EmpowerYou Financial

Is it a cost or an investment? | EmpowerYou Financial Podcast [Episode 110]

Let's start paying attention to our mindset around what we consider to be a cost vs an investment that can add value, enhance the experience, and have a positive return!

On this episode, Eva shares how her trip to Italy with her sister went, and the lessons she's learned from flying Economy vs upgrading to Business Class. At first glance, the upgrade doesn't seem to be worth the spending. However, after being on a 10+ hr flight, Eva learns the consequences of that decision and how it actually COSTED her to stay in Economy vs if she would have upgraded — which she later decides to and shares her experience flying Business Class!

Surround yourself with those who can inspire you to level up! Life doesn't always have to be "this is how I've always lived, so, it's fine, I can stay on this level." Let's get you to be excited about life and (responsibly) experiencing all that the world can offer!

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Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:

Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY

Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR

Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook

Access Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/

Visit Eva's website: https://www.evaempowers.com/

The Gift That Keeps On Giving | EmpowerYou Financial Podcast [Episode 109]

Parents, have you ever thought about YOUR credit score being a GIFT for your KIDS?!? Setting your children up for success with your credit score will later bless them (AND YOU) once it's their time!

Think about these examples: You won't have to co-sign anything because your kids wouldn't need you to. Your kids wouldn't have to pay high interest rates because of their credit score that you blessed them with.

Listen in and take notes, and you may not have to worry about not knowing what to get your kids for their birthday this year!

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Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:

Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY

Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR

Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook

Access Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/

Visit Eva's website: https://www.evaempowers.com/

Relationships, Finances, Teamwork. | EmpowerYou Financial Podcast [Episode 108]

Whether you're married, in a relationship, or single — listen up! On this episode, we're discussing how important teamwork, communication, and trust are in relationships, especially when it comes to finances!

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Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:

Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY

Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR

Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook

Access Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/

Visit Eva's website: https://www.evaempowers.com/

Man, there are just so many benefits to investing in the RIGHT coaches — whatever you may need some guidance for!

Not only does it leave you with a peace of mind knowing that you don't have to second guess your moves and, so long as you follow their trusty strategy, you can focus on things that are most important to you — your kids, your family, your business, your time, etc.

The right coach should also be able to show compassion towards your journey and reassure you that you aren't alone, and that you're at the right place. They should be able to give you practical strategies and stand by you every step of the way.

Once you start taking yourself and your goals seriously, once you start to align your actions and investments with the future you want to have, not only will it positively impact the quality of your life, but it'll also change your environment and the people around you.

This, however, all requires you to make the decision to invest in the right coaches — those who are professional, who carry themselves with integrity, and align with your core values.

You don't know what you don't know, but the right coach will take you to levels you didn't know existed and EXPOSE you to experiences you didn't know you could access!

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Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:

Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY

Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR

Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook

Access Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/

Visit Eva's website: https://www.evaempowers.com/

The Financial Freedom Tour! | EmpowerYou Financial Podcast [Episode 106]

EmpowerYou Financial's very first conference is around the corner! The Financial Freedom Tour is coming to Stockton, CA this Saturday 3/25/2023! (Shoutouts to the STOCKTONIANS, as Eva would say)

While this one-day conference will include information beyond an appointment with Eva, the VIP Package, especially, includes front row seating, swag bags, lunch provided, 2 Q&A sessions, along with an hour-long credit consultation!

We always share with you how important it is to remain a student and to BE IN ROOMS. Even if it's just one golden nugget taken from an experience, if one golden nugget can change your life, it's definitely a worth-while investment!

From credit scores and building wealth to life insurance and real estate investing, the Financial Freedom Tour is here to help you take something that can be super overwhelming to an understandable and digestible information with compassionate delivery.

GET IN THE ROOM, learn, ask questions, and meet some really amazing people who are on this journey with you.

Get your EMPOWER YOU FINANCIAL CONFERENCE 2023: 'The Financial Freedom Tour' tickets!

https://www.fftour2023.com/?fbclid=IwAR0YxhVap_TF6MzAYyfMufEdc0l4Ycj1NFhSUteJu0cxfl5sAf0UWF_HFg4

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Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:

Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY

Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR

Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook

Access Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/

Visit Eva's website: https://www.evaempowers.com/

Credit Cards 101 | EmpowerYou Financial Podcast [Episode 105]

In this episode, Eva gives you the 101 on starting (or re-starting) your credit building journey on the RIGHT FOOT. We'll be going over different types of credit cards (secured cards and department store cards vs the "fab 5" credit cards you definitely should get), address the truth about some of them, debunk some myths, and also gives you tips on how to (and why you should) build good relationships with your banks.

For everyone overwhelmed with so many mixed information out on the internet and social media and you don't know where to start, the education shared here has been tested and proven with fruitful, sustainable results for years. No surprises, no penalties, no quick fixes, no BS. We're here to EMPOWER YOU and educate you so you can make smart financial decisions for you and your future. We hope you find it helpful!

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Get your EMPOWER YOU FINANCIAL CONFERENCE 2023: 'The Financial Freedom Tour' tickets!

https://www.fftour2023.com/?fbclid=IwAR0YxhVap_TF6MzAYyfMufEdc0l4Ycj1NFhSUteJu0cxfl5sAf0UWF_HFg4

Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:

Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY

Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR

Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook

Access Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/

Visit Eva's website: https://www.evaempowers.com/

Tips & Tricks to Boost Your Credit Score the SMART Way | EmpowerYou Financial Podcast [Episode 104]

This week, we're going Q&A style as Damian asks Eva some questions pertaining to things about the credit game that you — whether you're an OG supporter or it's your first time here — may not know about!

From the basics like how to check your credit scores MOST accurately (and it is NOT with Credit Karma) to insider details like 1) why you shouldn't waste money on companies that get your "inquiries removed", 2) why you shouldn't just add anyone to be your authorized user 3) how anyone can get a loan but it might be a costly consequence, and much more.

If you didn't know, now you know!

Take out your pens and papers! If the last episode didn't kick things into gear for you, this one sure will get you excited to learn more about the credit game and the EmpowerYou community!

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Get your EMPOWER YOU FINANCIAL CONFERENCE 2023: 'The Financial Freedom Tour' tickets!

https://www.fftour2023.com/?fbclid=IwAR0YxhVap_TF6MzAYyfMufEdc0l4Ycj1NFhSUteJu0cxfl5sAf0UWF_HFg4

Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:

Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY

Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR

Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook

Access Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/

Visit Eva's website: https://www.evaempowers.com/

"How long will it take for me to see results?" "What are your success stories?" "What's YOUR credit score?" Be demanding about your questions to companies you invest your money and trust into!

Will these "credit repair" companies TEACH YOU STEP-BY-STEP how to raise your credit score, EMPOWER YOU with financial literacy and posture of confidence, IMPROVE your relationship and mindset with money, EQUIP YOU with the tools needed to prevent making the same mistakes in the future, and STICK BY YOU with what to do next after achieving a 700-800+ score?

Do these "Credit Repair" companies have a trusted community and long-term success stories? Are they a 'quick fix' solution for now or a proven method to building generational wealth?

Empower You Financial is not a "Credit Repair" company, and Eva is not one to play. So, if you've decided you want to work with "Credit Repair" companies aka "the other guys", be sure to watch this episode and TAKE NOTES on the questions Eva encourages you to ask them before you commit! If you realize maybe "Credit Repair" isn't the path for you, join Eva's free Facebook group and ask your questions. EVA will answer :) https://www.facebook.com/groups/empoweryoufinancial/

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Get your EMPOWER YOU FINANCIAL CONFERENCE 2023: 'The Financial Freedom Tour' tickets!

https://www.fftour2023.com/?fbclid=IwAR0YxhVap_TF6MzAYyfMufEdc0l4Ycj1NFhSUteJu0cxfl5sAf0UWF_HFg4

Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:

Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY

Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR

Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook

Access Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/

Visit Eva's website: https://www.evaempowers.com/

This whole financial literacy, credit score raising, real estate investing, changing the generational cycles of spending, and transforming relationships and mindset with money can be a rather lonely journey. Not only that, the lack of education and wise decision-making can result in mistakes that could potentially be harmful or, even, embarrassing. Not only THAT, some people in the world can try to take advantage of that vulnerability by "selling you a course" aka taking your money without long-term education.

In this episode, EmpowerYou Lion's Club member, Damian, shares his honest experience getting coached from Eva, and how her program sets itself apart from the rest of the "credit guys". Not only that, Damian opens up with full transparency and vulnerability what his previous decisions had cost him, and how he's changing the trajectory of his family's generational wealth after switching over to the tried-and-true EmpowerYou program.

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Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:

Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY

Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR

Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook

Access Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/

Visit Eva's website: https://www.evaempowers.com/

Welcome back to the EmpowerYou Podcast! After a long break, Eva Palacios is back with a new co-host. But that’s the only thing that is different. EmpowerYou is designed to dive into all things credit. Eva’s goal is to help you navigate the often confusing world of credit and finances, and equip you with the tools and knowledge you need to build and maintain a strong credit score.

In this episode, Eva discusses where she’s been, what happened on the break, and how she’s bounced back.

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00:30 Welcome to the new EmpowerYou Podcast! With our new host Damian

01:00 Where has Eva been?

03:12 Eva’s reflections on the first 100 episodes

05:00 Eva’s honest life update, hiring a business coach

06:59 Operating with intention vs operating in auto-pilot

08:46 “Just because you’re in the gutter doesn’t mean you gotta live there”

12:06 When life hits, will you be financially ready?

16:57 Moving smarter vs moving scared

17:22 Being open about tougher financial seasons with your kids

18:16 The Art of Cutting Back

22:40 Shame and embarrassment when cutting back

25:00 Mindset and relationship with money are all relevant

27:06 The critical importance of taking care of yourself

29:23 Power of vulnerability

32:31 What you can expect from the new and improved EmpowerYou

35:23 EmpowerYou Financial Conference: Sat, March 25th, 2023 in Stockton, CA

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Listen to Eva's Podcast, EmpowerYou Financial with Eva Palacios:

Apple - https://podcasts.apple.com/us/podcast/empoweryou-financial/id1525483908?fbclid=IwAR0KGpu_QmquKOPqJ-m0w4rT1MOOlSjUJbr3PeYcCesmfQ7GqbCOaEEQnmY

Spotify - https://open.spotify.com/show/62aygxTUFhKPVH2QWyNFHR

Download Eva's FREE eBook titled, 5 Ways To Boost Your Credit Score In 30 Days or Less: https://www.evaempowers.com/5waystoboost-ebook

Access Eva's FREE Facebook Group, EmpowerYou Financial: https://www.facebook.com/groups/empoweryoufinancial/

Visit Eva's website: https://www.evaempowers.com/