California/Florida- The key different for better conventional loan pricing is to cover borrowers options on optimal points as pricing does have trigger points.  So long as lenders know, understand where these triggers are and convey to borrowers there maybe some room for saving for borrowers. 

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We cover an example for debt to income ratio for a conventional loan as well as self-employed loan based on same loan amount and income. Using model you can calculate how much you can afford approximately for a loan before speaking to a lender.  We lend in California & Florida.  

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Due to current market place lenders are going on margin call as a result their funds drying up causing cancelation of loans or loan fall outs. Choosing the right money source is important as some lenders despite challenging climate continued to lend. We can help secure a more reliable money source for your financing needs.

Different mortgage loan tiers based on borrowers current circumstance. Borrower of a wider range of different way of producing income can get a mortgage loan.

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Nationwide Long Term Rental 1-4 & Vacation Rental Financing.

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California/Florida Primary Residence State Income With No Income Verification.  Stated Income Requires More Down Payment & Reserves Requirements However Does Not Require Tax Returns To Qualify.  

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Rates on long term rentals have remained consistently the same despite conventional mortgage rates increasing significantly. While this correction is expected to come soon it’s a great time and opportunity to take advantage of long term rental programs for non- owner occupied investment properties with income verification.