In this episode, we're pulling apart some of Madonna's most iconic lyrics - and find surprising financial wisdom hiding in plain sight. From Material World to Papa Don't Preach, we connect the dots between 80s pop culture and the real decisions you're making about your retirement today.
We also cover our "Financial Commandments" - a set of rules we believe every retiree should live by, especially when the market gets rocky. Plus, we tackle two listener questions: one about Social Security eligibility after years of part-time work, and another about what happens financially if a spouse who's always managed the money passes away.

Whether you're a Madonna fan or not, this episode blends a little nostalgia with a lot of practical retirement guidance - the kind you can actually use.

Chapters
00:00 Intro
Retirement Wisdom in Madonna’s Lyrics
03:40 Living in a material world
06:00 Papa don’t preach
08:52 There’s no time to hesitate…
11:40 It’s time to celebrate
Financial Commandments
15:55 Don’t compare your results with the market
20:05 Don’t give up before your strategy has had time to play out
23:30 Don’t be too greedy
26:35 You can’t avoid fees – but know what they are
Do You Need an Advisor?
30:40 Items to consider determining if you need one
35:05 The role of an Advisor
Listener Questions
40:15 Do I get Social Security if I worked part time for a variety of years?
43:10 My husband has always done the financials - am I ok if he passes?


Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#RetirementRules #Madonna #RetirementWisdom #Retire #RetirementJourney #RetirementBlueprint #Social Security #FreedominRetirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.


For more information, visit: www.mosleywealthmanagement.com

We’ve got a little something for everyone this week. From client meetings to Fly Fishing to a few truth bombs along the way, we unpack the retirement knowledge that actually matters. From understanding what’s important in a conversation with your advisor to lessons learned on the river, this episode covers more ground than your usual retirement chat - but It all circles back to the same question: are you ready for what’s next?

We’ll get into what “ready” really means, because this chapter isn’t just about the numbers, it’s about knowing what you’re stepping into and stepping in prepared.

Chapters
00:00 Intro
Client Reviews
03:30 How client reviews work at MWM
05:45 Various types of clients we see in meetings
What Fly Fishing Can Teach About Retirement
16:00 You have to read the water
20:00 Patience
22:45 Technique matters
Retirement Truth Bombs
28:30 Bonds aren’t as reliable as they used to be
31:20 Income taxes are historically low right now
34:00 Be concerned about your own behavior
35:20 Just because you’re smart doesn’t mean you can manage money
Listener Questions  
39:20 Should I open a trump account for my grandkids?
42:45 How long should I be paying into life insurance?
45:40 Should we get in a retirement community now or later?
 
Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 

===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#RetirementTruths #FlyFishinginRetirement #Retire #RetirementJourney #RetirementBlueprint #Social Security #FreedominRetirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information, visit: www.mosleywealthmanagement.com

Retirement isn't what it used to be, and if you're a Boomer, the stakes have never been higher. In this episode, we kick things off with some surprisingly sharp retirement wisdom from the one and only Betty White, whose approach to health, work, and relationships offers more insight than you'd expect.

From there, we dig into the real challenges facing Boomers today: the massive generational wealth transfer already underway, and the biggest mistakes we see Boomers make as they head into (or through) retirement.

We also cover the sneaky ways people get thrown off track, from over-relying on AI and online retirement calculators, to well-meaning but bad advice, and what steps you can take to course-correct if you feel like you've drifted.

Whether you're already retired, approaching it, or just trying to help your parents navigate it, this episode is packed with practical, honest advice for the road ahead.

Chapters
00:00 Intro
Betty White Quotes & Retirement Advice
02:25 On health
07:30 On retiring – or not
10:40 On maintaining relationships
The Challenges Boomers Face
16:45 The transfer of wealth challenges
23:00 Biggest mistakes Boomers make
Things That Can Throw You Off Track in Retirement
28:05 Projections & AI/Online Calculators
31:00 Bad advice
32:45 Steps to get back on track
Listener Questions
37:15 Should I work with a financial advisor
43:05 Where should I put money if the market crashes?

Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#BoomersinRetirement #Retire #RetirementMistakes #RetirementBlueprint #Social Security #FreedominRetirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information, visit: www.mosleywealthmanagement.com

Just like your closet or junk drawer at home, your financial life collects clutter over the years. Do you have a collection of old accounts? Do you know where they are? Are you still saving and investing with outdated advice? In this episode, we explain why "getting organized" is one of the most overlooked, and most important, steps in retirement planning. We'll walk through practical tips for getting organized, building a budget, and honestly assessing whether what you have still "fits" your goals.

Clutter isn't just about old accounts, it's about bad information, too. We tackle two major sources of financial noise: misleading headlines and outdated rules. From "sky is falling" doom messages to overly bullish hype, we explain how to read financial news without letting it derail your plan. We also debunk retirement rules that no longer hold up, like the idea that everyone needs exactly $1 million to retire.

Plus, we answer real listener questions on preparing for retirement in your 50s, whether to take more income or find part-time work, and how to balance spending now versus saving for later.
Whether you're just starting to organize your financial life or fine-tuning your plan before retirement, this episode will help you cut through the clutter and prepare with confidence.

Chapters
00:00 Intro
Financial Junk Drawer
02:20 How your financial life is like a closet
04:00 Retirement planning requires you to get organized
07:20 Tips to get organized
09:00 Creating a budget
11:35 Assessing if what you have still “fits”
Misleading Headlines
15:10 Beware of the “sky is falling” messages
18:45 Be careful of the bullish messages 
21:30 Interest rates
24:10 Product pushing
Outdated Rules 
29:00 Withdrawal rates
33:11 10-5-3 rule
34:15 Moving stocks to bonds in retirement
35:55 Having a million dollars for retirement
Listener Questions
40:15 I’m 51, what should I do to prepare for retirement?
44:15 Should I take more money out or get a part-time job?
47:00 I’m 57, should I spend now or save till 65?

Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#HowToOrganizeFinances #Retire #RetirementJourney #RetirementBlueprint #Social Security #FreedominRetirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.


For more information, visit: www.mosleywealthmanagement.com

Are you contemplating retirement more and more but not quite sure how ready you really are? You're not alone. In this episode, we walk through how to evaluate your "desire to retire," where you land on the scale, and what to do next once you know.

We'll also dive into generosity in retirement, sharing tips on how to give wisely and avoid the trap of being too generous at the expense of your own financial security. Because wanting out is only half the equation; knowing how to steward what you've built is the other.

If you've ever found yourself secretly counting down the days till retirement, this one's for you.

Chapters
00:00 Intro
The Desire to Retire – What Level are You?
01:55 Level One: You enjoy what you do
04:45 Level Two: You could retire, but you like the money 
06:10 Level Three: You’d like to retire, but don’t know how
07:55 Level Four: You want to retire
09:25 Level Five: You need to retire – like yesterday!
Retirement Lessons from Shaq Quotes
13:40 Why Shaq?
15:40 On habits
17:50 On taxes
21:30 On worrying
24:10 On motivation
Generosity
28:00 Advising retirees who are generous
33:40 Advising retirees who are TOO generous
Listener Questions
40:30 How often should I meet with my advisor near retirement?
46:05 Laid off & close to retirement. Should I take unemployment?
48:25 Want to retire early – what should I consider?

Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#WhentoRetire #RetirementJourney #RetirementBlueprint #Social Security #Retirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information, visit: www.mosleywealthmanagement.com

What does planning a trip to a National Park have to do with planning your retirement? More than you'd think! In this episode, we break down 5 simple rules every National Park visitor knows and show you exactly how they apply to building a retirement that actually works. From why you need a map before you start the trip, to why "packing light" might be the smartest financial advice to consider, this episode reframes retirement planning in a way that's practical, memorable, and (dare we say) fun.

We'll also cover some of the easiest, and most common ways people accidentally sabotage their own retirement, from treating it like a finish line instead of a fresh start, to investing like they're still decades away from retiring. And we'll bust a few "retirement lies" that sound reasonable on the surface but can quietly disrupt your plans.

Whether you're a few years out from retirement or already living it, this episode will help you think about the road ahead with a little more clarity and a lot less stress.

Chapters
00:00 Intro
Retirement Planning is like visiting National Parks
02:10 You need a map
06:00 Don’t leave a mess
08:25 Taking the scenic route
10:15 Pack light
11:55 Every park is different
Easy Ways to Ruin Retirement
14:53 Looking at retirement as an end & not a beginning
21:15 Assuming your spending won’t change
23:30 Stop moving and socializing
25:35 Investing like your 35 and not 65
Retirement Lies
28:30 Current lies in today’s market
31:30 “A loss on paper… the market always bounces back”
35:25 “You can beat the market”
Listener Questions
40:00 Offered a buyout on pension – what should I know?
44:45 What’s a reasonable rate of return on investments?

Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management 
 
#RetirementFreedom #RetirementJourney #NationalParks #RetirementBlueprint #Social Security #Retirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.


For more information, visit: www.mosleywealthmanagement.com

Retirement isn't just about having enough money - it's about having enough freedom.
In this episode, we're pulling apart what "independence" really means once you retire. It's easy to picture financial freedom as just a number in your account, but true independence in retirement touches nearly every part of your life – and some of it might surprise you.

We're also breaking down a critical mistake many retirees make when reacting to market downturns, and why hindsight can be your biggest enemy when it comes to protecting your nest egg.

If you're nearing retirement or already there and want to make sure you're building a plan that gives you real freedom, not just a bigger balance, this episode is for you.

Chapters
00:00 Intro
Lessons Learned from the Independence Holidays
03:23 Hot Dogs reflect a retirement standard
06:04 Fireworks and the market
08:13 Parades = Community/family
11:15 Freedom
Independence in Retirement
14:45 Independence from the Government
18:40 Independence from family
20:00 Independence from creditors
22:00 Independence from the market
24:30 Independence from work
26:10 Independence from worry
Are You Acting on Hindsight
28:30 Market downturn
34:17 Risk
Listener Questions
39:20 What is an actual emergency fund? 
43:14 What happens to your 401K when you leave work?
45:50 Gray divorce & retirement

Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#RetirementFreedom  #RetirementIndependence #RetirementBlueprint #Social Security #Retirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.


For more information, visit: www.mosleywealthmanagement.com

Toto, I've got a feeling this episode is different. We're pairing two of America's favorite pastimes, classic movies and money, to bring you wisdom that sticks.

First, we dig into financial lessons hiding in iconic movie lines, from Terminator's "I'll be back" to The Wizard of Oz's "We're not in Kansas anymore." Turns out Hollywood has been quietly teaching us about money all along.

Then we shift gears to the real world: the five most common mistakes pre-retirees make, from investing too aggressively to skipping a Social Security strategy, and more. Whether you're a movie buff, a soon-to-be retiree, or both, this episode has something for you.

Chapters
00:00 Intro
Financial Wisdom from Classic Movies
02:04 “I’ll be back”
05:50 “I’ll have what she’s having”
09:15 “I have a feeling we’re not in Kansas anymore”
Mistakes Pre-Retirees Make
14:25 Investing too aggressively
18:40 No Social Security strategy
21:00 Tax Prep vs Tax Planning
23:05 Assuming Health Care is covered by Medicare
23:55 Taking Risk to Make Up for Lost Time
Estate Planning
30:00 There is a Risk in Living a Long Time
36:00 Addressing Income in Retirement
Listener Questions
39:00 Should I purchase or rent a 2nd home out-of-state in retirement?
43:45 How to set up spousal benefits in retirement
47:15 How do I know if I’m knowledgeable enough on retirement issues

Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#RetirementPlanning #RetirementRisks #RetirementBlueprint #Social Security #Retirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information, visit: www.mosleywealthmanagement.com

Top Gun just turned 40, and it's full of surprising money lessons. In today’s show Tom & Marc kick things off with some surprising money lessons from the movie, then shift gears to show you how building a solid financial plan is a lot like building a house. We wrap up the show with a deep dive into guaranteed income, where it comes from, the choices you'll face along the way, and why planning for inflation is non-negotiable if you want that income to last.

Whether you're just starting to think about retirement or fine-tuning a plan you've already built, this episode has something for you. Buckle up.

Chapters
00:00 Intro
Financial Advice from Top Gun
02:45 Feeling the need for speed
07:15 Your ego is writing checks your body can’t cash
11:00 Highway to the danger zone
Building a Retirement House
15:35 The foundation: Income 
22:15 The walls: Investments & Taxes
23:30 The roof: Insurance & Health planning
25:30 Final touches: Legacy planning
Guaranteed Income
28:15 Where it comes from
31:45 Choices on pensions
33:50 Planning for inflation
Listener Questions
39:00 How to simplify accounts?
43:55 Investing in international markets?
46:30 51 & empty nester, can I go back to school & take out loans?

Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#TopGun #Maverick #RetirementPlanning #RetirementRisks #RetirementBlueprint #Social Security #GuarnateedIncome #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information, visit: www.mosleywealthmanagement.com

No matter where you are in life, building your career, raising a family, or approaching retirement, the financial decisions you make today will shape the life you live tomorrow.

In this episode, we're covering some of the most important things women need to hear about retirement and real estate, and why waiting too long to plan could cost you more than you think.
We kick things off by breaking down how financial risk shifts at every stage of life, from your 30s and 40s all the way into your 50s and 60s and what that means for how you should be investing and planning right now.

Then, we dive deep into retirement planning for women, because the truth is, women face unique challenges that most financial conversations simply ignore. We talk about why women need to be even more intentional about retirement, and we have an honest conversation about the financial realities widows often face and how to prepare.

We close out with one of our favorite topics, your home. Should you pay it off early if you have a low interest rate? Is tapping into your home equity ever a smart move? And what's the real story behind reverse mortgages? We cover those topics and more, so tune in!

Chapters
00:00 Intro
The Seasons of Risk
05:10 Risk in your 30s & 40s
08:00 Risk in your 50s & 60s
Retirement Planning for Women
15:40 Why retirement planning is more important for women
21:25 The challenges that face widows
On the House
28:32 Should I pay off my house with a small interest rate?
34:12 Should I pull money from home equity to pay for other things?
37:00 Reverse mortgages 
Listener Questions
41:15 When do I start over with my retirement plan
44:25 Remarried with an older man & retirement plans

Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#RetirementPlanning #RetirementRisks #RetirementBlueprint #Social Security #Retirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.


For more information, visit: www.mosleywealthmanagement.com