E.A.S.E. Into Retirement Radio Show

Your biggest retirement risks aren't the same at 50 as they were at 30. In this episode, we look at how risk changes through the decades of your life, what that means for your money, and the key questions to ask about your home as you get closer to retirement. We also focus on why retirement planning is especially important for women, including longer life expectancies and the issues widows can face. 

Chapters
00:00 Intro
Risk Management in the Decades of Your Life
04:45 Risk in your 30’s & 40’s
07:00 Risk in your 50’s & 60’s
Retirement Planning for Women
14:00 Why planning for women is so important
20:30 Retirement issues that face widows
Managing Your Home in Retirement
27:00 Retiring with a home & a low interest rate
30:45 Downsizing
32:40 Taking a line of equity
35:25 Reverse mortgages
Listener Questions
39:35 When do create a brand-new financial plan?
44:20 My retirement budget is being strained, what should I do?
46:30 My new & retired husband is older than I, how do we manage our retirement?

Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#RetirementAfter50 #Social Security #FreedominRetirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. 
This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Comments reflect the views of individual users and do not necessarily represent the views of Mosley Wealth Management. They are not verified, may not be accurate, and should not be considered testimonials or endorsements.



For more information, visit: www.mosleywealthmanagement.com

Retiring soon? Before you worry about the market, get your own house in order. In this episode, we walk through how to clean out your financial closet, which documents to gather and how to organize them, and why some of the most popular retirement rules may no longer fit today's world. We also talk about how to question what you hear in the financial media, so you can tune out the noise and focus on information that actually helps your retirement plan.

Chapters
00:00 Intro
Cleaning Out Your Financial Closet
02:40 The different types of financial organization
04:00 Items that need to be organized
07:20 How to organize your documents
09:08 Creating a budget
11:50 Are your goals & your portfolio aligned?
Financial Markets in the Media
15:55 Question the spin
22:22 Understanding interest rates
24:50 Product pushing
Outdated Financial Rules
29:45 4% Rule
33:33 10-5-3 Rule
34:33 Moving from stocks to bonds
36:12 Having a million dollars
Listener Questions
41:20 I’m 51, what do I do now to prepare for retirement?
45:20 Need money. Can I pull more money or get a part-time job?
48:05 I’m 57, but want to know how to tackle the next 10 years?

Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#OrganizingForRetirement #RetirementJourney #Social Security #FreedominRetirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. 
This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Comments reflect the views of individual users and do not necessarily represent the views of Mosley Wealth Management. They are not verified, may not be accurate, and should not be considered testimonials or endorsements.



For more information, visit: www.mosleywealthmanagement.com

What can Betty White teach us about retirement? In this episode of Ease into Retirement, we pull surprisingly practical wisdom from some of Betty White's most memorable quotes, then dig into the biggest mistakes Boomers are making in retirement today.
You'll learn:
•    Retirement lessons hiding in Betty White's own words
•    The biggest challenges Boomers are facing in retirement right now
•    The most common mistakes knocking Boomers off track financially
•    Recognizing if you're using the wrong tools & how to course-correct
•    When to hire a financial planner

Whether you're a Boomer navigating retirement now or just want a few laughs alongside financial education, this episode blends humor and honesty to help you stay - or get back - on track.

Chapters
00:00 Intro
Retirement via Betty White Quotes
02:52 On health & home 
07:50 On working
11:05 On relationships
Boomers
18:30 Challenges facing Boomers
24:20 Biggest mistakes Boomers are making
Getting Off Track in Retirement
29:40 Using bad tools
34:30 How to get back on track
Listener Questions
39:20 Nearing 50 – should I get a financial planner
46:10 Where should I put my money in a down market?

Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#BettyWhite #Boomers #BoomersinRetirement #RetirementJourney #Social Security #FreedominRetirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. 
This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Comments reflect the views of individual users and do not necessarily represent the views of Mosley Wealth Management. They are not verified, may not be accurate, and should not be considered testimonials or endorsements.



For more information, visit: www.mosleywealthmanagement.com

What are the financial moves that successful retirees never regret? In this episode, Tom and Mark reveal three critical decisions that will transform your retirement: smart tax strategies, solid estate planning, and Roth decisions that pay off.

Whether you're years away from retirement or already there, these moves work together to help create a secure, tax-efficient future with a protected legacy. Don't leave these decisions to chance - Hit play now!

Chapters
00:00 Intro
Reducing Taxes into the New Year
01:40 Donor advised funds & QCD
05:15 SEP IRA / Solo 401K
07:35 Check your withholdings
09:30 HSAs
10:50 RMDs
The Role of an Executor
14:40 What is involved in being named an executor
22:00 Accounts & Assets that don’t go through the trust
23:20 Questions to ask if you’ve been named an executor
No Regrets
29:00 Putting money in your Roth IRA
30:45 I should save more & spend less
33:50 I wish I didn’t have life insurance
Listener Questions
39:40 How can I take care of myself, so kids don’t have to?
43:20 Should I do a Roth conversion and when?

Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#RetirementKnowledge #Diversification #Retire #RetirementJourney #Social Security #FreedominRetirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. 

This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Comments reflect the views of individual users and do not necessarily represent the views of Mosley Wealth Management. They are not verified, may not be accurate, and should not be considered testimonials or endorsements.



For more information, visit: www.mosleywealthmanagement.com

Tired of thinking about retirement as an ending? What if retirement was actually a beginning?
In this week’s show, Tom and Mark challenge the traditional "retirement from work" mindset and explore how to "retire to something" instead. Discover career shifts, part-time opportunities, and strategies to stay engaged and purposeful in retirement - avoiding the boredom many retirees face.

Plus, they tackle the most frequently asked questions about IRAs, Roth Conversions and more.
You'll also get the inside scoop on advisor fees, fiduciary standards, and what to look for when choosing a financial partner.

Whether you're years away from retirement or already there, this episode will help you reframe how you think about “retirement.” Hit play now!

Chapters
00:00 Intro
Retirement To Something vs From Something
05:30 Think about what you are “retiring to”
07:15 Making a career shift vs. a career end
10:05 Scale back/Work part-time
12:20 Learning to appreciate the process
Frequently Asked Questions re: IRAs
16:40 What kind of return can I expect on my IRA?
20:00 Should I contribute to a 401K or Roth?
23:50 When should I do a Roth Conversion?
26:30 Should I roll my old 401K to a new one or create an IRA?
28:50 10 year draw down
Pet Peeves in the Financial Industry
31:40 Advisor Fees
34:50 Fiduciary vs. Non-Fiduciary
36:04 Not knowing your risk level
37:00 Advisors who put their own goals ahead of the client
38:30 Advisors who use lingo over your head
Listener Questions
42:15 Downsize or Retirement living?
45:00 Is it better to pay for a house in full or pay half & invest the rest?
 
Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management


#RetirementKnowledge #Diversification #Retire #RetirementJourney #Social Security #FreedominRetirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information, visit: www.mosleywealthmanagement.com

Think you're ready for retirement? Before you make the leap, master these three critical areas: choosing the right financial advisor, determining what purchases are smart "investments" in retirement, and assessing your retirement knowledge.

In this essential episode, Tom and Marc help you evaluate your retirement readiness across every dimension that matters. They'll walk you through what to look for in an advisor, which purchases make sense versus drain your income, and the key retirement knowledge gaps you need to fill.

Whether you're a couple years out from retirement or just starting, discover if you're truly retirement ready. Hit play now!

Chapters
00:00 Intro
What to look for when working with an Advisor 
02:20 Check the advisor’s philosophy
06:40 Questions to ask an advisor
13:00 When you need to shift advisors
Determining what is a good investment
15:00 Getting a better car
18:00 Collectibles
19:55 Home renovations
21:15 Vacation home & extra property
Rating Your Retirement Knowledge
24:15 Your net worth
27:15 Your budget
28:40 Your risk tolerance & capacity
31:00 Do you know what you’re paying in fees?
33:15 Do you know what your guaranteed income is?
Listener Questions
37:00 How to plan for retirement when you have a special needs child?
42:35 Doing seasonal work while on Social Security?
45:20 What is ESG Investing & is it good?
 
Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#whattoaskanadvisor #GoodInvestments #RetirementKnowledge #Diversification #WhatsMyNetWorth #Retire #RetirementJourney #Social Security #FreedominRetirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.


For more information, visit: www.mosleywealthmanagement.com

Are you financially ready to retire, and thinking about helping your grandkids with their education at the same time? In this episode, we break down three money questions every grandparent over 55 should be asking before making any of those big decisions.

We start with the education conversation: how to figure out what you can actually afford to contribute, and a breakdown of your options - 529 plans, the new Trump Accounts, UGMA/UTMA, custodial Roth IRAs, and taxable brokerage accounts.

Next, we dig into your net worth: how to calculate it, what's "normal" for your age, and why net worth and investable assets aren't the same thing.

Then we tackle diversification, what it really means, and why your definition and your advisor's definition might not match.

Whether you're planning for retirement, helping the next generation, or just trying to make sense of it all, you’ll find some solid information you can apply to your own situation.

Chapters
00:00 Intro
Helping with College in Retirement
02:45 Determine the need 
03:40 529 Plans
05:25 Trump Accounts (530a)
07:45 UGMA/UTMA
08:55 Custodial Roth
10:40 Taxable Brokerage Accounts
Analyzing Your Financial Net Worth
14:45 How to break it down
19:00 Net worth by age
24:35 Net worth vs. investable
Diversification 
28:10 Diversification defined
32:55 What it means to an advisor
Listener Questions
37:45 I’m 55. How do I know if I can retire?
43:00 As grandparents are we being taken advantage of?

Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

 #529Plans #SmartGrandparents #Diversification #WhatsMyNetWorth #Retire #RetirementJourney #HelpingGrandkids #Social Security #FreedominRetirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.


For more information, visit: www.mosleywealthmanagement.com

In this episode, we're pulling apart some of Madonna's most iconic lyrics - and find surprising financial wisdom hiding in plain sight. From Material World to Papa Don't Preach, we connect the dots between 80s pop culture and the real decisions you're making about your retirement today.
We also cover our "Financial Commandments" - a set of rules we believe every retiree should live by, especially when the market gets rocky. Plus, we tackle two listener questions: one about Social Security eligibility after years of part-time work, and another about what happens financially if a spouse who's always managed the money passes away.

Whether you're a Madonna fan or not, this episode blends a little nostalgia with a lot of practical retirement guidance - the kind you can actually use.

Chapters
00:00 Intro
Retirement Wisdom in Madonna’s Lyrics
03:40 Living in a material world
06:00 Papa don’t preach
08:52 There’s no time to hesitate…
11:40 It’s time to celebrate
Financial Commandments
15:55 Don’t compare your results with the market
20:05 Don’t give up before your strategy has had time to play out
23:30 Don’t be too greedy
26:35 You can’t avoid fees – but know what they are
Do You Need an Advisor?
30:40 Items to consider determining if you need one
35:05 The role of an Advisor
Listener Questions
40:15 Do I get Social Security if I worked part time for a variety of years?
43:10 My husband has always done the financials - am I ok if he passes?


Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#RetirementRules #Madonna #RetirementWisdom #Retire #RetirementJourney #RetirementBlueprint #Social Security #FreedominRetirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.


For more information, visit: www.mosleywealthmanagement.com

We’ve got a little something for everyone this week. From client meetings to Fly Fishing to a few truth bombs along the way, we unpack the retirement knowledge that actually matters. From understanding what’s important in a conversation with your advisor to lessons learned on the river, this episode covers more ground than your usual retirement chat - but It all circles back to the same question: are you ready for what’s next?

We’ll get into what “ready” really means, because this chapter isn’t just about the numbers, it’s about knowing what you’re stepping into and stepping in prepared.

Chapters
00:00 Intro
Client Reviews
03:30 How client reviews work at MWM
05:45 Various types of clients we see in meetings
What Fly Fishing Can Teach About Retirement
16:00 You have to read the water
20:00 Patience
22:45 Technique matters
Retirement Truth Bombs
28:30 Bonds aren’t as reliable as they used to be
31:20 Income taxes are historically low right now
34:00 Be concerned about your own behavior
35:20 Just because you’re smart doesn’t mean you can manage money
Listener Questions  
39:20 Should I open a trump account for my grandkids?
42:45 How long should I be paying into life insurance?
45:40 Should we get in a retirement community now or later?
 
Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 

===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#RetirementTruths #FlyFishinginRetirement #Retire #RetirementJourney #RetirementBlueprint #Social Security #FreedominRetirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information, visit: www.mosleywealthmanagement.com

Retirement isn't what it used to be, and if you're a Boomer, the stakes have never been higher. In this episode, we kick things off with some surprisingly sharp retirement wisdom from the one and only Betty White, whose approach to health, work, and relationships offers more insight than you'd expect.

From there, we dig into the real challenges facing Boomers today: the massive generational wealth transfer already underway, and the biggest mistakes we see Boomers make as they head into (or through) retirement.

We also cover the sneaky ways people get thrown off track, from over-relying on AI and online retirement calculators, to well-meaning but bad advice, and what steps you can take to course-correct if you feel like you've drifted.

Whether you're already retired, approaching it, or just trying to help your parents navigate it, this episode is packed with practical, honest advice for the road ahead.

Chapters
00:00 Intro
Betty White Quotes & Retirement Advice
02:25 On health
07:30 On retiring – or not
10:40 On maintaining relationships
The Challenges Boomers Face
16:45 The transfer of wealth challenges
23:00 Biggest mistakes Boomers make
Things That Can Throw You Off Track in Retirement
28:05 Projections & AI/Online Calculators
31:00 Bad advice
32:45 Steps to get back on track
Listener Questions
37:15 Should I work with a financial advisor
43:05 Where should I put money if the market crashes?

Ready to plan your retirement? Do you have specific questions for Tom and the team at Mosley Wealth Management? Contact us here   https://mosleywealthmanagement.com/contact/ 
===================================================
If you enjoy this content, please 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐁𝐄! https://www.youtube.com/channel/UCPMvD3G1cZA1Kz4CKnwynhA?sub_confirmation=1
===================================================
 ⭐ 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⭐ 
- Facebook: https://www.facebook.com/mosleyeaseintoretirement
- Instagram: https://www.instagram.com/easeintoretirement/
- LinkedIn: https://www.linkedin.com/company/mosley-wealth-management

#BoomersinRetirement #Retire #RetirementMistakes #RetirementBlueprint #Social Security #FreedominRetirement #RetirementReady #FinanicalAdvisors #RetirementSavings #Retirement #HowtoPrepareforRetirement #RetirementTips #RetirementStrategy

DISCLOSURE: Advisory services offered through Mosley Wealth Management, Inc. (MWM), an investment adviser registered with the U.S. Securities & Exchange Commission. Investment advisory services offered by duly registered individuals through Mosley Wealth Management, Inc. (“MWM”). MWM and Mosley Insurance and Financial Services are affiliated companies by common ownership. License # 0K76766 Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income, generally referred to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength claims paying abilities of the issuing carrier. This content is intended for informational & educational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual situation. All hypothetical examples are provided for illustrative purposes only; they do not represent real life scenarios. Mosley Insurance & Financial Services nor its agents or representatives may not give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any investment decisions. Our firm is not affiliated with or endorsed by the US government or any governmental agency. Some of the information provided may be from one or more third parties which we believe to be reliable sources, but accuracy and completeness cannot be guaranteed by Mosley Insurance & Financial Services.

For more information, visit: www.mosleywealthmanagement.com