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In this Q&A, Glen is joined by mortgage brokers Joe Carroll and Genevieve "Gel" Lyons from Sphere Home Loans to answer all your questions including:
ππΌ how soon can I refinance my mortgage?
ππ½ pros and cons of bridging loans
ππΎ taking out a personal loan to use as your deposit
ππΏ getting a home loan during your probation or while you're switching jobs
ππ» will equity that's sitting in an offset account impact my future borrowing capacity?
π do higher lender fees = broker commissions?
ππΌ getting lending without PAYG income
ππ½ low doc loans - what are they?
ππΎ am I annoying my mortgage broker with too many scenarios?
ππΏ are there better lenders for a debt recycling strategy?
ππ» how do lenders assess income generated from cash in the bank, ETFs and investment properties?
π how does a security swap work?
ππΌ construction loans & using a guarantor to buy the land component
ππ½ preparing your financials for a new loan or refinance
money money money is proudly supported by Sphere Home Loans and Skye Wealth.
Need a mortgage broker? Check out https://www.spherehomeloans.com.au
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