this is property

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

We're doing a 2-part series on upsizing and answering your questions! In this episode, Rach and John chat about:

👉🏼 what is considered a down market?

👉🏽 the risks of buying before you sell

👉🏿 should I sell my home and buy acreage and build?

👉🏻 when is a property too large and detrimental to resale value?

👉 how to make a competitive offer without overpaying

👉🏼 navigating the psychology of selling "at a loss"

👉🏽 Rach and John's top tips

this is property is proudly brought to you by:

Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent

Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service

Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

In this Q&A, Rach and John chat about:

👉🏼 a couple seeking reassurance about whether to upsize

👉 should we build a duplex or buy more investment properties?

👉🏾 they want to keep their original PPOR when they upsize but what do the numbers say?

👉🏿 how does commercial property stack up as an investment following the Budget changes?

Listen to episode 838 on commercial property: Apple Podcast | Spotify

this is property is proudly brought to you by:

Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent

Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service

Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

In this episode Rach sits down with mortgage brokers, Aaron Christie-David from Atelier Wealth and host of the Built Different podcast and Katie Thomas from Focus Finance, who's also been named Australia's #1 residential broker. They chat about what's actually happening with investor lending right now, touching on:

👉🏼 the investor lending landscape right now and how it's changed

👉🏽 what's the outlook for commercial property?

👉🏾 should investors buy now or buy later?

👉🏿 what are sophisticated investors doing right now?

👉🏻 how Katie & Aaron work with clients on strategy and risk management

👉 what happens when serviceability becomes an issue?

👉🏼 can people still build the same portfolios today as they could 10 years ago?

Connect with Katie & Aaron below:

Katie's IG: https://www.instagram.com/katie_focusfinance/

Aaron's IG: https://www.instagram.com/aaronc_d/?hl=en

this is property is proudly brought to you by:

Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent

Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service

Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

In today's episode Rach chats with Helen Tarrant, director of Unikorn Commercial Property, one of Australia's leading commercial buyer's agents. Helen has so much experience and knowledge having built a $30M portfolio and helped guide and educate Australians in their commercial property investing journey since 2016. Strap in because this episode is packed with insights and tips! They touch on:

👉🏼 Helen's story - from beauty therapist and law student to now

👉🏽 commercial vs residential - the key differences

👉🏾 types of commercial property and what Helen recommends for beginners

👉🏿 what's the outlook for commercial property in the next 5 years?

👉🏻 how commercial leases actually work

👉 buy a property tenanted or vacant?

👉🏼 average hold times and understanding your strategy

👉🏽 biggest commercial investor mistakes

👉🏾 how commercial lending works

Learn more about Unikorn: https://unikorn.com.au/

this is property is proudly brought to you by:

Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent

Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service

Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

In today's episode John and Rach discuss:

👉🏼 40 year loan terms: banks are pivoting to find ways to improve investor lending

👉🏽 a practical example of how this changes an investor's borrowing power

👉🏾 how often should your property manager inspect your property?

👉🏿 when is it worth switching property manager and how to

👉🏻 how do banks assess genuine savings vs gifted deposit?

👉 a developer wants to buy my apartment, what should I consider?

this is property is proudly brought to you by:

Envisage Property: https://www.envisageproperty.com.au/ 

Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

A Sydney suburb has made headlines falling nearly $600,000 in a year according to the AFR. In this episode John chats with Vince Scully from Life Sherpa to unpack the data and context that isn't mentioned, leading into a wider chat about boom and busts cycles. They touch on:

👉🏼 what the headline doesn't tell us about the Sydney suburb that fell

👉🏽 understanding that there are markets within markets

👉🏾 what happens to property during a downturn?

👉🏿 is the 18.6 year cycle theory legit?

👉🏻 was it easier or harder to buy a house when interest rates were 17%?

👉 where does Vince see the unemployment rate and house prices going

👉🏽 tips for investors

👉🏾 will the property changes be reversed or are they here to stay?

Related episodes:

739 the boom bust property cycle explained + where are we now? Listen on Apple | Listen on Spotify

344 timing the market: Listen on Apple Podcast | Listen on Spotify

Book 15min free chat with John Pidgeon here: https://www.envisageproperty.com.au/free-consultation

Glen James' and Vince Scully's new book, 12 Months to Retire Right: https://link.amazon/B07u9ZQgE

this is property is proudly brought to you by:

Envisage Property: https://www.envisageproperty.com.au/ 

Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

In this Q&A, John and Rach talk about:

👉🏼 the property market outlook for investors following the tax changes

👉🏽 how will the new way of negative gearing work

👉🏾 do I have to get my properties valued before 1 July 2027 and how do I do that?

👉🏿 what is selling the process and how much do I get after tax and expenses?

👉🏻 advice for single parents re-entering the property market

this is property is proudly brought to you by:

Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent

Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service

Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

Long time listeners will recognise today's guest because Rach is joined by Emily Wallace - former host of This Is Property and director of Wallace Advocates in Melbourne, one of Australia's most trusted buyer's advocates for first and family home buyers. In this episode Em shares a ton of tips on buying your first home, touching on:

👉🏼 what to have in order before you start looking

👉🏽 what buyers think matters (but doesn't)

👉🏾 what buyers often miss that Em always looks for in a home

👉🏿 choosing the right location

👉🏻 managing emotions in the buying process

👉 when and how to negotiate

👉🏼 should you tell an agent your budget?

👉🏾 when to walk away

👉🏼 what does a buyers agent / advocate actually do?

👉 plus her final piece of advice for first home buyers

Em's website: https://wallaceadvocates.com.au/

this is property is proudly brought to you by:

Envisage Property: https://www.envisageproperty.com.au/ 

Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

What if you could sell your home without paying thousands upfront just to test the market? John and Rach sit down with Geoff Lucas, ex-CEO of McGrath and The Agency, who's launching a new platform called Envelope to solve exactly that. After two decades and over $60 billion in residential transactions, Geoff noticed something: too many Aussies who should be selling aren't because the friction of doing so is just too high. In this episode they touch on:

👉🏼 the market right now & the opportunity for upsizers

👉🏽 the big problem in Aussie real estate

👉🏿 what Envelope actually is and how it works

👉 how it differs from For Sale By Owner

👉🏻 will it put buyers agents and vendor advocates out of business?

👉🏾 how the platform plans to support sellers

👉🏼 the percentage fee model

👉🏽 how Envelope provides a more flexible alternative for sellers

View the platform: https://envelope.com.au/

Listen to episode 801 inside Australia’s real estate industry with Geoff Lucas: Apple Podcast | Spotify

this is property is proudly brought to you by:

Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent

Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service

Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

In this Q&A, John and Rachelle chat about:

👉🏼 whether a Tasmanian single parent should invest on the mainland

👉🏽 mortgage-free & downsizing in 10 years, should I buy the downsizer now and rent it out?

👉🏾 advice for buyers who are purchasing house and land packages

👉🏿 dealing with high property manager turnover

👉 a couple in their 20s planning to upsize in 5-10years and turn their existing home into an investment

John's services mentioned in the episode:

New Builds | Envisage Property

Envisage Property First Home Buyer Package

Building construction contract reviews: https://www.carnelianprojects.com.au/

this is property is proudly brought to you by:

Envisage Property: https://www.envisageproperty.com.au/ 

Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Hosted on Acast. See acast.com/privacy for more information.