January 12, 2026

Entering a new chapter in employee benefits

18 minutes

Traditional health benefits often come with uncertain premium increases and a blanket approach that ignores diverse workforce needs. Today, we’ll explore a new chapter in benefits: Individual Contributor Health Reimbursement Arrangements, which offer employers predictable costs and allow employees to select benefits that fit their needs.

[01:30] What’s an ICHRA

[02:58] How challenges finding plans inspired the Thatch solution

[09:40] The changing health care landscape & employee choice

[12:07] What’s changing with ICHRAs as they enter public policy

[15:48] How ICHRAs can help business owners with health care challenges

This content is based on generally accepted HR practices, is advisory in nature, and does not constitute legal advice or other professional services. ADP does not warrant or guarantee the accuracy, reliability, and completeness of the content. Employers are encouraged to consult with legal counsel for advice regarding their organization's compliance with applicable laws. This content is current as of the published date.

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