In this episode of ELI, we sit down with Jitin Bhasin, Founder & CEO of SaveIN, a healthcare financing platform that is transforming how Indians access and afford private healthcare.
Jitin shares his journey from banking and fintech to launching SaveIN in 2022. With a unique focus on outpatient care, SaveIN offers no-cost EMI solutions to cover expenses like dental treatments, dermatology, IVF, mental wellness, and fitness — areas often ignored by insurance.
📌 Key Highlights:
• The affordability crisis in India’s healthcare ecosystem
• How SaveIN’s zero-cost EMI model is solving a $ multi-billion market gap
• Disrupting outpatient care financing with tech-driven solutions
• A sneak peek into WellUp, India’s first modern wellness program for employees
🎧 Listen to the full episode for insights on building a healthcare-fintech startup, solving real-world challenges, and innovating for impact at scale.
Chapters:
00:00 - Introduction to the episode
00:03 - Meet Jitin Bhasin: Founder & CEO at SaveIN
00:41 - Jitin’s journey: From banking to entrepreneurship
01:56 - Why healthcare financing is critical for India’s growth
03:08 - The state of Indian healthcare: Public vs private systems
05:23 - The affordability problem in private healthcare
06:32 - SaveIN’s mission: Making private healthcare accessible with financing
08:10 - How SaveIN’s zero-cost EMI model works
09:59 - Addressing outpatient healthcare needs over hospitalization
12:12 - How SaveIN integrates with 6,500+ healthcare providers
13:58 - Comparison with traditional personal loan apps: Key differences
15:40 - Responsible lending: Ensuring repayments and credit checks
18:53 - How SaveIN ensures data privacy and security
20:31 - Why healthcare financing has lower default rates
23:17 - Transparency and trust: Building a sustainable healthcare ecosystem
26:35 - Launching WellUp: Disruptive employee wellness program
29:23 - Vision for the future: Expanding healthcare financing and new products
32:53 - Jitin’s take: What needs to change in India’s healthcare system
34:05 - Final thoughts: Consistency and transparency in healthcare