Borrowers are switching lenders in search of better deals while proposed trust tax changes could force investors to rethink how they structure their property wealth. On Property Buzz, Phil Tarrant is joined by Julian Barnes to break down the biggest developments across banking, mortgage lending, and property finance.

The pair look at AI's growing role in banking and what it could mean for mortgage brokers, despite brokers now accounting for 81.6 per cent of the home loan market. They also discuss the surge in refinancing, with 1,800 borrowers switching lenders each day.

The conversation then turns to proposed trust tax reforms, including a 30 per cent minimum tax on discretionary trusts and changes planned for 2028, which have left advisers working through the potential impact.

With inflation, unemployment, and interest rate uncertainty adding to the pressure, the pair consider what these changes mean for borrowers and property investors.

Property investors are facing tighter borrowing capacity and shifting market conditions, but the right strategy could still uncover opportunities at the affordable end of the market. On The Pure Property Podcast, Phil Tarrant and Paul Glossop discuss how investors can navigate the current market without being derailed by short-term uncertainty. The conversation looks at borrowing capacity, interest rates, and recent budget changes, with signs that some major banks are easing earlier restrictions and potentially creating more room for investors. Glossop explains why property cycles are nothing new and why consistency matters, particularly for first-time investors learning how markets move through corrections and recoveries. The pair also examine the divide between prestige and affordable markets, with strong demand from owner-occupiers, downsizers, and investors helping support prices where supply remains constrained.

Tight supply, rising values, and active investment strategies are putting Tasmania back on investors' radar.

On The Smart Property Investment Show, Phil Tarrant is joined by Bobby Haeri, founder of Acquisition House, to discuss Tasmania's resurgence and what it could mean for investors.

Over the last couple of months, Tasmania's property market has been showing signs of a comeback, with rising values, tight supply, and stronger investor demand creating opportunities as other markets lose momentum.

The pair look at the supply shortage driving competition, with first home buyers and investors returning to the market and multiple offers becoming increasingly common across some areas.

They also examine what buyer's agents are seeing on the ground, from agents calling with off-market opportunities to early signs that market conditions may be turning, while warning investors not to overpay for the promise of an exclusive deal.

The conversation then turns to active investment strategies, including adding granny flats to suitable properties to boost rental income and value, and why investors may need to do more than simply wait for the market to rise. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.

The market may look like it is heading for a broad downturn, but sentiment, affordability, and shifting buyer behaviour are creating a very different picture underneath. So what is really driving the market, and is it time to buy?

On The Property Nerds podcast, Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial discuss post-budget sentiment and what it meant for property investors.

The pair look at the growing number of owner-occupiers shifting to interest-only loans in an effort to preserve future tax benefits, while Paliwal warned that tax considerations should not outweigh the quality of the underlying property.

They also examine the growing divide between higher- and lower-priced markets, with more affordable areas continuing to outperform as jobs, demographics, and rental yields support demand.

The conversation then turns to buyers looking to upgrade, with weaker competition in some major markets potentially creating an opportunity for those with the capacity to make a move.

Property prices are falling, borrowing power is tightening, and the old playbook is losing its edge, forcing investors to rethink their strategy. Here is what to look for. On The Smart Property Investment Show, SPI managing editor Liam Garman is joined by Andrew Havig, founder of buyer's agency Arvon Property Group, to discuss where investors could find opportunity as market conditions diverge across Australia.

The pair look at why investors need to look beyond the headlines, with some markets seeing falling prices and softer demand while others remain competitive due to tight housing supply and strong fundamentals.

When assessing an asset, Havig said investors should take into account intrinsic value, replacement cost, gentrification potential, and local housing supply.

The conversation turns to cash flow and yield, with Havig explaining why investors are increasingly focusing on properties that can remain cash flow neutral or positive, particularly as borrowing conditions become tougher and portfolio growth gets harder.

He also explains why first-time investors should focus on building a strong residential portfolio before moving into commercial property. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.

Australia's property market is becoming increasingly divided, with falling prices, rising rents, rate pressures, and government policy creating both challenges and opportunities for investors.

On Property Buzz, Phil Tarrant is joined by Tom Panos to discuss changing market conditions, the mood among Australia's top agents, and what the shift means for both property professionals and investors.

The pair look at vendor management and the need for agents to be honest about market conditions, from weaker clearance rates and declining prices to the sharp divide between premium and more affordable properties.

The conversation turns to government policy, housing supply, and the broader economy, including the potential impact of higher interest rates and growing pressure on small businesses.

For investors, the picture looks different, with decreasing prices and rising rents creating opportunities for those with the borrowing capacity and cash flow to act, while Panos argues Australia's underlying appeal remains strong.

Property values are falling across Australia, buyer confidence is weakening, and borrowing power is tightening, but could the downturn create new opportunities for investors?

On the latest episode of The Smart Property Investment Show, SPI deputy editor Emilie Lauer is joined by Julian Barnes from Broker Daily to discuss what falling property values mean for investors.

The pair look at the spread of falling values across capital cities, with national values down in 93 per cent of suburbs, alongside shifting demand across price brackets and a rise in private treaty sales.

The conversation then turns to borrowing power, interest rate expectations, and the growing role of non-bank lenders, while weaker buyer confidence and subdued auction activity could create more room for negotiation.

Regional markets have proved more resilient than the capitals, with the discussion highlighting the importance of microeconomic data, due diligence, and understanding local conditions as investors assess what could come next. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.

Australia's property market is slowing, but is a crash really coming? The forces behind the downturn could determine whether the market takes a breather or enters a deeper correction.

The inaugural episode of Property Banter sees Michael Lezaja from Pinnacle Buyers Agents examine the forces reshaping Australia's property market, from rate hikes and investor sentiment to changing government policy.

The discussion looks at whether the recent downturn signals a genuine market crash or simply a pause, with strong population growth, tight rental markets, and limited housing supply continuing to support underlying demand.

Lezaja examined proposed changes to negative gearing and capital gains tax (CGT), as well as the end of residential self-managed super fund (SMSF) borrowing, and what these shifts could mean for everyday property investors.

He also explores the growing role of institutional capital and build-to-rent, questioning whether Australia's housing market is moving away from everyday investors and towards a very different ownership model.

A divorce, six properties, and four states: here is how one investor rebuilt and grew a $5.8m portfolio through interstate investing, diversification, and careful asset selection.

On The Property Nerds podcast, Arjun Paliwal is joined by Sudesh Piyatissa, who shares his investment journey behind his six-property portfolio, now spanning Victoria, Queensland, NSW, and Western Australia.

Piyatissa shares how he rebuilt his financial position after his divorce in 2021 and why stepping outside Melbourne became a turning point in his investment strategy.

The pair explore how Piyatissa moved from buying close to home to investing interstate, with markets including Toowoomba and the Gold Coast becoming key parts of his portfolio.

They discuss why each property needs to serve a purpose, and how thinking about a portfolio as a whole can change the way investors assess individual assets.

With a demanding career leaving little time for property research, Piyatissa explains why building a trusted team became critical to his ability to keep investing and making decisions across multiple markets.

The conversation also looks at the lessons Piyatissa has taken from his journey, including why investors should not let market uncertainty stop them from acting when the right opportunity comes along.

Higher inflation, a struggling construction sector, and falling listings are raising fresh questions about where the property market goes next.

On Property Buzz, Phil Tarrant and Liam Garman examine the latest inflation figures and what they could mean for interest rates, mortgages, and property prices.

The pair look at why several major banks are tipping higher rates, and whether another hike could put further pressure on households already dealing with rising living costs.

They also unpack the collapse of a major building company, with thousands of homes left in limbo, and what the fallout could mean for Australia's already stretched housing supply.

With new listings sitting below the five-year average, the conversation turns to affordability, construction costs, and whether weaker conditions could eventually create opportunities for buyers and investors.