In this episode, we break down the government’s First Home Buyer Deposit Scheme updates kicking off in October 2025. We cover who qualifies, the property price caps, and how the scheme impacts loans, eligibility, and the wider housing market - plus one major cost the government hasn’t addressed.

Topic timestamps

1:28 - The announcement 

1:55 - The snapshot

5:31 - The caps

9:55 - Who can use the scheme? 

10:55 - What property does it apply to?

11:48 - Do you need to live in it? 

13:01 - What about the loan? 

14:34 - How will this impact the market? 

20:25 - One thing the government has not discussed - stamp duty

For further information, head to https://www.housingaustralia.gov.au/

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