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In today's episode - which is about 30 minutes - we talk to Rachel Kelly. Rachel has a long history in Australian retail, having worked at Just Group (Just Jeans, Jacqui E, Jay Jays, Portmans, Peter Alexander, Dotti, and Smiggle) and then becoming the Global CEO for the Tea Brand T2; Rachel has since gone on from there to work with arguably one of the biggest game changers Australia has produced - Afterpay. In this episode we discuss: 

• Tencents recent investment in Afterpay, 
• How physical retail will change on the back of COVID-19,
• What Christmas + Cyber Week will look like this year (2020),
• How consumer behaviour will change for the long-term. 

This episode was recorded as a part of an Instagram Live, so there are audience questions scattered throughout the recording.