This week we discuss the value of geographic investment diversification. We do hold a significant % in global funds, but our North American bias does show an overweight position. Time to look at some European and Asian ETFs to spread our ownership more globally.

Today we update our quarterly results and help listeners understand the value of our 30 Minute Drill. We see that despite the wild turbulence in the stock market, our big picture results are much better than the gloom and doom in the news media.

This week we share our experience playing blackjack and note behavioural similarities between bad blackjack players and short term investors.

As you establish yourself as a self directed investor, it is important to build a network of like minded investors. We all have pre-conceived notions on investing approach but we need to maintain an open mind set and look to others for ideas.

Today we explore some critical Macro Economic indicators that can affect our investments. We believe everyone should have some attention on unemployment levels, interest rates, inflation rates and historical stock market levels.

This week we look at ETF's as an excellent investment for gaining equity or bond exposure with less risk. We see the combination of ETF's, stocks and fixed investments as an excellent combination for the long term investor.

Today we stray a little from the usual broader topics to talk about the 4% Withdrawal Rule and how it may need some refining. This episode leans toward soon to retire audience, but also useful for others in their long term planning.

This week we talk about areas of investment that attract support from companies and governments. RRSP's, RESP's, and TFSA's should be part of everyone's investing mix. How we manage these accounts depends on investment time horizon, risk tolerance and our long term plans. Company support for RRSP/401K's along with stock options can help drive our long term goals.

On this week's episode, we discuss the benefits (and risks) associated with owning individual stocks. We fully realize that index ETF's and Fixed Income investments offer reduced risk, but owning one or two top stocks from five to seven core sectors, allows investors to participate in significant upside and/or gain strong dividend gains.

This week we talk about avoiding too much hype or doom in the markets. We have seen a lot of volatility in the last three months and fully expect this to continue.

Using the 30 Minute Drill we stick to our plan and given the great runs of 2023 and 2024, taking some profit and re-deploying to cash and equivalents not a bad idea.

Work with your advisor to re-calibrate your portfolio appropriately, but re-balancing should be part of the plan !