This is entirely unqualified, big on opinions, weak on facts, it's the American way. My name is Dave Siegel, and I am a moderately successful stand -in comedian and TV writer. My lifelong friend, Colin Schwartz, is an attorney, and we both have a lot of opinions, none of them you should put much weight into. Want experts, go elsewhere. On opinions presented with unexplainable confidence, this is entirely unqualified!