EmpowerYou Financial

What is your definition of financial freedom? Financial freedom is often a goal for many people looking to improve their personal finances and personal credit, but, how do you define it? While the exact definition is likely relative based on one's circumstances, we believe we can all agree to a general definition that fits most people. Listen in as Eva shares her definition of financial freedom and why she believes that once financial freedom is experienced, it should last forever...

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As the year 2021 wraps up, many of us will take the opportunity to reflect on the past year and acknowledge our ups and downs and wins and losses. Looking back at how far we have come over a period of time can be a good reminder of the the hard work we have put in and a reminder of how much work we still have to go. No matter the journey, it is important to celebrate every success along the way and believe that each day provides us an opportunity to get closer to our goals. Listen in as Eva shares her progress towards her 2021 goals and the new goals she is setting for 2022... 

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It's a been a full year since Eva started the Lions Club back in December 2020. With 150 Lions Club members and countless success stories, Eva reflects on the first year of the Lions Club and what's up next for 2022. Listen in as Eva shares what the Lions Club community has meant to her, how she's made the Lions Club even better, and the details around how you can join the Lions Club in 2022...

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Personal finances can be hard and the grind to not only make ends meet but also grow beyond our current situation can be difficult at times. We experience ups and downs -- times when it seems like everything financially is going well and times when we aren't sure if we are going to make it. Adulting is real and the truth is, personal finances and personal credit weren’t taught in school. So what do we do when times get tough? Simply put, we keep going. Listen in as Eva shares how she manages the ups and downs and hear from another amazing Lion and how he continues to stay encouraged despite the challenges of life...

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Is owning real estate for everyone? Maybe or maybe not, depending on your goals and your circumstances. But let's ask that question a different way. Can everyone own real estate? Well, the answer to that question from the perspective of our Credit Coach, Eva, is yes. Unfortunately, many of us just don't know how close or how far we are when it comes to owning real estate. Listen in as Eva breaks down exactly what is needed to get into the real estate game and we bring back a special guest from last week to share expert advice on the lending process and how 'creative financing' works in real estate...

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Statistically speaking, in the US, roughly 42% of Blacks and 47% of Latinos are homeowners. That's less than half. So there's no wonder why depending on the where you grew up, home ownership may not have been at the top of your list of life achievements. Many of us did not grow up fully understanding all the benefits of owning our own home. From taxes to equity, there are so many folks that have literally leveraged their home to finance many important things in the their life. Listen in as Eva shares why she so strongly believes in home ownership and hear the story of how one of Eva's youngest Lions connected with another amazing Lion to house hack and purchase his first home...

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For many business owners, building business credit can be an enigma. How do you properly go about obtaining business credit? How does my personal credit relate to my business credit? And, to what extent does my personal credit impact my ability to get business credit? These are questions that have clear answers although this information may feel elusive at times. Listen in as Eva shares how she strategically gained over $100K in business credit in less than 12 months and another amazing story from one of Eva's Lions around how he gained over $100K business credit in the same amount of time...

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Have you ever had the experience of applying for a credit card and holding your breath because you didn't know whether or not you would be approved or denied? And if you were approved, what the limit would be? Many of us have had these experiences. The experience of getting approved for a limit far less or far more than we anticipated. Or, getting denied and being shocked and confused as to why. So, why is that? Why don't we have enough information to know with a high level of certainty how things will turn out if we decide to apply for a credit card? The truth is, we just don't know how to play the game. Listen in as Eva shares her insights on the credit card game and what you can do to be successful at playing it... 

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When it comes to your personal credit and personal finances, knowing when to make certain moves is just as important as knowing what specific moves to make. Timing can be everything in many respects. We are not talking about timing the housing market or stock market, we are talking about speeding or up and slowing down your movement based on your individual situation, your goals, and your strategic game plan. Listen in as Eva shares how she approaches making the right moves at the right time and an inspiring story from another one of Eva's amazing Lions... 

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Do you believe the way you speak about money directly impacts your experience with money? Do you believe they are connected? For example, is it safe to say that a rich person and a poor person speak differently about money? One likely speaks from a place of abundance and the other likely speaks from a place of scarcity. These seem like obvious conclusions. However, what if the rich person became rich by speaking abundance and the poor person remained poor by speaking scarcity? What if speaking those things that are not as though they are and then following those words up with strategic action was all you needed to turn things around financially? Listen in as Eva shares her feeling around speaking positively when it comes to money and listen to the updated story from another one of her amazing Lions... 

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