Emma Hall is a Chartered Financial Planner and Trust and Estate Practitioner with 19 years of experience helping individuals and businesses navigate retirement planning, investments, and succession strategies. As Director and Shareholder at 75point3 Ltd, she’s leading the firm’s expansion into Bristol and the Southwest, building strategic partnerships to deliver fully integrated financial planning. Voted Chartered Financial Planner of the Year (2023/24), Emma is known for her clear, client-focused approach using advanced cash flow modelling. Passionate about financial literacy and gender diversity, she speaks regularly at schools, universities, and industry events. She also co-hosts the Wealth and Women Podcast, empowering women through smart conversations on money and leadership.

In this episode, Leonard and Emma discuss:

• How cash flow modelling empowers confident financial decisions
• Why emotional intelligence is critical in financial planning
• The importance of succession strategies and legacy planning
• Increasing financial literacy and gender diversity in finance
• The grit and integrity it takes to build a successful advisory career

Key Takeaways:

• Cash flow modelling isn’t just numbers—it gives clients a clear, visual roadmap of their future, helping them make confident decisions like choosing the right time to retire.
• Emma’s approach proves that technical skill is only half the job; it’s empathy and emotional intelligence that truly build lasting trust with clients.
• True legacy planning means more than passing down wealth—it’s about empowering the next generation with knowledge to preserve, grow, and understand its value.
• Despite progress, financial services still lack visible female representation; to change this, firms must proactively educate and support young women entering the field.
• Grit, persistence, and a client-first mindset are what separate lasting careers from fleeting ones—success comes to those who stay consistent and act with integrity.

"I’ve always treated my clients the way I’d treat my own family. I’ve never been pressured to recommend anything that wasn’t right for them—when you do the right thing, trust follows, and the momentum builds.”

- Emma Hall

Connect with Emma Hall:

Website: https://75point3.co.uk/ 

LinkedIn: https://www.linkedin.com/in/emma-hall-276a6284/ 

Email: [email protected] 

Connect with Leonard Raskin:

Website: https://www.raskinglobal.com/ 

LinkedIn: https://www.linkedin.com/in/leonardraskin/ 

Facebook: https://www.facebook.com/RaskinGlobal 

Email: [email protected]  

Leonard’s BOOK: FiduciWho?: What a Real Fiduciary Will Tell You about How to Protect, Grow, Enjoy, and Transfer Your Wealth

Show notes by Podcastologist: Angelo Paul Tagama

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.