In this episode of If Only, Josh and Harlie discuss the pros and cons of having children (specifically, babies) and physical and mental and financial toll those lil humans have on us all. They also talk about circumcisions for an uncomfortable amount of time. THAT'S NOT ALL! The pair switch gears and discuss the mind-numbing world of BANKING. Harlie breaks out the big brain of her's and offers up some banking advice for everyone to take note of. Will Josh listen to her? You'll have to listen to find out! 

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Theme Song: Caffeine by Libby Quinn