In this episode John and Emily unpack one of the biggest property questions: should you stretch for your dream home now, or take the stepping stone approach? They explore how borrowing power, lifestyle goals, location, and long-term thinking all play a role in making the right call for your first purchase. The ep touches on:

👉🏾 weighing up lifestyle vs long-term capital growth

👉🏿 understanding how fast you might outgrow a stepping stone

👉🏻 checking out your true borrowing comfort zone, not just your limit

👉 renting or trialing the area before committing to buy

👉🏼 getting clear on your goals (especially if buying with a partner)

Need clarity on your property situation? Book a clarity call with John here

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

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To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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In today's Q&A episode John and Em tackle:

👉🏾 what to consider when buying your next property

👉🏿 how much are buyer’s advocate fees?

👉 removalists vs. DIY - what’s the best move?

👉🏻 interest rates - when will drops hit your repayments?

👉🏽 first home super saver scheme—why aren’t more people using it?

👉🏼 CGT on a duplex, stamp duty changes & more!

Need a buyer's advocate in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.envisageproperty.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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Not all finance strategies are created equal. Rachelle Kroon from Sphere Home Loans joins John on the show to break down what makes a solid finance plan, the warning signs of a bad broker, and how to set yourself up for property success. They also dive into real case studies, including how a 22-year-old saved $90K and bought his first investment property while still living at home.

Check out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.com

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode, renovation coach Belinda Smith joins Em to bust common renovation myths and share expert tips on how to renovate smarter, not harder. They touch on:

👉🏾 the biggest renovation myths (and what actually works)

👉🏿 where to spend money (and where to save)

👉🏻 how to avoid overcapitalising on your reno

👉 the A-team you need for a stress-free renovation

👉🏼 why flipping isn’t the only way to make money from renos

Learn more about Belinda and her programs at: https://www.renovateandrealestate.com.au/

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

The 2025 property market is off and running! Emily and John break down what’s happening on the ground, from auction clearance rates and buyer sentiment to interest rate cuts and what they mean for homebuyers and investors. Plus, the surprising trends in first homebuyer competition and whether now is really the right time to buy.

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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The RBA has finally cut rates! John and Rach from Sphere Home Loans break down what it means for buyers, investors, and existing mortgage holders. They touch on:

👉🏻 how much borrowing power has changed

👉 whether investors are jumping back in

👉🏼 what first home buyers should do now

👉🏽 the possible changes to HELP debt and borrowing capacity

Need a mortgage broker? Connect with the team at Sphere Home Loans here

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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Imagine saving for years, buying a property…then losing $50k in the blink of an eye. That’s exactly what happened to Adam. He joins John to share how a too good to be true property deal went south fast and the red flags he wished he'd paid more attention to.

Want a clarity call with John about your situation? Book here

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.envisageproperty.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

Buying a home or investment? Don’t make these 6 common mistakes! John and Em share tips that could save you a fortune.

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In today's chat, John and Em tackle your property questions and unpack a crucial ATO rule change that could impact sellers. They touch on:

👉🏻 why sellers now need an ATO clearance certificate (Learn more here)

👉 upsizing: is it worth taking on more debt?

👉🏼 the increase in home insurance premiums

👉🏽 shares vs property

👉🏾 should you pay off a smaller loan first or tackle the biggest debt?

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

Is buying in bushfire or flood zones worth the risk? John and Emily discuss how to weigh the pros and cons, from property values and insurance premiums to essential precautions that can protect your home.

Articles and resources mentioned in the chat:

https://www.architectureanddesign.com.au/features/list/bushfire-proof-house-design

https://www.afr.com/policy/economy/how-the-bom-s-weather-forecast-error-cost-millions-20240116-p5exku

https://www.afr.com/world/north-america/why-some-homes-survived-the-la-fires-20250114-p5l44e

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.