Karen Falkler, Founder and CEO of Falkler Advisory, is an internationally recognized executive coach, advisor, and keynote speaker. With a unique background blending executive development and physiology, she helps leaders and high performers worldwide accelerate growth, break through limitations, and engage in impactful conversations that drive meaningful change. Karen’s influence has earned her global recognition twice in under four years, and she continues to collaborate with leading experts across industries. As an Adjunct Professor at the University of Maryland, Baltimore County, she equips graduate students with practical leadership and communication tools. Passionate about wellness as a cornerstone of leadership, Karen’s mission is to spark systemic change by starting with one leader at a time.

In this episode, Leonard and Karen discuss:

• How physical therapy shaped her holistic approach to leadership
• The PMCT model (Physical, Mental, Communication, Time) for leaders
• The impact of posture, movement, and habits on leadership presence
• Speaking at the Vatican and earning international recognition
• The role of communication, relationships, and resilience in success

Key Takeaways:

• Physical wellness forms the foundation of leadership. When the body is strong and healthy, it fuels mindset, resilience, and presence.
• Communication and relationships are true markers of wellness. Even small acts of connection can reshape both professional and personal outcomes.
• Retirement should be seen as a continuation, not an end. Living fully requires financial security paired with physical vitality.
• Fear and hesitation can paralyze progress. Strength is discovered in facing challenges across work, health, and relationships.
• Leadership wellness is far from “soft.” Building strength, confidence, and resilience determines whether leaders merely survive or truly thrive.

“If you are strong and secure, physically and financially, and you have the people. There's nothing you can't do. And when you are strong, and you have your health, you can do anything as long as there is breath, there is hope.”

- Karen Falkler

Connect with Karen Falkler:

Website: https://falkleradvisory.com/ 

LinkedIn: https://www.linkedin.com/in/karenfalkler/ 

Instagram: https://www.instagram.com/falkleradvisory/ 

Connect with Leonard Raskin:

Website: https://www.raskinglobal.com/ 

LinkedIn: https://www.linkedin.com/in/leonardraskin/ 

Facebook: https://www.facebook.com/RaskinGlobal 

Email: [email protected]  

Leonard’s BOOK: FiduciWho?: What a Real Fiduciary Will Tell You about How to Protect, Grow, Enjoy, and Transfer Your Wealth

Show notes by Podcastologist: Angelo Paul Tagama

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Victor Haghani is the Founder and CIO of Elm Wealth, which he launched in 2011 to help families manage and preserve wealth through his pioneering Dynamic Index Investing® approach. He co-authored The Missing Billionaires: A Guide to Better Financial Decisions, named one of The Economist’s Best Books of 2023, and has contributed widely to academic and mainstream publications, including a TEDx talk on lifetime investing. Earlier, Victor was a co-founding partner of Long-Term Capital Management and began his career at Salomon Brothers, becoming a managing director on the bond arbitrage desk. A graduate of the London School of Economics, he recently introduced the Elm Market Navigator ETF (NYSE: ELM) to bring Dynamic Index Investing® to all investors.

In this episode, Leonard and Victor discuss:

• Victor’s pivotal shift from hedge funds to index investing
• Dynamic Index Investing®: blending passive and active
• Surprising lessons from investor psychology experiments
• Why generational wealth often disappears (The Missing Billionaires)
• Smarter ways to cut taxes, fees, and emotional mistakes

Key Takeaways:

• Victor’s turning point came when he recognized the heavy tax burdens and complexity of alternative investments. That realization pushed him toward a simpler, more efficient path with index funds.
• There is no such thing as a fully passive approach. Asset allocation must adapt dynamically to market conditions and each investor’s unique tolerance for risk.
• Even seasoned finance professionals often choose low-cost, diversified portfolios for their personal savings. For them, simplicity and sustainability outweigh the chase for alpha.
• Generational wealth rarely lasts forever. Concentrated bets, rigid spending habits, and small compounding mistakes over decades are usually what erode fortunes.
• Expanding financial education and clearer communication can save investors from avoidable errors. Demystifying personal investing makes it more approachable for everyone.

“The best investment strategy is the one you're going to stick with, I think there's a lot of depth in that, because ultimately, if you're going to stick with something over a long time, it has to be sensible. So, you might choose a strategy that you think you're going to stick with, but if you don't stick with it, then it wasn't the right thing.”

- Victor Haghani

Connect with Victor Haghani:

Websites: https://elmwealth.com/ , https://www.elmfunds.com/ 

LinkedIn: https://www.linkedin.com/in/victorhaghani/ 

YouTube: https://www.youtube.com/@elmwealth 

Connect with Leonard Raskin:

Website: https://www.raskinglobal.com/ 

LinkedIn: https://www.linkedin.com/in/leonardraskin/ 

Facebook: https://www.facebook.com/RaskinGlobal 

Email: [email protected]  

Leonard’s BOOK: FiduciWho?: What a Real Fiduciary Will Tell You about How to Protect, Grow, Enjoy, and Transfer Your Wealth

Show notes by Podcastologist: Angelo Paul Tagama

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Stevyn Guinnip, MS, CWC, is the Founder & CEO of Grow Wellthy™, where she empowers financial professionals—and their clients—to treat their health like their greatest asset. As a financial advisor’s daughter turned exercise physiologist and certified wellness coach, she blends decades of scientific expertise with real‑world experience to help advisors retire “wellthy.” After a life‑altering health crisis in Australia, Stevyn repurposed core financial principles—like diversification, tracking metrics, and long‑term thinking—into her signature WellthPLAN™ and WellthCLUB™ programs. An award‑winning speaker and recognized by WealthManagement.com as a “Ten to Watch in 2023,” she continues to inspire advisors to reclaim their health and enjoy the wealth they’ve built.

In this episode, Leonard and Stevyn discuss:

• How a near-death health crisis reshaped Stevyn’s view of wealth and wellness
• The concept of “health debt” and its parallels to financial debt
• Why advisors need to view health as an asset and integrate it into financial planning
• The WellthPLAN™ framework and how financial principles like diversification and compounding apply to health
• Practical first steps advisors and clients can take to measure and improve their health

Key Takeaways:

• Retirement readiness isn’t just about accumulating money—it’s equally about protecting and growing your health assets so you can enjoy the wealth you’ve built.
• Think of stress management and quality sleep as daily bills you must pay; if left unpaid, the “interest” compounds in ways that harm your long-term health.
• Health debt doesn’t happen overnight; it builds gradually from poor habits and, if ignored, can quietly sabotage your retirement plans.
• Movement isn’t a quick trade-off for indulgence—it’s an investment that produces compounding returns in strength, energy, and longevity.
• By framing health through the same lens as financial planning, advisors can apply familiar strategies like diversification, metrics, and compounding to create sustainable well-being.

“A lot of people come into their adult life and their career with really great health, and by the end of their career, it's completely swapped. They've got a full bank account and an empty health account. I call it the big swap, and we do not want to do this, because your retirement without your health will not be super fantastic.”

- Stevyn Guinnip

Connect with Stevyn Guinnip:

Website: https://www.growwellthy.com/ 

LinkedIn: https://www.linkedin.com/in/stevyn-guinnip/ 

Email: [email protected] 

Connect with Leonard Raskin:

Website: https://www.raskinglobal.com/ 

LinkedIn: https://www.linkedin.com/in/leonardraskin/ 

Facebook: https://www.facebook.com/RaskinGlobal 

Email: [email protected]  

Leonard’s BOOK: FiduciWho?: What a Real Fiduciary Will Tell You about How to Protect, Grow, Enjoy, and Transfer Your Wealth

Show notes by Podcastologist: Angelo Paul Tagama

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Ian Chen is the CEO and Co-Founder of Discotech, the nightlife and music festival discovery app used by over 1.8 million people, boasting a 4.9/5 rating on the iOS App Store. A UC Berkeley grad, Ian began his career at Bain & Company before moving into private equity at The Gores Group. In 2013, he launched Discotech to eliminate the friction of booking tables through human promoters. Today, the platform offers tickets, VIP access, and free guest list options at 1,400+ venues worldwide. Guided by the motto “Save Money, Party Smarter,” Ian’s mission is to make nightlife more accessible, efficient, and enjoyable for everyone.

In this episode, Leonard and Ian discuss:

• How Ian went from private equity to creating the ultimate nightlife app, Discotech
• Building a two-sided marketplace in the club and festival scene
• The power of freemium models and user referrals for growth
• Surviving the pandemic as a nightlife-focused business
• The future of Discotech: AI, personalization, and expanding beyond clubs

Key Takeaways:

• Some of the best startup ideas are born from frustration — for Ian Chen, it was a ruined night in Vegas due to an unreliable promoter that sparked the vision for Discotech.
• Launching a mobile-first app in 2013 came with high costs and technical challenges, but being among the first in the nightlife tech space gave Discotech a valuable head start.
• Growth skyrocketed after the team expanded beyond bottle service to include free guest lists and discounted tickets, making the platform accessible to a much broader audience.
• The COVID-19 pandemic devastated the nightlife industry and nearly wiped out the company, but it also forced Ian and his team to operate leaner and more efficiently — ultimately strengthening their foundation.
• Discotech built loyalty by doing two things exceptionally well: helping users find events with ease and offering ways to party without breaking the bank — a combo that’s tough to beat.

“Save money. Party smarter.”

- Ian Chen

Connect with Ian Chen:

Website: https://discotech.me/ 

LinkedIn: https://www.linkedin.com/in/jeffreyianchen/ 

Instagram: https://www.instagram.com/jeffianchen/ 

Connect with Leonard Raskin:

Website: https://www.raskinglobal.com/ 

LinkedIn: https://www.linkedin.com/in/leonardraskin/ 

Facebook: https://www.facebook.com/RaskinGlobal 

Email: [email protected]  

Leonard’s BOOK: FiduciWho?: What a Real Fiduciary Will Tell You about How to Protect, Grow, Enjoy, and Transfer Your Wealth

Show notes by Podcastologist: Angelo Paul Tagama

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Fritz Gilbert is the founder of The Retirement Manifesto, an award-winning blog dedicated to “Helping People Achieve a Great Retirement.” He’s also the author of Keys to a Successful Retirement: Staying Happy, Active, and Productive in Your Retired Years. After a 33-year career in Corporate America, Fritz retired in 2018 at age 55 and now shares practical lessons to help others navigate their own retirement journey. He and his wife live in the Appalachian Mountains of Blue Ridge, Georgia, with their three dogs, where they also run Freedom for Fido, a 501(c)(3) nonprofit that builds free dog fences for low-income families with chained pets.

In this episode, Leonard and Fritz discuss:

• How Fritz launched The Retirement Manifesto blog and wrote 440+ articles on retirement strategy
• The most overlooked yet critical element of retirement success
• Why many retirees struggle with identity and purpose post-career
• The story behind Fritz and his wife founding the nonprofit “Freedom for Fido”
• The essential difference between “retirement” and “refirement”

Key Takeaways:

• A fulfilling retirement doesn’t come from savings alone—it requires thoughtful planning around identity, structure, and a renewed sense of purpose. Without this preparation, many retirees find themselves unfulfilled despite being financially secure.
• Starting the mental and emotional preparation for retirement at least two to three years before leaving the workforce significantly increases the chances of a smooth and meaningful transition. It’s not just about the money—it’s about mindset.
• Think of retirement not as a finish line, but as the beginning of a new chapter filled with passion projects, adventure, and personal reinvention. It's the opportunity to finally do what lights you up—on your own terms.
• When you contribute your time and energy to causes that matter, like volunteering, you often discover deeper relationships and a renewed sense of connection. Giving back adds purpose that money simply can’t buy.
• Following your curiosity can unlock unexpected joys in retirement. For Fritz, that curiosity led to founding a nonprofit that builds fences for dogs—proof that passion often starts with a single step.

“The number one key to a successful retirement is to start planning early—ideally two years out, one year at minimum. And don’t just focus on the financials. That’s a common mistake. You’ve got to expand your thinking into the non-financial areas as well.”

- Fritz Gilbert

Connect with Fritz Gilbert:

Websites: https://www.theretirementmanifesto.com/ , https://freedomforfido.com/ 

LinkedIn: https://www.linkedin.com/in/fritzgilbert/ 

Facebook: https://www.facebook.com/TheRetirementManifesto 

Fritz’s Book: https://www.amazon.com/Keys-Successful-Retirement-Staying-Productive/dp/164611339X 

Connect with Leonard Raskin:

Website: https://www.raskinglobal.com/ 

LinkedIn: https://www.linkedin.com/in/leonardraskin/ 

Facebook: https://www.facebook.com/RaskinGlobal 

Email: [email protected]  

Leonard’s BOOK: FiduciWho?: What a Real Fiduciary Will Tell You about How to Protect, Grow, Enjoy, and Transfer Your Wealth

Show notes by Podcastologist: Angelo Paul Tagama

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Paul Sippil is a forensic retirement consultant who has been exposing hidden fees and conflicts of interest in the 401(k) industry since 2009. Specializing in plans with 300 or fewer participants, Paul helps sponsors and participants make smarter financial decisions through detailed analysis of cost, services, and technology. He’s reviewed thousands of 5500 forms and built a proprietary database tracking excessive fees across the Chicago area, giving him unique insight into what fair compensation truly looks like. From plan design to budgeting and tax strategy, Paul acts as a true fiduciary—committed to transparency, value, and a retirement system that puts people first.

In this episode, Leonard and Paul discuss:

• Why small retirement plans are the most vulnerable to excessive fees
• How hidden costs in 401(k)s go unnoticed by both employers and employees
• The difference between true fiduciary service and the industry status quo
• Why flat-fee, transparent consulting beats asset-based pricing
• How Paul’s passion for food transparency connects to financial transparency

Key Takeaways:

• Most small businesses unknowingly overpay for their 401(k) plans, simply because the fees are hidden in complex structures and rarely itemized in plain sight. This lack of visibility keeps employers from questioning or negotiating costs.
• A significant portion of advisor compensation comes from asset-based fees that don’t reflect the level of service provided. This creates a misalignment between what’s paid and the value delivered.
• One of the most effective ways to reduce risk and enhance transparency is for employers to directly cover administrative costs. Doing so shifts accountability and encourages more scrutiny of service provider fees.
• Regular touchpoints between advisors and employees—along with accessible planning tools like retirement calculators—empower participants to make better financial decisions. It’s not just about access; it’s about understanding and engagement.
• Fiduciary duty should go beyond checking boxes and complying with regulations. At its core, it means putting people first, ensuring that every decision made supports the financial well-being of plan participants.

“If you're overpaying the service providers with the participants' money, that's actually putting you at greater risk of potential liability than you would have if you had no advisor at all.”

- Paul Sippil

Connect with Paul Sippil:

Website: https://www.paulsippil.com/ 

LinkedIn: https://www.linkedin.com/in/paul-sippil-5141a47/ 

Connect with Leonard Raskin:

Website: https://www.raskinglobal.com/ 

LinkedIn: https://www.linkedin.com/in/leonardraskin/ 

Facebook: https://www.facebook.com/RaskinGlobal 

Email: [email protected]  

Leonard’s BOOK: FiduciWho?: What a Real Fiduciary Will Tell You about How to Protect, Grow, Enjoy, and Transfer Your Wealth

Show notes by Podcastologist: Angelo Paul Tagama

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Camille Scott Wiles is a retired ICU RN, licensed retirement strategist, and founder of Emerald Diamond Advisors. With over 14 years of commodities investing experience and licenses in 17+ states, she empowers nurses and professionals to overcome financial fear and retire early. Camille is the author of The Umbrella Collection, The Manifestation Collection, and The FIRE Series, blending economic strategy with spiritual alignment. A self-described quantum poet and wealth architect, she’s helped thousands protect and grow their wealth through books, courses, and her Precious Metals Masterclass. Camille’s mission is to guide others in manifesting calm, clarity, and financial sovereignty—turning chaos into peace and purpose.

In this episode, Leonard and Camille discuss:

• Camille’s journey from Manhattan real estate to ICU nursing to financial strategy
• The pivotal impact of losing both parents and becoming the family matriarch
• How precious metals and IULs create secure, tax-free retirement strategies
• The emotional and financial fears nurses face—and how to overcome them
• Why financial education and community are the foundations of true wealth

Key Takeaways:

• Camille’s journey through real estate, nursing, and finance revealed how adaptability and resilience are essential when navigating personal and economic upheaval. Each chapter of her career taught her to prepare for the unexpected.
• Investing in precious metals like gold and silver isn't just about profit—it’s a strategy rooted in preserving peace of mind and guarding against inflation and systemic risk.
• Employer pensions and hospital retirement plans aren't enough. Camille urges professionals, especially nurses, to take proactive steps in building personal safety nets through income protection tools.
• By combining her lived experiences with strategies like IULs, annuities, and private trusts, Camille helps families build generational wealth while shielding assets from taxes, lawsuits, and probate.
• True financial empowerment doesn’t start with money—it begins with education, intentional relationships, and the courage to break free from dependency on failing systems.

“Please become financially educated—and really watch your inner circle. Surround yourself with people who know more than you, who walk the walk and talk the talk. In the end, it’s all about community. Your community is only as strong as you are, and you are only as strong as your community.”

- Camille Scott Wiles

Connect with Camille Scott Wiles:

Website: https://preciousmetalsmasterclass.com/ 

LinkedIn: https://www.linkedin.com/in/camillewiles/ 

Camille’s Books: https://payhip.com/PreciousMetalsMasterclass/collection/all 

Connect with Leonard Raskin:

Website: https://www.raskinglobal.com/ 

LinkedIn: https://www.linkedin.com/in/leonardraskin/ 

Facebook: https://www.facebook.com/RaskinGlobal 

Email: [email protected]  

Leonard’s BOOK: FiduciWho?: What a Real Fiduciary Will Tell You about How to Protect, Grow, Enjoy, and Transfer Your Wealth

Show notes by Podcastologist: Angelo Paul Tagama

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Jet Vertz is a retired aviation executive, US Navy veteran, author, and lifelong educator who embodies the American dream. Immigrating from Korea as a young boy with limited English, Jet rose through perseverance to become Vice President at Pratt & Whitney Aircraft, a global leader in aerospace engineering. A Vietnam War-era Navy officer, he later earned degrees in Aerospace Engineering, Computer Science, and an MBA. Now based in Rhode Island, Jet teaches at the University of Rhode Island’s Osher Lifelong Learning Institute, where he leads the popular “Purpose Driven Retirement” workshop. 

In this episode, Leonard and Jet discuss:

• Choosing education over enlistment and returning to aerospace after Navy service
• Visionary leadership and risk-taking in engineering and beyond
• Today’s youth face tougher paths to achieving the American Dream
• Retirement success requires purpose, not just financial readiness
• Jet’s workshop helps retirees rediscover meaning and direction

Key Takeaways:

• Perseverance, a clear vision, and the courage to take calculated risks form the foundation of impactful leadership. These traits propelled Jet from humble beginnings to the executive boardroom.
• While the American Dream is still within reach, it now demands more resilience and creativity—especially for younger generations navigating rising costs and shifting opportunities.
• Retirement shouldn’t signal the end of ambition. Instead, it offers a unique opportunity to channel energy and experience into something deeply meaningful.
• Jet proves that finding purpose after retirement can be more challenging—and more rewarding—than navigating a career in aerospace. Helping others uncover that purpose has become his greatest mission.
• Financial preparation alone won’t lead to fulfillment. Without a strong sense of purpose, even the most comfortable retirement can feel directionless.

“Make sure you are financially stable, so you don’t have to worry about money—then you can focus on doing three things: something for yourself, something for your family, and something for your community.”

- Jet Vertz

Connect with Jet Vertz:

LinkedIn: https://www.linkedin.com/in/jetvertzprofile/ 

Email: [email protected] 

Jet’s Book: https://www.amazon.com/American-Dream-Jet-Vertz/dp/B0B4PDC7WM 

Connect with Leonard Raskin:

Website: https://www.raskinglobal.com/ 

LinkedIn: https://www.linkedin.com/in/leonardraskin/ 

Facebook: https://www.facebook.com/RaskinGlobal 

Email: [email protected]  

Leonard’s BOOK: FiduciWho?: What a Real Fiduciary Will Tell You about How to Protect, Grow, Enjoy, and Transfer Your Wealth

Show notes by Podcastologist: Angelo Paul Tagama

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Emma Hall is a Chartered Financial Planner and Trust and Estate Practitioner with 19 years of experience helping individuals and businesses navigate retirement planning, investments, and succession strategies. As Director and Shareholder at 75point3 Ltd, she’s leading the firm’s expansion into Bristol and the Southwest, building strategic partnerships to deliver fully integrated financial planning. Voted Chartered Financial Planner of the Year (2023/24), Emma is known for her clear, client-focused approach using advanced cash flow modelling. Passionate about financial literacy and gender diversity, she speaks regularly at schools, universities, and industry events. She also co-hosts the Wealth and Women Podcast, empowering women through smart conversations on money and leadership.

In this episode, Leonard and Emma discuss:

• How cash flow modelling empowers confident financial decisions
• Why emotional intelligence is critical in financial planning
• The importance of succession strategies and legacy planning
• Increasing financial literacy and gender diversity in finance
• The grit and integrity it takes to build a successful advisory career

Key Takeaways:

• Cash flow modelling isn’t just numbers—it gives clients a clear, visual roadmap of their future, helping them make confident decisions like choosing the right time to retire.
• Emma’s approach proves that technical skill is only half the job; it’s empathy and emotional intelligence that truly build lasting trust with clients.
• True legacy planning means more than passing down wealth—it’s about empowering the next generation with knowledge to preserve, grow, and understand its value.
• Despite progress, financial services still lack visible female representation; to change this, firms must proactively educate and support young women entering the field.
• Grit, persistence, and a client-first mindset are what separate lasting careers from fleeting ones—success comes to those who stay consistent and act with integrity.

"I’ve always treated my clients the way I’d treat my own family. I’ve never been pressured to recommend anything that wasn’t right for them—when you do the right thing, trust follows, and the momentum builds.”

- Emma Hall

Connect with Emma Hall:

Website: https://75point3.co.uk/ 

LinkedIn: https://www.linkedin.com/in/emma-hall-276a6284/ 

Email: [email protected] 

Connect with Leonard Raskin:

Website: https://www.raskinglobal.com/ 

LinkedIn: https://www.linkedin.com/in/leonardraskin/ 

Facebook: https://www.facebook.com/RaskinGlobal 

Email: [email protected]  

Leonard’s BOOK: FiduciWho?: What a Real Fiduciary Will Tell You about How to Protect, Grow, Enjoy, and Transfer Your Wealth

Show notes by Podcastologist: Angelo Paul Tagama

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. 

Steven Zeiger is the Managing Director of Wealth Management at KB Financial and a nationally recognized authority on applying prudent investor guidelines to life insurance selection and portfolio management. Grounded in established asset management doctrines, Steven helps fiduciaries, attorneys, and ultra-high-net-worth families make compliant, data-driven decisions. Before joining KB Financial, he led marketing for a Texas-based firm specializing in Private Placement Life Insurance. Steven earned his BS in Business Administration with a Finance concentration from SUNY Albany and later received his advanced insurance degree from the Wharton School of Business—his mission: to bring transparency, research, and fiduciary discipline to life insurance.

In this episode, Leonard and Steven discuss:

• Why life insurance is often misunderstood and mismanaged, even by fiduciaries
• How to use independent research and benchmarks to compare insurance policies
• The risks of single-carrier policies and the importance of diversification
• How regulatory frameworks like the Uniform Prudent Investor Act apply to insurance
• Real-life examples of clients overpaying millions due to a lack of transparency and oversight

Key Takeaways:

• Too often, life insurance policies are purchased and forgotten—unlike investment portfolios that are reviewed regularly. Ongoing monitoring is essential to avoid costly mistakes and ensure alignment with evolving goals.
• It’s not just about what you pay in premiums; what really matters is the hidden internal cost structure of the policy. These expenses can dramatically affect both cash value growth and long-term performance.
• Putting all your life insurance with one carrier is a high-stakes gamble. Just like in investing, spreading risk across multiple strong insurers is a smart and necessary strategy.
• Regulatory bodies like FINRA and New York’s Regulation 187 make it clear: fiduciaries must act with care, diligence, and a foundation of unbiased, data-driven evaluation when recommending life insurance products.
• Third-party analysis from firms like Veralytic and Morningstar can uncover massive differences in policy costs—sometimes saving clients millions. These tools empower advisors to make truly informed decisions.

“A $50 billion company will always have the upper hand—unless someone’s standing between them and the consumer. That’s why you need people like me and Leonard. We’re here to protect clients from decisions they don’t even know are risky.”

- Steven Zeiger

Connect with Steven Zeiger:

Website: https://www.kbfinancialcompanies.com/ 

LinkedIn: https://www.linkedin.com/in/stevenzeiger/ 

Email: [email protected] 

Connect with Leonard Raskin:

Website: https://www.raskinglobal.com/ 

LinkedIn: https://www.linkedin.com/in/leonardraskin/ 

Facebook: https://www.facebook.com/RaskinGlobal 

Email: [email protected]  

Leonard’s BOOK: FiduciWho?: What a Real Fiduciary Will Tell You about How to Protect, Grow, Enjoy, and Transfer Your Wealth

Show notes by Podcastologist: Angelo Paul Tagama

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.