The easiest way to start investing if you don’t know how to invest or you are starting with a small amount.

Active investing refers to an investment strategy that involves ongoing buying and selling activity by the investor. Active investors purchase investments and continuously monitor their activity to exploit profitable conditions. Passive investing is an investing strategy that involves buying and holding investments for a long period of time, rather than making frequent trades to try to beat the market

In finance, diversification is the process of allocating money in a way that reduces the exposure to any one particular asset or risk. A common path towards diversification is to reduce risk by investing in a variety of assets

التنويع هو عملية تخصيص رأس المال بطريقة تقلل من تعرض الأصل لخطر معين. يقليل المخاطر أو التقلبات من خلال الاستثمار في مجموعة متنوعة من الأصول

The main asset classes are:

Shares (also known as equities). For more information, read our guide 'What are shares and how do I buy them? ...

Bonds (also known as fixed-interest stocks). These are a form of IOU issued by governments and companies when they want to borrow money from investors...

Property.

Commodities.

Cash.

Compound interest is the interest you earn on your interest — in other words, it's money you earn on the money you've already earned. Compound interest is important because you're earning twice: once on the principal and once on the interest.

الفائدة المركبة هي الفائدة التي تربحها من فائدتك - بمعنى آخر ، إنها أموال تربحها من الأموال التي كسبتها بالفعل. الفائدة المركبة مهمة لأنك تكسب مرتين: مرة على رأس المال ومرة ​​على الفائدة.

http://www.moneychimp.com/calculator/compound_interest_calculator.htm

Freedom Fund

This is your retirement plan or it might be your escape from your 8-4 job forever. This concept is well known globally you might know it as PIFSS, but what I'm asking you to do is to be in-charge of that fund don't leave it to anyone or chance. You can create your own strategy for your Freedom Fund

Dream Fund

What's your most desirable dream? start saving and investing toward that dream. You will not win the Jawhara Account (maybe you will) but you will not keep anything to chance

An emergency fund is a stash of money set aside to cover the financial surprises life throws your way. These unexpected events can be stressful and costly. Typically, it is recommended that you save somewhere between three to six months of expenses in your emergency fund.

What I’m suggesting is to have two types of Emergency Money, one is Emergency Fund which is one month salary saved for any quick emergency. The second is Security Fund where you will have to save gradually one year expenses in a cash account or a low risk investment like CDs or Gold.

The Emergency Fund will help you cover unexpected expenses like car damage, and health problem (if you don’t have insurance). And the Security Fund will help you if you lost your job or needed to take a year off to take care of a child without the financial worry.

Income is money received in exchange for providing a good or a service or through investing capital. It's used to pay for day to day expenditure.

The saying goes, if you have 7 Income streams you will become a millionaire, types of income:

(Earned Income, Profit Income, Interest Income, Dividend Income, Rental Income, Royalty Income)

الدخل هو المال الذي يتم تلقيه مقابل تقديم سلعة أو خدمة أو من خلال استثمار رأس المال. ويتم استخدامه لتمويل النفقات اليومية.

تقول المقوله أنه إذا كان عندج 7 مداخيل، راح تصيرين مليونيره، انواع الدخل

دخل الراتب، دخل الربح، إيرادات الفوائد، توزيعات الارباح)

Expense is an outflow of money to another person or group to pay for an item or service, or for a category of costs.

The general rule is to spend less than 50% of your income so you will have the chance to indulge in things you want and wish to have.

المصاريف هي تدفق الأموال إلى شخص أو مجموعة أخرى لدفع ثمن شي أو خدمة  أو لفئة من التكاليف

القاعدة العامة تقول أنه تنفقين أقل من 50٪ من دخلج عشان تقدرين تصرفين على الأشياء التي تبينها وتتمنينها

The 50/30/20 rule is a simple way to plan your money that doesn't involve detailed budgeting categories. Instead, you spend 50% of your income on needs, 30% on wants, and 20% on savings or paying off debt.

قاعدة 50/30/20 هي طريقة بسيطة لتخطيط أموالك التي لا تتضمن تحديد ميزانية مفصلة. بس راح تنفقين 50٪ من مدخولج على الاحتياجات ، و 30٪ على الرغبات ، و 20٪ على المدخرات أو تسديد الديون

Net worth is the value the assets a person owns, minus the liabilities they owe. It provides a snapshot of the your current financial position. القيمة الصافية هي قيمة الأصول التي يمتلكها الشخص ، ناقص الالتزامات الي عليه. يوفر لمحة عن وضعه المالي الحالي.

Financial Freedom is the first step phase of building wealth. It includes: 

1. Understanding where you're at 

2. Thinking of money positively

3. Writing your goals  

4. Planning your spending

5. Paying yourself first

6. Spending less

7. Buying experiences, not things 

8. Paying off debt

9. Adding additional income 

10. Investing in your future