In this episode, John and Rach break down the three main options for upsizing your home. They also cover the emotional and financial realities of upsizing, why bridging loans get a bad rap, and how to test if you’re really ready for a bigger mortgage. Using real client stories, they unpack:

👉🏾 selling before you buy

👉🏻 buying before you sell (with or without a bridging loan)

👉🏼 negotiating a simultaneous settlement

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

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Today, John officially welcomes mortgage broker Rachelle Kroon as a permanent host on this is property! She's the founder of Sphere Home Loans and has been a familiar voice on the show over the years, so if you guessed it might be her, nice work! She knows her stuff and fits right in. To kick things off, John and Rach dive into a Q&A covering:

👉🏻 sibling or friend guarantees - are they even possible?

👉🏼 location or property type - which is better?

👉🏽 what makes a ‘good’ street when buying property?

👉🏾 are there any legal issues around parental guarantees?

👉🏿 I'm 52, should I use equity to invest in property or my super?

👉 choosing the right tradies for the job

👉🏼 how do I know if I should buy a forever home or stepping stone?

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Need a mortgage broker? Check out Sphere Home Loans: https://www.spherehomeloans.com.au/

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To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In today’s episode Rach from Sphere Home Loans returns to share a real client case study about Nicole, a young woman who started her property journey solo and made some smart early moves. With the help of a parental guarantee, Nicole built a two property portfolio before meeting her partner. But when it came time to buy their dream home together, things got complicated.

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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In today’s episode, Rach Kroon from Sphere Home Loans joins John on the pod to share her personal property journey. From getting into the market at a young age to building a diverse portfolio with duplexes, rentvesting, parental guarantees and commercial property in super, Rach shares the strategies, mindset shifts and money lessons she learned along the way.

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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Emily shares the five biggest lessons she’s learned about property, the industry, and herself + a BIG announcement.

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To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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In this episode John and Emily unpack one of the biggest property questions: should you stretch for your dream home now, or take the stepping stone approach? They explore how borrowing power, lifestyle goals, location, and long-term thinking all play a role in making the right call for your first purchase. The ep touches on:

👉🏾 weighing up lifestyle vs long-term capital growth

👉🏿 understanding how fast you might outgrow a stepping stone

👉🏻 checking out your true borrowing comfort zone, not just your limit

👉 renting or trialing the area before committing to buy

👉🏼 getting clear on your goals (especially if buying with a partner)

Need clarity on your property situation? Book a clarity call with John here

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In today's Q&A episode John and Em tackle:

👉🏾 what to consider when buying your next property

👉🏿 how much are buyer’s advocate fees?

👉 removalists vs. DIY - what’s the best move?

👉🏻 interest rates - when will drops hit your repayments?

👉🏽 first home super saver scheme—why aren’t more people using it?

👉🏼 CGT on a duplex, stamp duty changes & more!

Need a buyer's advocate in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.envisageproperty.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

Not all finance strategies are created equal. Rachelle Kroon from Sphere Home Loans joins John on the show to break down what makes a solid finance plan, the warning signs of a bad broker, and how to set yourself up for property success. They also dive into real case studies, including how a 22-year-old saved $90K and bought his first investment property while still living at home.

Check out John's book, Sort Your Property Out & Build Your Future at sortyourpropertyout.com

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode, renovation coach Belinda Smith joins Em to bust common renovation myths and share expert tips on how to renovate smarter, not harder. They touch on:

👉🏾 the biggest renovation myths (and what actually works)

👉🏿 where to spend money (and where to save)

👉🏻 how to avoid overcapitalising on your reno

👉 the A-team you need for a stress-free renovation

👉🏼 why flipping isn’t the only way to make money from renos

Learn more about Belinda and her programs at: https://www.renovateandrealestate.com.au/

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

The 2025 property market is off and running! Emily and John break down what’s happening on the ground, from auction clearance rates and buyer sentiment to interest rate cuts and what they mean for homebuyers and investors. Plus, the surprising trends in first homebuyer competition and whether now is really the right time to buy.

Need a property professional in your corner? Check out how Emily and John can help 👇

Emily's website: https://wallaceadvocates.com.au/

John's website: https://www.solverewealth.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.