The paycheck-to-paycheck cycle has significant impacts on physical, financial, and mental health. That said, there are several factors that contribute to this cycle, including systemic inequalities. If I had my way, many people would make a lot more and/or the cost of living would match people's pay. In this episode, I'll outline a two-stage approach to bring this cycle to an end. Knowing what your financial responsibilities are and reducing your expenses will allow more room to save and pay off debt. It can take a while, but future you will be grateful.

*Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.*

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