In this conversation, Tim Regan interviews Tom and Sue Michael about their experiences living a 'two comma life,' which emphasizes financial freedom, family connections, and personal fulfillment. They discuss health challenges, the joy of spending time with grandchildren, the importance of travel, and the value of giving back to the community. The couple shares insights on how faith has guided their lives and the lessons learned through overcoming obstacles. Their story highlights the significance of creating lasting memories and embracing adventure in retirement.