In this episode of The Smart Property Investment Show, Phil Tarrant sits down with mortgage expert Eva Loisance from Finni Mortgages to discuss the latest Reserve Bank of Australia rate cut and how it will reshape the property market for investors.

Central Australian banks, including NAB, CBA and ANZ, have announced a 0.25 per cent interest rate cut, potentially saving mortgage holders around $208 to $209 monthly.

Eva noted the cut could boost borrowing capacity by $12,000 to $50,000, allowing buyers to target previously unaffordable properties, though high-income earners may benefit less due to the effects of negative gearing.

While the lower rates offer relief, Phil and Eva cautioned that rising demand could increase property prices, undermining affordability. For investors, the current environment may present an opportunity to grow portfolios and build equity as values increase.

Eva also highlighted refinancing as a key way to unlock further savings, especially for borrowers who haven’t reviewed their loans in over a year. Although the near-term outlook is favourable, Eva said the long-term impact will hinge on future rate movements and broader economic trends. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.

In this episode of In the Balance, co-hosts Phil Tarrant from SPI and Munzurul Khan from KHI Partners are joined by managing director of KHI Insurance Services, Rochelle Kettles, to unpack the critical but often overlooked role of insurance in property investment and business operations.

The trio highlights how insurance, though often overlooked, is essential for property investors and business owners, with Rochelle explaining the distinctions between insurers, underwriters, and brokers.

A major point is the danger of underinsuring properties, especially given rising construction costs and evolving building codes, with Munzurul sharing a personal story about underinsurance, reinforcing the need for regular policy reviews.

The conversation then expands into business insurance, with Rochelle pointing to the growing relevance of management liability insurance due to rising occupational health and safety claims and the rise of cyber insurance.

The episode also underscores the value of working with knowledgeable brokers who can provide guidance and advocate during claims.

For investors and business owners, the takeaway is clear: insurance should be proactive, not reactive.

In this episode of The Smart Property Investment Show, host Liam Garman sits down with Sam Gordon from Australian Property Scout and the School of Property to discuss property investment strategies and common mistakes.

The duo starts by discussing Sam’s 15 years of experience in property investment, which has helped him shape different strategies, showing that resilience is essential, as the path to success includes challenges and setbacks.

While the duo agrees that the best time to invest may have been years ago, the next best time is now.

According to Sam, a standard investment error is to purchase property based on emotion rather than sound logic.

He also cautions against taking advice from inexperienced professionals, which can lead to costly mistakes, while emphasising the importance of building a reliable “A-team” of qualified experts.

The duo then discuss how investors should treat their portfolios like a business, with structure and a clear strategy, starting with long-term goals and reverse engineering the steps to get there is key.

Sam also stresses that investors’ mindset and consistent planning can make or break a portfolio. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.

In this milestone 60th episode of Inside Commercial Property, hosts Phil Tarrant and Scott O’Neill reflect on five transformative years in the commercial property landscape. From the early days of helping everyday Australians understand commercial investing to today’s complex, fast-paced market – this episode captures how much has changed and what investors need to know moving forward. Together, Phil and Scott examine what $1 million could buy back in 2020 versus what that same figure secures today, revealing the compounding effects of inflation, competition, and yield compression. They discuss real client case studies – including Phil’s own Perth industrial asset – offering firsthand insights into valuation, lease negotiations, and smart portfolio strategy. Also featured is a breakdown of three standout recent deals, ranging from a $1 million industrial entry point to a $34 million off-market asset, showcasing the breadth of opportunity for investors at every stage. Key topics in this episode include:

• Then versus now: the dramatic shift in commercial property values over five years.
• $1 million starter versus multimillion-dollar syndicate plays – and how to approach both.
• The rental market and supply equation – why low stock is fuelling future growth.
• Lessons from real deals: pricing, valuation uplift, and cash flow strategy.
• Navigating 2025’s economic signals – from tariffs to rate cuts and beyond.

This episode delivers critical insights and context to help you invest with clarity in a changing market. Subscribe now, leave us a review, and connect with the Rethink team if you’re ready to take your next step in commercial property investment.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with Ben Plohl to explore the rising appeal of regional property investment.

With a $10 million portfolio across four states, seasoned investor and buyer’s agent Ben has leveraged his background as a chartered accountant to analyse economic trends and identify growth areas.

He highlights cities like Albury-Wodonga, Toowoomba, Geelong, Newcastle, and Wagga Wagga as top regional investment picks for 2025 due to their strong infrastructure, diverse economies, and low vacancy rates.

Ben said investors should educate themselves and understand local markets, economic diversity, and strategic planning when investing outside capital cities, giving them all the tools they need to make their next investment.

The duo then reflects on a broader trend of shifting focus from expensive metros to high-potential regional areas, with government support and growing affordability issues in cities fuelling the shift. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.

Welcome to Pathway to Property, a podcast to help everyday Australians on their property investment journey through education, real-life stories, and firsthand investing experiences.

In this episode, co-hosts Atlas Property Group director Lachlan Vidler and Luke Clifford delve deep into the intricacies of expanding a property portfolio, offering insights and real-world examples to guide both budding and experienced investors.

The duo begins by comparing the cost of a $130 steak to property investment, emphasising that significant investments should deliver equally significant returns.

The hosts caution that owning just one or two properties may not be enough for a comfortable retirement, once inflation and expenses are considered.

They discuss the investor’s common pitfalls, including limited cash or equity, poor serviceability, and the absence of a clear plan, warning against cross-collateralisation, which can restrict financial flexibility.

Lachlan and Luke emphasise the need for a defined strategy, arguing that buying multiple lower-value properties often outperforms a single high-value one regarding cash flow and borrowing power.

For those facing borrowing limits, they suggest using superannuation to continue investing, with Atlas Property Group offering up to $1,500 off services before the financial year ends.

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager, and Chris Huxter, head of commercial property at Fouracre Financial, discuss the evolving landscape of commercial finance in Australia.

The trio dives into the rapidly evolving commercial finance landscape in Australia, highlighting the influx of non-bank and third-tier lenders entering the space.

The growing competition has pushed loan-to-value ratios (LVRs) higher, with some lenders now offering up to 80 per cent LVR – even though SMSFs have been making commercial property more accessible to everyday investors.

They then discuss how SMSFs are gaining traction as a vehicle for commercial investment due to tax advantages and long-term control, advising that buyers should have at least $550,000 in funds and a clear strategy.

To avoid costly mistakes, they stress the importance of open communication with brokers and lenders, and emphasise that investors who understand LVRs, asset types, and SMSF structures are best positioned to take advantage of the expanding opportunities in commercial real estate.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance from Finni Mortgages and Sam Gordon from the School of Property to discuss common investor mistakes and effective strategies in the ever-changing property market.

The trio start the discussion with how the proposed tax changes and reduced deposit requirements for first home buyers will influence property prices.

A key focus of the conversation is around lending, from the tax deductibility of investment debt to the importance of using knowledgeable brokers.

Eva points out that mistakes like cross-securitisation and choosing lenders based solely on interest rates can hinder long-term growth. 

The trio reminds investors that while leveraging equity and balancing cash flow with growth deals are essential for sustainable portfolio building, regular portfolio reassessment is crucial given constant policy shifts in the lending landscape. 

Additionally, they recommend that investors keep educating themselves and deepen their knowledge through platforms like the School of Property, which helps avoid pitfalls and make informed decisions. 

Ultimately, the trio believes success lies in strategic planning, learning from setbacks, and building the right expert team.

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.

In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop discuss the post-election results and how the pledge housing policies are criticised for ignoring the core crisis of chronic housing undersupply. The duo discuss how critics have argued that the pledge proposals are short-term fixes that fail to resolve the core issue of housing undersupply, with measures such as stamp duty cuts and first-time buyer grants offering limited impact without addressing how to build homes more efficiently and affordably. The co-hosts then analyse the current property market using CoreLogic’s latest data, which showed that the market is broadly recovering, with growth recorded in every capital city in April. The FAST 50 report, set to launch soon, is expected to highlight top investment areas with strong growth potential through 2026. However, challenges remain, such as record-low new listings, underscoring persistent supply constraints. Investor confidence is also being tested by potential new taxes on unrealised super fund gains. While the overall market shows resilience, growth is slowing in leading cities like Brisbane, Perth, and Adelaide. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, Phil Tarrant and Liam Garman explore how housing policies are set to shape the property market in the wake of the federal election, which saw Prime Minister Anthony Albanese’s Labor government re-elected. The duo unpack Labor’s central first home buyer policy, which allows buyers to enter the market with a 5 per cent deposit scheme, with the government covering the remaining 15 per cent to avoid lenders mortgage insurance. They also examine Labor’s pledge to build 100,000 homes under the Future Housing Fund, aimed at easing supply pressures. Despite these measures, a projected shortfall of 500,000 homes by 2029 raises concerns about long-term affordability. For investors, the continuation of negative gearing and capital gains tax discounts offers some stability. However, easier access to credit could increase competition, driving prices higher and favouring current owners. The duo also highlight construction challenges, including labour shortages and rising costs, which may delay new supply. Additionally, they discuss the proposed superannuation tax changes on unrealised gains above $3 million, which could reshape investment strategies.