E.A.S.E. Into Retirement

Are you ready for retirement, but unsure about all the hidden costs that might sneak up on you? In this video, “10 Hidden Costs in Retirement,” retirement expert Tom Mosley uncovers the often-overlooked expenses that could impact your financial future. From healthcare to taxes and more, knowing these hidden costs in retirement is key to protecting your savings and enjoying a stress-free retirement.   Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇 TIMESTAMPS 00:00 10 Hidden Retirement Costs that Can Kill Your Retirement 00:30 Health Care 01:37 Taxes: Social Security 02:27 Taxes: Retirement Accounts 03:20 Inflation 05:00 Home Repairs 05:47 Long Term Care 06:58 Losing a Spouse 08:00 Downsizing 09:00 Family Support 10:10 Insurance 11:00 How a Retirement Plan can help Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇 https://mosleywealthmanagement.com/contact/ =========================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===========================================    ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management   Learn the key components you need to include in your retirement plan, Check this video out: https://youtu.be/QkJzvbZ_gDs   #RetirementExpenses #RetirementCosts #RetirementPlanning #RetirementStrategy #FinancialEducation #FinancialLiteracy #HowToRetireEarly #RetirementPlanningAt50 #RetirementPlanningAt60 #HowMuchDoINeedToRetire #HowToRetireEarly #RetirementPlanningTips #FinancialAdvisor #SocialSecurity   DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.    

For more information go to: www.mosleywealthmanagement.com

Deciding when to claim Social Security is a critical decision that can have a significant impact on your retirement income.  In this video Tom walks you through the 3 essential questions you need to ask yourself to determine the optimal time to start receiving Social Security. 1) When is the right age to claim benefits based on your life expectancy and break-even analysis? 2) What are your contingency plans should Social Security reforms or benefit cuts affect your future payments. 3) How will you address the gap between your desired retirement income and projected social security benefits to ensure you have sufficient savings and income streams? With clear examples and expert insights, Tom shares some points you can use to evaluate your personal circumstances, longevity risk, and retirement goals to optimize your Social Security timing and secure your financial future in retirement. Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇   TIMESTAMPS 00:00 Claiming Social Security? 3 Things to Consider 00:29 Question #1: When should you turn on Social Security? 01:58 Question #2: What are you going to do if benefit cuts affect future payments? 03:10 Questions #3: How are you going to address the gap between your desired income and projected Social Security benefits? 04:06 The benefits of an income plan Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇 https://mosleywealthmanagement.com/contact/   =========================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===========================================   ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management   #WhenToStartSocialSecurity #SocialSecurityBenefits #RetirementIncome #RetirementPlanning #RetirementStrategy #FinancialEducation #FinancialLiteracy #HowToRetireEarly #RetirementPlanningAt50 #RetirementPlanningAt60 #HowMuchDoINeedToRetire #HowToRetireEarly #RetirementPlanningTips #FinancialAdvisor #SocialSecurity   DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information go to: www.mosleywealthmanagement.com

In today's unpredictable world, it's more important than ever to be prepared for retirement, especially with the current uncertainties weighing heavily on many minds. In this video, retirement expert Tom Mosley unpacks ten crucial steps that you can take to help safeguard your financial future. Tom discusses the importance of a diversified portfolio, strategies to manage debt, and why having an emergency fund is non-negotiable. He also dives into overlooked areas like healthcare costs and social security optimization, while also addressing the need to be aware of market volatility. Whether you're already retired or just approaching retirement, this video provides practical insights to help you navigate these uncertain times and create a retirement plan that brings peace of mind. Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇 TIMESTAMPS 00:00 10 Things to Do to Prepare for Retirement During Uncertainty 00:27 Have a well-diversified portfolio 03:28 Create an emergency fund 04:58 Get rid of debt 06:16 Maximize your retirement contributions 07:32 Create a retirement budget 08:39 Review your portfolio 10:58 Determine healthcare costs 12:31 Get a job 14:04 Optimize your social security 15:10 Beware of market volatility 16:21 Creating a retirement plan can help you through uncertainty   Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇 https://mosleywealthmanagement.com/contact/ =========================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===========================================    ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management   Learn the key components you need to include in your retirement plan: Check this video out: https://youtu.be/QkJzvbZ_gDs   #PlanningforRetirement #RetirementIncome #RetirementPlanning #RetirementStrategy #FinancialEducation #FinancialLiteracy #HowToRetireEarly #RetirementPlanningAt50 #RetirementPlanningAt60 #HowMuchDoINeedToRetire #HowToRetireEarly #RetirementPlanningTips #FinancialAdvisor #SocialSecurity   DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.    

For more information go to: www.mosleywealthmanagement.com

In this heartfelt discussion, retirement expert Tom Mosley shares some honest reasons why many are choosing to retire earlier than planned. From prioritizing health and happiness while still vibrant, to escaping stressful corporate changes, this video delves into the key reasons driving early retirement. We also consider financial independence, the pursuit of long-held dreams, family obligations, and the desire to fully enjoy the early years of retirement—often referred to as the “go-go years.” Before making this life-changing decision though, it’s crucial to assess whether you’re financially ready to retire.  If you’re thinking about retiring now, make sure you have a solid plan in place. Check out our video on how to build a retirement plan that works for you: https://youtu.be/QkJzvbZ_gDs   For more insights, visit www.mosleywealthmanagement.com and subscribe to our channel to stay updated on the latest retirement tips.  Remember, it’s not just about retiring—it’s about retiring right!   Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇  TIMESTAMPS 00:00 Reasons to Retire Now 00:26 Health 02:43 Financially Independent 05:35 You have a dream 07:45 Family Obligations 09:59 You want the gift of time 12:29 You Want to Travel 13:20 Go-Go, Slow-Go, No-Go years 14:40 Having a plan gives you the freedom to spend 16:30 How to create a retirement plan   Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇 https://mosleywealthmanagement.com/contact/   =========================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===========================================    ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management #RetireNow #RetireEarly #RetirementIncome #RetirementPlanning #RetirementStrategy #FinancialEducation #FinancialLiteracy #HowToRetireEarly #RetirementPlanningAt50 #RetirementPlanningAt60 #HowMuchDoINeedToRetire #HowToRetireEarly #RetirementPlanningTips #FinancialAdvisor #SocialSecurity   DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information go to: www.mosleywealthmanagement.com

🚨 Laid Off in Your 60s? Here’s What to Do Next! 🚨 Life can throw unexpected curveballs and getting laid off in your 60s is one of them. But don’t panic! In this episode, retirement expert Tom Mosley dives into 5 crucial steps that will help you navigate this challenging time with confidence and clarity. Here’s what we cover:

• What to do the first 24 to 48 hours

•  The first things you should assess

•  Creating an immediate Needs Checklist

•  Determining whether you go back to work or retire & the financial impact of claiming Social Security early.

• Understanding the tax implications of tapping into your retirement funds or receiving a severance package.

This episode is packed with practical advice to help you turn this setback into an opportunity for a secure and fulfilling next chapter. Don’t miss it—your future self will thank you!   Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇   TIMESTAMPS 00:00 Laid off near retirement? What Should You Do? 00:15 #1 Take a breath. 01:45 #2 Analyze where you are. 03:18 #3 What are your immediate needs? 05:31 #4 Will I go back to work? 07:12 #5 Be careful about your taxes. 09:20 How a retirement plan can help you through a layoff and beyond. 10:23 Securing additional help on 401K strategies and retirement planning. Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇 https://mosleywealthmanagement.com/contact/ =========================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===========================================    ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management   Learn the key components you need to include in your retirement plan: Check this video out: https://youtu.be/QkJzvbZ_gDs #LaidOffNearRetirement #LayoffsNearRetirement #RetirementIncome #RetirementPlanning #RetirementStrategy #FinancialEducation #FinancialLiteracy #HowToRetireEarly #RetirementPlanningAt50 #RetirementPlanningAt60 #HowMuchDoINeedToRetire #HowToRetireEarly #RetirementPlanningTips #FinancialAdvisor #SocialSecurity   DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information go to: www.mosleywealthmanagement.com

Are you thinking about retiring out of state? Before making this major life change, it’s crucial to understand the real costs involved and how they could impact your retirement savings. In today’s video, Tom pulls from his 29 years of working with retirees and provides an in-depth guide on the key factors you need to consider before making the move, including:

• Why People Relocate

•  Comprehensive Cost Evaluation

• Tax Considerations

• Healthcare Costs

• Housing Market & Associated Costs

• Moving & Relocation Expenses

• Planning & Preparation:

Don't let unforeseen expenses derail your retirement plans! We’re here to guide you through the financial landscape of retiring out of state, helping you make an informed decision that aligns with your retirement dreams. Watch now and equip yourself with the knowledge you need for a smooth and successful retirement transition. Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇  TIMESTAMPS 00:00 How Moving Out of State Can Impact Your Retirement 00:37 People are Moving to Lower Cost of Living & Taxes 01:44 People are Moving for Better Climate & to Be Close to Family 06:00 Before You Move to Another State: Evaluate the Entire Cost of Living 09:45 Consider all the Taxes 12:00 Consider Health Care 14:40 Evaluate the Housing Market & Associated Costs 17:56 Consider all Your Moving/Relocation Expenses 20:56 Other Costs? Adjust Your Trust/Will & Update Licensing/Registration 23:23 Understand the Estate Tax in Your New State 25:20 Who Can Help You Figure Out All the Costs Before You Move 28:28 Consider Each of These Items & Create Your List of Questions 29:30 How to Secure Help and Get Further Info
Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇 https://mosleywealthmanagement.com/contact/ =========================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===========================================   ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management
#MovingOutofState #RetirementRelocation #RetirementIncome #RetirementPlanning #RetirementStrategy #FinancialEducation #FinancialLiteracy #HowToRetireEarly #RetirementPlanningAt50 #RetirementPlanningAt60 #HowMuchDoINeedToRetire #HowToRetireEarly #RetirementPlanningTips #FinancialAdvisor #SocialSecurity   DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information go to: www.mosleywealthmanagement.com

With the current market volatility shaking the US and stirring up panic, it's more important than ever to protect your retirement savings. In today’s video, retirement expert Tom Mosley provides a simple strategic approach that can help you safeguard your retirement nest egg during these turbulent times. Whether you're on the brink of retirement or already enjoying it, this timely approach can help you maintain financial stability and provide peace of mind as you weather the ups and downs of the market. Don't let panic set in and don’t leave your retirement security to chance—empower yourself with the knowledge and tools to build a resilient retirement strategy. Stay calm, stay informed, and take control of your retirement savings today.   Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇 TIMESTAMPS 00:00 Retirement Panic: What Do You Do When the Market Takes a Dive? 00:33 Building a Retirement Plan with 3 Buckets & Why it’s important 01:50 Setting aside income that is principal protected 05:15 Building a Retirement Strategy 05:50 Plan, don’t panic. 06:42 How to secure advice on a retirement strategy   Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇 https://mosleywealthmanagement.com/contact/ =========================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===========================================   ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management   Learn the key components you need to include in your retirement plan. Check this video out: https://youtu.be/QkJzvbZ_gDs #RetirementPanic #MarketVolatiity #RetirementISecurity #RetirementPlanning #RetirementStrategy #FinancialEducation #Investing #HowToRetireEarly #RetirementPlanningAt50 #RetirementPlanningAt60 #ProtectYourSavings #HowToRetireEarly #RetirementPlanningTips #FinancialAdvisor #SocialSecurity   DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US Government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.              

For more information go to: www.mosleywealthmanagement.com

Why do you need a budget in retirement? It's a common question. Maybe you’ve worked hard, built a nice nest egg, and don’t see the urgency in creating one, or perhaps you’re on a fixed income and the thought of budgeting feels overwhelming. In today’s video, retirement expert Tom Mosley breaks down why creating a budget is essential for a successful retirement plan. He’ll dive into the crucial components of a retirement budget, explaining why understanding these elements is key, no matter your financial situation. Tom will also show you how to effectively create and adjust your budget as you transition into retirement, ensuring you’re financially prepared for the years ahead. Don’t miss out on these vital insights that can help you secure a comfortable and worry-free retirement.   Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄!👇 TIMESTAMPS 00:00 Why You Need a Budget in Retirement 01:30 Three Crucial Items Need to Put Together a Budget 01:50 How Much Income Do You Have? 02:45 How Much Are Your Expenses? 03:40 Is There a Gap? 04:47 How to Put Together Your Budget 06:54 Adjusting Your Budget as You Dive into Retirement 09:03 In all Honesty, how a Financial Advisor Can Help 10:20 Using Your Budget to Create a Retirement Plan
Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇 https://mosleywealthmanagement.com/contact/ =========================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===========================================    ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management   Learn the key components you need to include in your retirement plan with this video: https://youtu.be/QkJzvbZ_gDs
#RetirementBudget #HowToCreateARetirementBudget #RetirementIncome #RetirementPlanning #RetirementStrategy #FinancialEducation #FinancialLiteracy #HowToRetireEarly #RetirementPlanningAt50 #RetirementPlanningAt60 #HowMuchDoINeedToRetire #HowToRetireEarly #RetirementPlanningTips #FinancialAdvisor #SocialSecurity DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.  

For more information go to: www.mosleywealthmanagement.com

The fear of running out of money in retirement is the #1 concern for those 50 and older. With rising inflation, increasing taxes, and skyrocketing healthcare costs, it's no surprise that the future feels uncertain. But it doesn't have to be. 𝗜𝗻 𝘁𝗵𝗲 𝗳𝗶𝗻𝗮𝗹 𝘃𝗶𝗱𝗲𝗼 𝗼𝗳 𝗼𝘂𝗿 𝘀𝗲𝗿𝗶𝗲𝘀 (𝗽𝗮𝗿𝘁 𝟯), 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗲𝘅𝗽𝗲𝗿𝘁 𝗧𝗼𝗺 𝗠𝗼𝘀𝗹𝗲𝘆 𝗿𝗲𝘃𝗲𝗮𝗹𝘀 𝘁𝗵𝗲 𝗹𝗮𝘀𝘁 𝟯 𝗰𝗿𝗶𝘁𝗶𝗰𝗮𝗹 𝗶𝘁𝗲𝗺𝘀 𝘆𝗼𝘂 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗯𝗲 𝗮𝘄𝗮𝗿𝗲 𝗼𝗳 𝗮𝘀 𝘆𝗼𝘂 𝗵𝗲𝗮𝗱 𝗶𝗻𝘁𝗼 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁. He provides simple steps to safeguard your retirement savings and ensure your money lasts as long as you do. These quick, practical, and actionable tips will help you navigate the complexities of retirement planning with confidence. ✨ What You’ll Learn in This Video: · How "little things" can impact on your retirement · The importance of a balanced portfolio · Why a solid healthcare & long-term care plan is essential Watch Part 3 of our series and equip yourself with the knowledge and tools to build a robust and resilient retirement plan.   Subscribe and hit the notification bell so you don't miss future episodes. If you missed Part 1 & Part 2, click here: https://youtu.be/yRNlq9JjvKo   Jump to a segment using the timestamps below! 👇 TIMESTAMPS 00:00 Making Your Money Last in Retirement 00:21 Tip #1 Watch the Little Things 02:25 Tip #2 Have a Balanced Portfolio 03:54 Tip #3 Have a Healthcare/Long Term Care Plan 06:43 Recap & How to Secure Additional Information Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇 https://mosleywealthmanagement.com/contact/  =========================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===========================================  ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management  Learn the key components you need to include in your retirement plan. Check this video out: https://youtu.be/QkJzvbZ_gDs #SavingMoneyinRetirement #HowToMakeRetirementMoneyLast #RetirementIncome #RetirementPlanning #RetirementStrategy #FinancialEducation #FinancialLiteracy #HowToRetireEarly #RetirementPlanningAt50 #RetirementPlanningAt60 #HowMuchDoINeedToRetire #HowToRetireEarly #RetirementPlanningTips #FinancialAdvisor #SocialSecurity DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information go to: www.mosleywealthmanagement.com

Fear of running out of money in retirement is the #1 concern for those 50 and older. And it’s no wonder – with rising inflation, taxes, and skyrocketing healthcare costs, the future can feel uncertain. But it doesn't have to be. In part 2 of our video, retirement expert Tom Mosley unveils 3 more crucial items you need to be aware of along with some steps you can take to safeguard your retirement savings and ensure your money lasts as long as you do. These practical and actionable tips will help you navigate the complexities of retirement planning with confidence.   What You’ll Learn in This Video:

• Proven strategies to limit your tax burden in retirement

• Tips on how to increase your income with a part time job

• Why it’s imperative that you include a plan for inflation in your retirement plans

Don’t leave your retirement security to chance. Watch Part 2 of our series and equip yourself with the knowledge and tools to build a robust and resilient retirement plan.   Subscribe and hit the notification bell so you don't miss future episodes. And, if you missed Part 1, click here: https://youtu.be/yRNlq9JjvKo   Jump to a segment using the 𝘁𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀 𝗯𝗲𝗹𝗼𝘄! 👇   TIMESTAMPS 00:00 Making Your Money Last in Retirement 00:10 Tip #1 Minimize Your Taxes 02:55 Tip #2 Consider Getting a Part-Time Job 05:00 Tip #3 Be Aware of Inflation & Include it in Your Retirement Plan 07:10 Recap & How to Secure Additional information and Assistance   Have specific questions for Tom and the team at Mosley Wealth Management? Contact us here 👇 https://mosleywealthmanagement.com/contact/ =========================================== If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1 ===========================================  ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ - Facebook: https://www.facebook.com/mosleyeaseintoretirement - Instagram: https://www.instagram.com/easeintoretirement/ - LinkedIn: https://www.linkedin.com/company/mosley-wealth-management   Learn the key components you need to include in your retirement plan: Check this video out: https://youtu.be/QkJzvbZ_gDs #SavingMoneyinRetirement #HowToMakeRetirementMoneyLast #RetirementIncome #RetirementPlanning #RetirementStrategy #FinancialEducation #RetirementPlanningAt50 #RetirementPlanningAt60 #HowMuchDoINeedToRetire #HowToRetireEarly #RetirementPlanningTips #SocialSecurity   DISCLOSURE: Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information go to: www.mosleywealthmanagement.com