenario of RMD Impact
10:55 Tax Planning Strategies
14:48 Common RMD Mistakes

🔑 Key Topics Discussed:
✅ What are Required Minimum Distributions (RMDs)? ✅ RMD age requirements under SECURE 2.0 ✅ How RMD amounts are calculated ✅ How RMDs push retirees into higher tax brackets ✅ How RMDs cause Social Security benefits to become taxable ✅ Medicare IRMAA surcharges triggered by RMD income ✅ Roth conversions ✅ Qualified Charitable Distributions (QCDs)✅ Common RMD mistakes and how to avoid them

Ready to plan your retirement? Do you have specific questions for Travis and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
#RMDs #RetirementPlanning #IRA #TaxStrategy #RetirementIncome

===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information go to: www.mosleywealthmanagement.com

Most people spend decades building their retirement savings, but almost no one spends time preparing for what retirement actually feels like once they get there.
That's why so many retirees find themselves feeling lost, bored, or even regretful just months after leaving work… Not because they ran out of money, but because they never figured out how they wanted to LIVE.
In this episode, I walk you through 7 essential non-financial questions every pre-retiree needs to ask before making the leap. If you're within 5 years of retirement, this episode could be the most important one you listen to this year.

Chapters
00:00 Intro
01:35 Question #1
02:24 Question #2
04:50 Question #3
05:25 Question #4
07:00 Question #5
08:20 Question #6
10:10 Question #7

Ready to plan your retirement? Do you have specific questions for Travis and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================

 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#retirement planning #market volatility #investing mistakes #volatile markets #retirement investing #stock market crash #how to handle market volatility #retirement strategy #financial planning for retirement #pre-retirement planning #portfolio management #market crash 2025 #ease into retirement #retirement income #financial mistakes to avoid #emotional investing #timing the market #retirement tips #risk management #retirement security

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.


For more information go to: www.mosleywealthmanagement.com

Market volatility is uncomfortable but it's not the real threat to your retirement. The real threat is how you react to it.

In this episode, we break down the 3 biggest mistakes retirees and pre-retirees make when markets get rocky, and more importantly, how to avoid them. You'll also learn how an E.A.S.E. Into Retirement framework can help you stay grounded, strategic, and confident, no matter what the market is doing.

If your retirement strategy isn't built to handle volatility, it might be time for a second look.

Chapters
00:00 Intro
01:01 Mistake #1
04:44 Mistake #2
08:17 Mistake #3
11:45 E.A.S.E. into Retirement Framework

Ready to plan your retirement? Do you have specific questions for Travis and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#retirement planning #market volatility #investing mistakes #volatile markets #retirement investing #stock market crash #how to handle market volatility #retirement strategy #financial planning for retirement #pre-retirement planning #portfolio management #market crash 2025 #ease into retirement #retirement income #financial mistakes to avoid #emotional investing #timing the market #retirement tips #risk management #retirement security

DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information go to: www.mosleywealthmanagement.com

Before you file for Social Security benefits you need to know these key numbers to make the smartest financial decisions for yourself. Understand why you need to know your FRA, why 40 & 35 are so important and what your earnings limits are when you’re on Social Security. Don’t make a move that will cost you money – make sure you have the proper info and can make the best decisions for yourself!
🔔 Subscribe for more retirement planning tips! #SocialSecurity #RetirementPlanning #FinancialFreedomJump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇TIMESTAMPS00:00 The Key Numbers You Need to Know for Social Security00:29 Know Your Full Retirement Age02:29 4004:15 3506:36 $23,40008:20 Know Your Numbers Wrap Up08:51 One Other Number to Know
Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here https://mosleywealthmanagement.com/contact/ ==============================================If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1==============================================
⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ - Facebook: https://www.facebook.com/mosleyeaseintoretirement- Instagram: https://www.instagram.com/easeintoretirement/- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management
Learn the key components you need to include in your retirement plan, check this video out: https://youtu.be/QkJzvbZ_gDs
#RetirementMoney#Planningforretirement#RetirementIncome#RetirementPlanning#RetirementStrategy#FinancialEducation#FinancialLiteracy#HowToRetireEarly#RetirementPlanningAt50#RetirementPlanningAt60#HowMuchDoINeedToRetire#HowToRetireEarly#RetirementPlanningTips#FinancialAdvisor#SocialSecurity
DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information go to: www.mosleywealthmanagement.com

How do you make a Retirement Budget? In today’s video, retirement expert Tom Mosley dives into the crucial components you need to include & why understanding these elements are key, no matter your financial situation.Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇TIMESTAMPS00:00 Why You Need a Budget in Retirement01:30 3 Crucial Items Need to Put Together a Budget01:50 Element #102:45 Element #203:40 Element #304:47 How to Put Together Your Budget06:54 What You Need to Adjust as You Dive into Retirement09:03 In all Honesty, how a Financial Advisor Can Help10:20 How to Use Your Budget to Create a Retirement Plan
Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇 https://mosleywealthmanagement.com/contact/ ===============================================If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1=============================================== ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ - Facebook: https://www.facebook.com/mosleyeaseintoretirement- Instagram: https://www.instagram.com/easeintoretirement/- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management
Learn the key components you need to include in your retirement plan. Check this video out: https://youtu.be/QkJzvbZ_gDs
#RetirementBudget#HowToCreateARetirementBudget#RetirementIncome#RetirementPlanning#RetirementStrategy#FinancialEducation#FinancialLiteracy#HowToRetireEarly#RetirementPlanningAt50#RetirementPlanningAt60#HowMuchDoINeedToRetire#HowToRetireEarly#RetirementPlanningTips#FinancialAdvisor#SocialSecurity
DISCLOSURE:Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766
Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.


For more information go to: www.mosleywealthmanagement.com