अर्थशास्त्र म्हणजे काय? ते इतर विज्ञानांपेक्षा वेगळे कसे आहे? त्यात अधिग्रहित ज्ञानाची भूमिका काय आहे? आपण आर्थिक संकटांना वारंवार का सामोरे जातो? अर्थशास्त्र एक इंटरेस्टिंग क्षेत्र कशामुळे बनते?

What is economics? How is it different from other sciences? What is the role of acquired knowledge in it? Why do we face economic crises again and again? What makes economics an interesting field?

Show your support by buying me some coffee and contributing to the growth of this podcast by clicking here. Thank you. 

Sources and Further References:

1. Cumulative vs. Cyclical Knowledge, Morgan Housel

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तुम्ही काय निवडाल - सेव्ह न्हाउ बाय लेटर (SNBL) किंवा बाय न्हाउ पे लेटर (BNPL)?

What will you prefer - Save Now Buy Later (SNBL) or Buy Now Pay Later (BNPL)?

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Sources and Further References:

1. Save Now Buy Later (SNBL) Vs Buy Now Pay later (BNPL), Ram Rastogi, LinkedIn

2. As BNPL comes under scrutiny, Multipl’s ‘Save Now Buy Later’ model gains traction, Financial Express

3. Save now buy later – A shift towards sustainable spending, Times of India

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महाविद्यालयीन प्रवेश समजून घेण्याचा एक वेगळा मार्ग ऐकुयात. कॉलेज ॲडमिशन कोणाला मिळते ह्यात फक्त बेसिक इकॉनॉमिक्स आहे. या कल्पनेचे धोरणात्मक परिणाम काय आहेत?

A different way to understand college admissions. Who gets into college admission is just basic economics. What are the policy implications of this idea?

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दिप्ती देशपांडेला मॅक्रोइकॉनॉमिक रिसर्च क्षेत्रात 15 वर्षांचा अनुभव आहे आणि ती क्रिसिलमध्ये एका दशकाहून अधिक काळ कार्यरत आहे. दिप्तीने न्यूयॉर्कच्या स्टेट युनिव्हर्सिटीमधून फायनान्शिअल इकॉनॉमिक्समध्ये एमएस आणि मुंबई युनिव्हर्सिटीमधून इकॉनॉमेट्रिक्स आणि फायनान्शियल इकॉनॉमिक्समध्ये एमएची पदवी मिळवली आहे.

ही अतिशय व्यापक चर्चा आहे आणि भारतीय अर्थव्यवस्थेच्या विविध पैलूंना स्पर्श करते. आमच्या संभाषणाचा हा सहाव्वा आणि शेवटचा भाग आहे. ह्या एपिसोडमध्ये, आम्ही महिला अर्थतज्ञ असणे म्हणजे काय यावर आम्ही चर्चा केली. तिने काही पुस्तकांच्या शिफारसीही दिल्या.

Dipti Deshpande has 15 years of experience in the field of macroeconomic research and has been with CRISIL for over a decade. Dipti has an MS degree in Financial Economics from the State University of New York and an MA degree in Econometrics and Financial Economics from Mumbai University.

This is a very comprehensive discussion and touches on different aspects of the Indian economy. This is the sixth and last part of our conversation. In this episode, we discussed what it means to be a female economist. She also gave some book recommendations.

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Sources and Further References:

1. The Seen & The Unseen Podcast - Ep. 259 with Shranaya Bhattacharya

2. Desperately Seeking Shah Rukh: India's Lonely Young Women and the Search for Intimacy and Independence - Author Shrayana Bhattacharya

3. The Last Queen - Author Chitra Banerjee Divakaruni

4. I Came Upon a Lighthouse: A Short Memoir of Life with Ratan Tata - Author Shantanu Naidu

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दिप्ती देशपांडेला मॅक्रोइकॉनॉमिक रिसर्च क्षेत्रात 15 वर्षांचा अनुभव आहे आणि ती क्रिसिलमध्ये एका दशकाहून अधिक काळ कार्यरत आहे. दिप्तीने न्यूयॉर्कच्या स्टेट युनिव्हर्सिटीमधून फायनान्शिअल इकॉनॉमिक्समध्ये एमएस आणि मुंबई युनिव्हर्सिटीमधून इकॉनॉमेट्रिक्स आणि फायनान्शियल इकॉनॉमिक्समध्ये एमएची पदवी मिळवली आहे.

ही अतिशय व्यापक चर्चा आहे आणि भारतीय अर्थव्यवस्थेच्या विविध पैलूंना स्पर्श करते. आमच्या संभाषणाचा हा पाचवा भाग आहे. ह्या एपिसोडमध्ये, आम्ही भारताला सध्या कोणत्या प्रकारच्या सुधारणांची गरज आहे ह्याबद्दल बोलत आहोत. 

Dipti Deshpande has 15 years of experience in the field of macroeconomic research and has been with CRISIL for over a decade. Dipti has an MS degree in Financial Economics from the State University of New York and an MA degree in Econometrics and Financial Economics from Mumbai University.

This is a very comprehensive discussion and touches on different aspects of the Indian economy. This is the fifth part of our conversation. In this episode, we discussed what kind of reforms India needs right now.

Follow Dipti on LinkedIn.

Show your support by buying me some coffee and contributing to the growth of this podcast by clicking here. Thank you. 

Sources and Further References:

Subscribe to econGully blog.

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Episode Image Source: Dipti; Edited using Canva software.

दिप्ती देशपांडेला मॅक्रोइकॉनॉमिक रिसर्च क्षेत्रात 15 वर्षांचा अनुभव आहे आणि ती क्रिसिलमध्ये एका दशकाहून अधिक काळ कार्यरत आहे. दिप्तीने न्यूयॉर्कच्या स्टेट युनिव्हर्सिटीमधून फायनान्शिअल इकॉनॉमिक्समध्ये एमएस आणि मुंबई युनिव्हर्सिटीमधून इकॉनॉमेट्रिक्स आणि फायनान्शियल इकॉनॉमिक्समध्ये एमएची पदवी मिळवली आहे.

ही अतिशय व्यापक चर्चा आहे आणि भारतीय अर्थव्यवस्थेच्या विविध पैलूंना स्पर्श करते. आमच्या संभाषणाचा हा चौथा भाग आहे. ह्या एपिसोडमध्ये, आम्ही जागतिक संबंध आणि या क्षणी सर्व देशांमधील धोरणे कशी वेगळी आहेत यावर चर्चा केली.

Dipti Deshpande has 15 years of experience in the field of macroeconomic research and has been with CRISIL for over a decade. Dipti has an MS degree in Financial Economics from the State University of New York and an MA degree in Econometrics and Financial Economics from Mumbai University.

This is a very comprehensive discussion and touches on different aspects of the Indian economy. This is the fourth part of our conversation. In this episode, we discussed complex global linkages and how policies in all countries are different at this moment.

Follow Dipti on LinkedIn.

Show your support by buying me some coffee and contributing to the growth of this podcast by clicking here. Thank you. 

Sources and Further References:

Quickonomics: A tale of two effects, CRISIL

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दिप्ती देशपांडेला मॅक्रोइकॉनॉमिक रिसर्च क्षेत्रात 15 वर्षांचा अनुभव आहे आणि ती क्रिसिलमध्ये एका दशकाहून अधिक काळ कार्यरत आहे. दिप्तीने न्यूयॉर्कच्या स्टेट युनिव्हर्सिटीमधून फायनान्शिअल इकॉनॉमिक्समध्ये एमएस आणि मुंबई युनिव्हर्सिटीमधून इकॉनॉमेट्रिक्स आणि फायनान्शियल इकॉनॉमिक्समध्ये एमएची पदवी मिळवली आहे.

ही अतिशय व्यापक चर्चा आहे आणि भारतीय अर्थव्यवस्थेच्या विविध पैलूंना स्पर्श करते. आमच्या संभाषणाचा हा तिसरा भाग आहे. ह्या एपिसोडमध्ये, आम्ही भारतातल्या आणि अमेरिकेतल्या महागाई मधल्या फरकाबद्दल बोलत आहोत. 

Dipti Deshpande has 15 years of experience in the field of macroeconomic research and has been with CRISIL for over a decade. Dipti has an MS degree in Financial Economics from the State University of New York and an MA degree in Econometrics and Financial Economics from Mumbai University.

This is a very comprehensive discussion and touches on different aspects of the Indian economy. This is the third part of our conversation. In this episode, we discussed the difference between inflation in India and the US.

Follow Dipti on LinkedIn.

Show your support by buying me some coffee and contributing to the growth of this podcast by clicking here. Thank you. 

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दिप्ती देशपांडेला मॅक्रोइकॉनॉमिक रिसर्च क्षेत्रात 15 वर्षांचा अनुभव आहे आणि ती क्रिसिलमध्ये एका दशकाहून अधिक काळ कार्यरत आहे. दिप्तीने न्यूयॉर्कच्या स्टेट युनिव्हर्सिटीमधून फायनान्शिअल इकॉनॉमिक्समध्ये एमएस आणि मुंबई युनिव्हर्सिटीमधून इकॉनॉमेट्रिक्स आणि फायनान्शियल इकॉनॉमिक्समध्ये एमएची पदवी मिळवली आहे.

ही अतिशय व्यापक चर्चा आहे आणि भारतीय अर्थव्यवस्थेच्या विविध पैलूंना स्पर्श करते. आमच्या संभाषणाचा हा दुसरा भाग आहे. ह्या एपिसोडमध्ये, आम्ही भारताच्या सध्याच्या आर्थिक परिस्थिती वर चर्चा केली.

Dipti Deshpande has 15 years of experience in the field of macroeconomic research and has been with CRISIL for over a decade. Dipti has an MS degree in Financial Economics from the State University of New York and an MA degree in Econometrics and Financial Economics from Mumbai University.

This is a very comprehensive discussion and touches on different aspects of the Indian economy. This is the second part of our conversation. In this episode, we discussed the positives and negatives of the current economic situation of India.

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You can also watch the entire interview on YouTube.

Show your support by buying me some coffee and contributing to the growth of this podcast by clicking here. Thank you. 

Sources and Further References:

1. India GDP Growth - IMF forecast, Business Standard

2. India Economic Outlook - CRISIL

3. Govt Finances 1HFY23, IIFL 

4. India Air Traffic, CRISIL 

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The language of conversation is a mix of both English and Marathi. So barring a few times, you can understand the entire conversation even if you don't know Marathi.

दिप्ती देशपांडेला मॅक्रोइकॉनॉमिक रिसर्च क्षेत्रात 15 वर्षांचा अनुभव आहे आणि ती क्रिसिलमध्ये एका दशकाहून अधिक काळ कार्यरत आहे. दिप्तीने न्यूयॉर्कच्या स्टेट युनिव्हर्सिटीमधून फायनान्शिअल इकॉनॉमिक्समध्ये एमएस आणि मुंबई युनिव्हर्सिटीमधून इकॉनॉमेट्रिक्स आणि फायनान्शियल इकॉनॉमिक्समध्ये एमएची पदवी मिळवली आहे.

ही अतिशय व्यापक चर्चा आहे आणि भारतीय अर्थव्यवस्थेच्या विविध पैलूंना स्पर्श करते. आमच्या संभाषणाचा हा पहिला भाग आहे. ह्या एपिसोडमध्ये, आम्ही तिचा दिवस कसा असतो आणि सर्वसाधारणपणे आर्थिक विश्लेषण कसे केले जाते यावर चर्चा केली.

Dipti Deshpande has 15 years of experience in the field of macroeconomic research and has been with CRISIL for over a decade. Dipti has an MS degree in Financial Economics from the State University of New York and an MA degree in Econometrics and Financial Economics from Mumbai University. 

This is a very comprehensive discussion and touches on different aspects of the Indian economy. This is the first part of our conversation. In this episode, we discussed what is her day like and how economic analysis is done, in general.

Follow Dipti on LinkedIn.

You can watch the entire interview on my YouTube Channel.

Show your support by buying me some coffee and contributing to the growth of this podcast by clicking here. Thank you. 

Sources and Further References:

1. The Economist Podcast (Spotify)

2. Economics & Country Risk, S&P Global Market Intelligence Podcast (Spotify)

3. Handbook of Statistics of Indian Economy, RBI

4. Database on Indian Economy, RBI

5. MoF India, YouTube

6. Economic Survey FY22, Chapter 1

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प्रधानमंत्री आवास योजना यशस्वी धोरण आहे का? भारत 2024 पर्यंत सर्वांसाठी घरांचे स्वप्न पूर्ण करू शकेल का? या प्रश्नांची उत्तरे थोडी गुंतागुंतीची आहेत. उत्तरे शोधण्यासाठी हा एपिसोड ऐका.

Is Pradhan Mantri Awas Yojana a successful Policy? Can India achieve the dream of Housing for All by 2024? Answers to these questions are a bit complex. Tune in to find the answers.

Show your support by buying me some coffee and contributing to the growth of this podcast by clicking here. Thank you. 

Sources and Further References:

1. PMAY-Urban, Official Website

2. An explainer on India’s battle with affordable housing, Finshots

3. PMAY: How effective is it, and what more needs to be done?, Qrius

4. CHALLENGES & SOLUTIONS OF AFFORDABLE HOUSING IN INDIA, Terra Group (2019)

5. Delhi’s affordable housing situation, is a potential crisis, Housing.com (2018)

6. Disadvantages of Pradhan Mantri Awas Yojana, pmawasyojana.in (2019)

7. Why PMAY-U fails to address India's intrinsic housing problems, ET (2021)

8. Facing many problems, PMAY beneficiaries told to pay annual GP tax, NIT ground rent, TOI

9. Within a yr, PMAY flats face rainwater seepage, cracks & various other problems, TOI

10. A CASE STUDY ON KERALA [JETIR 2020]

11. Pradhan Mantri Awas Yojana subsidy delayed, thousands of beneficiaries forced to live in shanties or half-finished houses, Indian Express (2020)

12. Housing for all: There’s a lot to be built, Business Line (2018)

13. PMAY in doldrums, Orissa Post

14. PMAY: Modi Government’s flagship housing scheme trumps JNNURM, Money Control (2017)

15. Reading the PMAY against past urban housing schemes, India Housing Report

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