Economically Yours

Economically Yours

By Charmi ShahBusinessInvesting
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Economically Yours episodes

  • Going beyond stocks: A perspective on the Fixed Income Markets! | S02E06 ft. Lakshmi Iyer, CEO, Investment Advisory, Kotak Investment Advisors Ltd.

    Economically Yours S02E06

    Speaker: Lakshmi Iyer, CEO, Investment Advisory, Kotak Investment Advisors Ltd

    Co-Hosts: Charmi Shah & Darshan Joshi

    A sumptuous assorted Indian thali calls for sweets and savouries followed by a gala time with friends and family discussing the next marriage in the household or ways to be even wealthier. Families continue to unlock growth, be it the human race or investing their savings in stocks, bonds, & beyond. However, they are yet to go beyond as the pandemic has rewarded them with deep discounts on stocks and it’s time to bond over soups and salads or yields/interest rates, so to say. 

    Mrs. Lakshmi Iyer continues to be ‘bond and beautiful’ as she turns CEO of Kotak Investment Advisory business making her personal yield curve reach another horizon. 

    Atithi devo bhava encompasses the ideology that guests are God but our guest has quite relished her 22-year-long stay in the household aka Fixed Income. She has been recognized as one of the Top 25 most influential women in asset management in Asia by Asian Investor and was featured on Forbes India W-Power 2022 in December last year. 

    In today’s episode, she spoke at length about how equity and stocks work in tandem, the flattened yield curve and the impeccable run of the debt market over the last year or so. She is a complete teetotaller and derives her kick from bonds, bollywood, and basis points. Global headwinds, India demographics, the role of central bankers and the tug-o-war between inflation and growth makes up for that sumptuous thali.  

    Episode 6 has been hit out of the park yielding maximum returns for all listeners. Hear it out as it sails through the boundary and into the crowd.

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    About:

    Charmi Shah: https://linktr.ee/charmishah__

    Darshan Joshi: https://www.linkedin.com/in/darshan-joshi-61b72a137/


    37 min
  • Early to Growth Stage: Understanding financial modeling, the heartbeat of startups | S02E05 ft. Sriram Chidambaram, Founder & CEO, Spice Route Finance

    Economically Yours S02E05

    Speaker: Sriram Chidambaram, Founder & CEO, Spice Route Finance 

    Co-Hosts: Charmi Shah & Darshan Joshi

    Financial modelling is unique to each entrepreneur and has been evolving all through the years. It has surely helped bridge the gap between the investor and the founder. However, growth is not agiven post all the funding requirements are met. A suitable product-market fit, an ideal sales model and scaling the business could be potential milestones for any business to grow through the early years.

    The finer nuances of financial modelling like working capital management, investment decisions in marketing and various costs incurred at different stages should help build a strategic financial plan for a startup. Spice Route Finance, through the vision of Mr Sriram Chidambaram, has understood the unit economics of several businesses and is here to share the importance of financial modelling for startups to move from the early to the growth stage.

    Mr. Sriram Chidambaram has been a show-stopper for several businesses. Be it fashion or finance, a model or an analyst, each of them has worked the future cost of the decisions they take today.

    Come, walk the ramp this X-mas with Episode 5 of Economically Yours and witness how to build a financially sound future for your business.

    For more such content, please like, share and subscribe our channel!

    To follow us on Social Media & hear us out on different Audio Platforms, please click the link below:

    We're also streaming on: 

    Spotify: https://spoti.fi/3qqxo46

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    Apple Podcasts: https://apple.co/3DnhRuE

    Google Podcasts: https://bit.ly/3qtnkHm

    Follow us on: 

    LinkedIn: http://www.linkedin.com/in/economically-yours

    Twitter: https://twitter.com/Economically_Y

    Instagram: https://www.instagram.com/economically_yours_podcast/

    About: 

    Charmi Shah: https://linktr.ee/charmishah__

    Darshan Joshi: https://www.linkedin.com/in/darshan-joshi-61b72a137/

    42 min
  • Web3, Fintech & Crypto: A peep into the future! | S02E04 ft. Sanjeev Kumar, Founder, Researcher, Advisor, WhiteSight
    Economically Yours S02E04
    Speaker: Sanjeev Kumar, Founder, Researcher, Advisor, Whitesight 
    Co-Hosts: Charmi Shah & Darshan Joshi
    Web3, Metaverse, Crypto, Blockchain, CBDC, ONDC, BNPL, Fintech & Whitesight are quite overwhelming when read in a single sentence. Worry not because we are here to unscramble the universe for you with the help of Mr. Sanjeev Kumar who is revolutionizing the Fintech space, in particular.
    Did you know that Tim Berners-Lee describes blockchain without decentralization? That DeFi, Metaverse & Web3 are intertwined but exist individually as well? Hear out our conversation that has busted quite a few myths in a short span of time.
    We take a brief insight into how ONDC is poised to change the E-Commerce space in India and the concept of open banking that has already knocked on our doors. Little did we know that India is turning out to be data rich before being financially rich. This episode has got all your queries answered. Tune in to be informationally rich and successfully be on the path to be financially rich.
    For more such content, please like, share and subscribe our channel!
    To follow us on Social Media & to hear us out on different Platforms, please click the link below:  https://linktr.ee/Economically.Yours
    We're also streaming on:
    Spotify: https://spoti.fi/3qqxo46
    YouTube: https://bit.ly/3z6kT3Y
    Apple Podcasts: https://apple.co/3DnhRuE
    Google Podcasts: https://bit.ly/3qtnkHm
    Follow us on:
    LinkedIn: http://www.linkedin.com/in/economically-yours
    Twitter: https://twitter.com/Economically_Y
    Instagram: https://www.instagram.com/economically_yours_podcast/
    About:
    Charmi Shah: https://linktr.ee/charmishah__
    Darshan Joshi: https://www.linkedin.com/in/darshan-joshi-61b72a137/
    38 min
  • Startups and the Indian economy | S02E03 ft. Sarthak Ahuja, Virtual CFO, Investor & Content Creator
    Economically Yours S02E03
    Speaker: Sarthak Ahuja, Virtual CFO, Investor, and Content Creator 
    Co-Hosts: Charmi Shah & Darshan Joshi
    In the previous episode, Mr. Naveen Chandramohan survived 2 major crashes over the course of his professional career but now we have a safe investor who likes to park his surplus money in index funds and ETFs.
    At a tender age of 23, when most of us were rejoicing in that college fest or preparing for that single competitive exam that lay ahead of us, Mr. Sarthak Ahuja completed his CA, CS, CMA, and a Bachelors in Financial & Investment Analysis degree from DU. Suffice to say that the experiences and sacrifices made over the course of his journey are two sides of the same coin.
    He remarks that the efficiency of utilization of capital has not translated for all investors which could see even more startups and unicorns in the country. The ‘ABC’ sectors, namely, AI, Biotechnology and Crypto, are quite interesting and investors should look out for startups in the same space.
    Habit formation takes 90 days but when a startup has 18 months to burn cash in search of instant growth, does it create the perfect recipe for a disaster?
    Tune in to know whether Sarthak Ahuja feels that India is in a startup garden that is filled with roses or another pandemic that will be similar to the one that we just witnessed.
    P.S.- Please do read his latest book ‘Daily Coffee & Startup Fundraising’ which has definitely left an impact on startup founders all around the world.
    For more such content, please like, share and subscribe our channel!
    To follow us on Social Media & to hear us out on different Platforms, please click the link below: 
    https://linktr.ee/Economically.Yours
    We're also streaming on: 
    Spotify: https://spoti.fi/3qqxo46
    YouTube: https://bit.ly/3z6kT3Y
    Apple Podcasts: https://apple.co/3DnhRuE
    Google Podcasts: https://bit.ly/3qtnkHm
    Follow us on: 
    LinkedIn: http://www.linkedin.com/in/economically-yours
    Twitter: https://twitter.com/Economically_Y
    Instagram: https://www.instagram.com/economically_yours_podcast/
    About: 
    Charmi Shah: https://linktr.ee/charmishah__
    Darshan Joshi: https://www.linkedin.com/in/darshan-joshi-61b72a137/
    37 min
  • India @ 80: Venturing out amidst the Growth & Chaos | S02E02 ft. Naveen Chandramohan, Founder & Fund Manager, ITUS Capital
    Economically Yours S02E02
    Speaker: Naveen Chandramohan, Founder & Fund Manager, ITUS Capital | Ex - Lehman Brothers, Nomura, Oracle Capital  
    Co-Hosts: Charmi Shah & Darshan Joshi
    Braved the 2008 crash and the pandemic, Mr. Naveen Chandramohan has a lot of experience to share with you all through which he guides the future path the country is poised to take in the coming 5 years. He vividly remarks that on September 15th, 2008, a board member of Lehman Bros stepped on the trading floor and exclaimed, ‘We will survive’ when it’s price was already trading at $4.50. The rest is history as we all know but our guest speaker has taken all the positives from the same. He joined various firms like Nomura, Oracle Capital and Hutchin Hill where he was the fund manager of India focused funds. Moreover, he was awarded the best fund manager for 3 years in row (2012-14). The accolades kept coming until he returned to India and started ITUS Capital in February 2017. It outperformed the industry benchmark by 55% in the first year itself and continues to be one of the top performing funds in the country.
    He speaks about the pivotal changes through policies that the country has witnesses in the last 5 years. Manufacturing, infrastructure and consumption are some of the opportunities that exist for us as he rightly claims that ‘there is going to be growth amid the chaos’.
    From frustration to opportunity, from a senior analyst at Lehman Brothers to being a founder and fund manager at ITUS Capital, Mr. Naveen Chandramohan has carved out all his learnings from his professional career in today’s episode.
    For more such content, please like, share and subscribe our channel!
    To follow us on Social Media & to hear us out on different Platforms, please click the link below:
    https://linktr.ee/Economically.Yours
    We're also streaming on:
    Spotify: https://spoti.fi/3qqxo46
    YouTube: https://bit.ly/3z6kT3Y
    Apple Podcasts: https://apple.co/3DnhRuE
    Google Podcasts: https://bit.ly/3qtnkHm
    Follow us on:
    LinkedIn: http://www.linkedin.com/in/economically-yours
    Twitter: https://twitter.com/Economically_Y
    Instagram: https://www.instagram.com/economically_yours_podcast/
    About:
    Charmi Shah: https://linktr.ee/charmishah__
    Darshan Joshi: https://www.linkedin.com/in/darshan-joshi-61b72a137/
    33 min
  • Portfolio Allocation: A Game of skill and patience | S02E01 ft. Saurabh Jain, Founder, Stable Alpha

    Economically Yours S02E01 


    Speaker: Saurabh Jain, Co-Founder Stable Alpha | Ex- Navi AMC, Swiggy
    Co-Hosts: Charmi Shah & Darshan Joshi  

    With the T20 World Cup fever around, it is apt we speak about ‘skill’ and ‘patience’ required to win you matches. Quite similarly, they are an integral part of your investment journey as well. Saurabh Jain exclaims that very few get the art correct and it’s time we show the way.   

    Season 2 of Economically Yours took off with a flyer, where Saurabh Jain, shared his insights over his investment journey, leadership roles held in the past and how ‘skill’ and ‘patience’ helped him win small sessions in his long career. He is currently the founder of Stable Alpha, which he claims to be the future of Fixed Income investing in India. In the past, he held the post of NAVI AMC’s CEO and also donned the hat of a VP at Swiggy.   

    His ‘Truce’ with failue came in early where he returned surplus capital to investors that had pooled in for his B2B marketplace in the agri sector. Still at a tender age, he realised that it was important to exit the project as it was not sustainable and the foundations of the sector made the project look like a handicap. In hindisght, that was the correct decision but it’s the analytical skills and awareness that helps you through such situations.   

    Hear him speak his heart out on the first episode of Season 2 of the Financial Podcast, Economically Yours.   

    To follow us on Social Media & to hear us out on different Platforms, please click the link below:  

    https://linktr.ee/Economically.Yours  

    We're also streaming on:

    Spotify: https://spoti.fi/3qqxo46
    YouTube: https://bit.ly/3z6kT3Y
    Apple Podcasts: https://apple.co/3DnhRuE
    Google Podcasts: https://bit.ly/3qtnkHm 

    Follow us on:

    LinkedIn: http://www.linkedin.com/in/economically-yours
    Twitter: https://twitter.com/Economically_Y
    Instagram: https://www.instagram.com/economically_yours_podcast/ 

    About:

    Charmi Shah: https://linktr.ee/charmishah__
    Darshan Joshi: https://www.linkedin.com/in/darshan-joshi-61b72a137/

    30 min
  • Alternative Investment Funds 101 | S01E06 ft. Nalin Moniz, CIO, Edelweiss AMC
    The finale episode of Season 1 will introduce you to the nuances of Alternative Investment Funds (AIFs) and what equity alternates are all about! Mr. Nalin Moniz takes a deep dive into the three categories of AIFs, their tax implications and what the future holds for investing in this asset class. From a decorated schooling background to a fabulous corporate life in the States, and now at the helm of Edelweiss AMC as a Chief Investment Officer of Alternate Equity, Mr. Moniz has barely put a foot wrong. At Forefront Capital, he created the first-ever Alternative Investment Fund in 2012 and played a key role in shaping the Indian hedge fund industry. Tune in to the episode and don't forget to spread the knowledge.
    35 min
  • Frankly Speaking Finance | S01E05 ft. Prashant Desai, Sr. Director, Everstone Group
    So here's someone who has seen 26 budgets on the trot, has closely worked with Rakesh Jhujhunwala, and will tell you why flirting with risk is good for health. He envisions a double-digit GDP growth for the country a few years down the line and also emphasizes the fact that how a savings bank account is making you poor by 4% currently on an annual basis. Are you interested to know about his experience with Harshad Mehta and who is his first Valentine? Play to know more about Prashant Desai and his views around the Indian economy.
    41 min
  • How to play, the Fixed Income way? | S01E03 ft. Lakshmi Iyer, President & CIO, Kotak Mahindra AMC
    In the third episode of Economically Yours, the co-hosts indulge in an insightful conversation with Mrs. Lakshmi Iyer, President & Chief Investment Officer- Fixed Income & Head- Products at Kotak Mahindra Asset Management Company, where she explains the Fixed Income markets with Bollywood & food analogies. Do you want to know the various risks associated with this market or one of the key strengths' that one should possess to become successful here? Hit play and enjoy the episode!
    29 min

About Economically Yours

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Podcast: Economically Yours