Glen answers a listener’s question about selling an investment property and what to do with the proceeds. With around $400k expected after debts, they’re torn between investing in index funds or using the cash to offset their next mortgage. 

Learn to be a better investor with The Quick Start-Guide to Investing:  https://www.moneypodcast.com.au/store

Want more investing content? Find 'this is investing' wherever you listen to podcasts.

Have a question or topic for the show? Post it in our Facebook group.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

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The productivity commission roundtable was held last week in Canberra. To discuss what was on the table, Glen was joined by Allegra Spender, Independent Member for Wentworth, so you can stay up to date. They talk about:

👉 the context of the productivity commission roundtable

👉🏼 Allegra Spender's background and her current role

👉🏽 what the productivity commission roundtable was focused on

👉🏾 the training levy topic brought to the table

👉🏿 the building and construction code discussion

👉🏻 the topic of tax reform and the views shared

👉 intergenerational financial inequality

👉🏼 the housing crisis and what impacts it

👉🏽 what's next on the agenda?

This was recorded on Wednesday 27 August.

Here was the previous episode with Allegra Spender: https://shows.acast.com/my-millennial-money/episodes/638c

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

The Australian government have brought forward significant changes to the First Homebuyer Guarantee scheme, effective from October 2025. Glen, Rachelle and John unpack how this could impact first home buyers. They cover:

👉🏾 the news announced about the First Homebuyer Guarantee

👉🏿 real world case studies that demonstrate how this scheme works

👉🏻 how will this impact the market?

👉 could you game this system with this scheme?

👉🏼 how will this impact supply and demand?

👉🏽 some concerns about the scheme + what to be aware of before accessing it

Subscribe to this is property: https://www.youtube.com/@thisisproperty

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Finance content creator (@investwithqueenie) and author Queenie Tan joins Glen in this bonus episode to answer 10 questions:

👉🏾 what makes a successful investor?

👉🏿 super or non-super and why?

👉🏻 mortgage or invest?

👉 what do you think is the biggest barrier to people investing?

👉🏼 do you have to be smart to be good with money?

👉🏽 how do you define success and have you achieved it?

👉🏾 if someone gave you $10,000 what would you do with it?

👉 what's been your best investment to date?

👉🏻 what are you currently reading or listening to?

👉🏼 what's one book you would recommend to become a better investor?

Grab Queenie's book, The Fun Finance Formula: https://amzn.to/45jO8kt

Learn to be a better investor with The Quick Start-Guide to Investing:  https://www.moneypodcast.com.au/store

Want more investing content? Find 'this is investing' wherever you listen to podcasts.

Have a question or topic for the show? Post it in our Facebook group.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Money doesn’t have to be boring. In this episode Glen sits down with Queenie Tan (author and money educator) to explore her unique approach to finance, investing, and living with purpose. The conversation touches on:

👉🏾 a bit about Queenie, her book, her values and view on the FIRE movement

👉🏿 Queenie's 4 money quadrants, shadow selves + limiting beliefs

👉🏻 hard decisions, regrets, taking risks + Queenie's investing strategy

👉 Queenie's new project - the Billroo app

Check out Queenie's book, The Fun Finances Formula: https://amzn.to/4fT17gE

Check out Billroo: https://billroo.com/

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In this episode Glen is joined by financial advisers James Millard and Phil Thompson to unpack your questions! They touch on:

👉🏾 cancelling $100 a fortnight salary sacrifice. Tax agent said it should go elsewhere, is that bad advice?

👉🏿 putting salaries go into the mortgage offset, use a credit card for about $10k monthly spend to earn Flybuys/Virgin points, and pay it off from the offset. Worth it?

👉🏻 what have you DIY'd that genuinely saved you money?

👉 when is it time to refinance? How long do you wait?

👉🏼 I have DHHF, should I invest in anything else?

Check out Glen's video about DHHF vs VDAL: https://youtu.be/xM1Z4EBUFPY

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Glen interviews Brian Parker, Chief Economist at Australian Retirement Trust in a quick-fire Q&A. Okay... so it's not quite 10 questions, but close enough!

👉🏾 what makes a successful investor in your mind?

👉🏿 super or non-super and why?

👉🏻 mortgage or invest?

👉 what do you think is the biggest barrier to people investing?

👉🏼 do you have to be smart to be good with money?

👉🏽 when have you financially 'made it' and have you achieved that?

👉🏾 if someone gave you $10,000 what would you do with it?

Learn to be a better investor with The Quick Start-Guide to Investing:  https://www.moneypodcast.com.au/store

Nick Bradley is now over on Youtube! Subscribe to his show, 15 Minute Money: https://youtube.com/@15minutemoney?si=GOLaFNrEqh5iUCJ1

Have a question or topic for the show? Post it in our Facebook group.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Glen recently recorded a review of the new Betashares Direct platform, and to follow that up he invited Matt Fish, Head of Product at Betashares, to share more about it. In this discussion they dig into:

👉🏾 what the Betashares Direct platform is

👉🏿 how the platform is being developed over time

👉🏻 why Betashares Direct is built on the custodian model, not the CHESS model

👉 detailed community questions about the platform (fees, reinvesting, asset allocation, online profile features, how you use the platform to invest) + a live preview of using the platform

👉🏼 taking a quick look at the mobile app

👉🏽 how do the desktop login and mobile app differ?

Watch Glen test and review the Betashares Direct system: https://youtu.be/sg3OwZVDVmM?si=HwUVg3EAgPGI6PtD

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

Glen, John and Rachelle tackle your questions including:

👉🏿 is it worth paying more of my mortgage knowing I'll sell it?

👉🏻 my car is getting a bit old, time to upgrade?

👉 first investment property: principal + interest or interest-only?

👉🏼 any tips for negotiating a mortgage refinance?

Check out this is property on Youtube: https://www.youtube.com/@thisisproperty

Watch the 'money by age' miniseries: https://youtube.com/playlist?list=PLQW_VRWNC0jTfzNGxPpfuwdot5SE5GMlj&si=7FO3e0DLB3JV0EAt

Subscribe to Dev Raga Personal Finance: https://shows.acast.com/my-millennial-money-medical

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

money money money is proudly supported by Sphere Home Loans and Skye Wealth.

Need a mortgage broker? Check out https://www.spherehomeloans.com.au

Need to review your personal insurances? Head to https://skye.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.

In this short and sharp money Q&A, Glen chats with Vince Scully about what makes a good investor, mortgage or invest?, what "making it" with money actually looks like and more!

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://www.moneypodcast.com.au/store

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289.

Hosted on Acast. See acast.com/privacy for more information.