On this payday, Amber and Erika explore the impact of generational poverty on Black communities and the systemic barriers to wealth accumulation. Joined by Taylor Darks, a PhD candidate at Florida State University, who studies reparations policies, we lay out the evidence that poverty is more than a mindset. Dr. Darks highlights the Evanston, Illinois reparations program, which provides $25,000 for homeownership or repairs, and the controversy surrounding cash payments. The discussion also touches on the broader implications of reparations, the role of black women in the movement, and the challenges posed by the current political climate. The hosts acknowledge the benefits of financial literacy while demonstrating that it is not enough to overcome the hurdles of generations of systemic racism. Tune in to get the scoop!

Receipts/Homework:

HR 40 Information: What is HR 40?