The election already feels like old news. The campaign ads are off the air, the polling booths are packed away, and the headlines have moved on to the next big story.

But make no mistake—what happened at the ballot box is going to shape our property markets for years to come.

In this episode of the Michael Yardney Podcast, we unpack exactly what the recent election results mean for you as a property investor, homeowner, or aspiring buyer.

After Wealth Retreat a couple of weeks ago Brett Warren, National Director of Property at Metropole, took demographer Simon Kuestenmacher and me aside and we had a conversation about what the election outcome and what this tells us about the direction of housing policy, population growth, infrastructure, and the property investment landscape.

Takeaways 

·         The outcome of recent political shifts will significantly influence property markets.

·         Government schemes may boost short-term demand but worsen long-term affordability.

·         Demographic shifts and immigration are critical factors in housing demand.

·         There is a critical shortage of tradespeople affecting housing supply.

·         Investors play a vital role in providing rental accommodation.

·         The second half of the year may present opportunities for savvy investors.

·         Current policies may not lead to substantial changes in housing availability.

·         The need for skilled labor is urgent in the construction industry.

·         Local councils play a crucial role in housing development decisions.

·         A balanced mindset is essential for long-term success in life and investment.

Chapters 

00:00 Policy Changes and Real Estate Implications

03:02 Government Policies and Housing Demand

05:57 Demographics and Migration Impact on Housing

09:02 Supply Challenges in the Housing Market

11:59 The Need for Skilled Labor and Training

15:07 Investor Perspectives and Market Opportunities

17:59 Future Outlook for Property Investors

21:49 Mindset and Life Balance

Links and Resources:

Michael Yardney

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us 

Brett Warren – National Director Property – Metropole

Simon Kuestenmacher – co founder of the Demographics Group

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

In today show Simon Kuestenmacher and I discuss a topic that won’t stay out of the news this year with the federal election coming up — house prices.

Whether they’re climbing to new heights or stabilising, the property market has ripple effects that impact us all.

But here’s the big question we discuss today: When house prices are high, are there more winners or losers?

Takeaways

·        The Australian housing market has historically created more winners than losers.

·        Government policies often favor those already owning property, making it harder for first-time home buyers.

·        High property prices benefit a wide range of stakeholders, including banks and developers.

·        First home buyer grants tend to inadvertently drive up house prices.

·        Younger voters are increasingly disillusioned with major political parties due to housing policies.

·        The widening wealth gap is creating social unrest among younger generations.

·        Immigration policies need to be re-evaluated to ensure housing affordability for all.

·        Political parties must balance the interests of homeowners and renters to maintain stability.

·        There is a need for more transparent discussions about housing affordability.

·        The future of housing affordability will depend on effective government action and policy changes.

Chapters

00:00 The Impact of Rising House Prices

07:54 Winners and Losers in the Property Market

13:53 Political Dynamics and Housing Policy

19:50 The Role of Migration in Housing Affordability

25:45 Future Directions for Housing Policy

32:58 Introduction to Immersive Experiences

35:46 Defining Immersive Experiences

37:29 The Impact of Immersive Experiences on Growth

Links and Resources:

Michael Yardney

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

Simon Kuestenmacher: Australia’s leading demographer and partner in the Demographics Group

Join us at Wealth Retreat - Australia’s Premier Wealth Retreat for Elite Investors and Business People www.WealthRetreat.com.au

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Shownotes plus more here: The Upside of Upmarkets: Winners and Losers in the Property Game? With Simon Kuestenmacher 

When it comes to property investing, the noise from the financial media can be deafening.

But how much of what they say is really worth your attention?

There are many commonly held beliefs about property investing that aren’t only questionable but are also utterly false.

Sadly, some investors go through their entire property journey believing them. And that’s a shame.

They waste precious time buying the wrong property or using faulty strategies because they listened to bad advice.

So in today’s show Brett Warren and I discuss the myths perpetuated by financial media, and the role of property investors in the Australian economy.

Takeaways 

• The financial media often misrepresents property investment.
• Investors are typically everyday people, not greedy.
• Property investment requires a long-term perspective.
• Cash flow is important, but capital growth is essential.
• A strategic plan is crucial for successful investing.
• Fear-based media can hinder investment decisions.
• Independent advice is valuable and often necessary.
• Understanding market cycles is vital for investors.
• Experience in property investment is irreplaceable.

Chapters 

00:00 The Role of Property Investors in Australia

07:31 Understanding Property Cycles and Long-Term Investing

14:06 The Importance of a Strategic Plan

19:43 Navigating the Media Landscape

25:17 The Value of Experience and Mentorship

29:11 The Importance of Preparedness

31:49 Embracing Uncertainty and Opportunity

Links and Resources:

Michael Yardney

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

Brett Warren - National Director of Property at Metropole

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au 

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

In today’s show, Tom Corley and I chat about a recent blog he wrote called “Everything you need to know about becoming a multimillionaire”, so if that interests you, I’m sure you’re going to enjoy my chat with Tom.

Takeaways

• There are 4 pathways to wealth and we break these down for you
• Becoming wealthy is really, really hard - but they are things you can do to tip the scales in your favour.
• Becoming wealthy takes time and requires luck.
• Wealth creation requires a clear vision and planning.
• Wealth creation is not just about money, but about personal growth.
• Health is crucial for long-term wealth.
• Optimism enhances energy and focus.
• Finding the right mentors is essential for success.
• Persistence is key to attracting opportunities.
• Relationships can significantly impact financial success.
• The world doesn't owe you anything; take responsibility.
• We owe the world our talents and efforts.

Chapters

03:49 The Hard Path to Wealth

05:44 Four Paths to Wealth

07:47 The Role of Luck in Wealth Building

09:11 The Importance of Relationships

09:55 Vision and Planning for Wealth

11:19 The Impact of Relationships on Wealth

13:30 Health and Wealth

15:01 The Power of Sleep

16:35 Optimism and Wealth

17:54 Finding the Right Mentor

20:53 Introduction to Wealth Creation and Transformation

23:15 The Importance of Immersive Learning Experiences

23:32 The Harsh Reality of Entitlement

26:19 Taking Responsibility for Your Financial Future

27:14 The Impact of Parenting on Mindset

Links and Resources:  

Michael Yardney  - Subscribe to my daily Property Update newsletter 

Metropole’s Strategic Property Plan – to help both beginning and experienced investors 

Subscribe to Tom Corley’s daily blog here. 

Order your copy of Rich Habits, Poor Habits here 

Join us at Wealth Retreat - Australia’s Premier Wealth Retreat for Elite Investors and Business People www.WealthRetreat.com.au  

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au  

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to or watching this podcast and subscribe so each week we can unveil the trends shaping your future. 

Shownotes plus more here: Can These Simple Habits Really Make You a Millionaire? Find Out! | Tom Corley

It’s certainly been a big week in Australia—with the Labor Party securing another term in government following the federal election, there’s plenty of speculation about what that might mean for our economy, interest rates, and of course, the property markets.

So today, before we dive into the latest data and trends, I unpack what this election result could mean for property investors, homebuyers, and renters across the country, and what the likely implications are for inflation, interest rates, and affordability?

And to help make sense of it all, I’m joined by, Dr. Andrew Wilson Chief Economist at My Housing Market.

We’ll also discuss the latest inflation numbers, which are finally within the RBA’s target range. But will that be enough to prompt a rate cut anytime soon?

As well as what’s happening in the rental markets, which eased slightly in April—but are tipped to tighten again in May.

So if you’re looking for the data behind the headlines—and what it all means for your property decisions, this is going to be a jam-packed episode for you.

Takeaways 

·         The Labor Party's election win will worsen the housing crisis.

·         The government’s policies are primarily demand-side solutions without addressing supply issues.

·         First home buyer incentives will lead to higher property prices.

·         Inflation and interest rates are both falling.

·         The construction industry faces significant challenges in meeting housing demand.

·         Immigration policies will further strain the already undersupplied housing market.

·         Strategic investment in property is essential for long-term success.

·         The current market presents a window of opportunity for investors.

·         The rental market is experiencing increased vacancy rates due to seasonal factors.

·         Auction clearance rates indicate a potential recovery in the Melbourne housing market.

Chapters 

02:16 Election Results and Housing Crisis Overview

05:04 Labor's Housing Policies: Good Intentions, Poor Outcomes

07:54 Immigration and Housing Demand: A Growing Concern

11:12 Supply-Side Solutions: Insufficient and Slow

13:59 The Two-Speed Housing Market: Implications for Buyers

16:51 Opportunities for Investors in a Changing Market

20:13 Introduction to Real Estate Investment

20:14 Understanding Market Trends and Analysis

23:00 Inflation, Housing Market and Oil Prices

28:20 Rental Markets Situation

32:20 Auction Results Analysis

Links and Resources:

Michael Yardney

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

In today’s podcast, Aaron Christie-David and I delve into the intricacies of successful property investment, emphasising the importance of mindset, financial education, and strategic planning.  

We discuss the current property cycle, the role of strategic mortgage brokers, and how to improve your borrowing capacity while managing your cash flow.  

Takeaways 

• The property market is entering a new phase as interest rates will continue to fall. 
• The long-term fundamentals will drive property values up over the next few years but there will be ongoing challenges.. 
• Taking control of your financial future is essential, the government won't look after you in your golden years.. 
• The right mindset is crucial for successful investing. 
• Financial education is often lacking in Australia. 
• Investors need to manage cash flow effectively. 
• Choosing the right mortgage broker can impact success. 
• Borrowing capacity can be increased with strategic planning. 
• Lifestyle choices can hinder investment potential. 
• Investing requires grit and the ability to hold on. 

Chapters 

00:00 Introduction to Financial Freedom 

04:00 The Importance of Mindset in Investing 

06:55 Understanding Borrowing Capacity 

09:41 The Role of Mortgage Brokers 

12:06 Strategies for Increasing Borrowing Capacity 

14:46 Navigating Cash Flow Challenges 

17:33 Long-Term Investment Strategies 

20:07 The Impact of Lifestyle on Investment 

22:59 Scaling Investments Amidst Economic Challenges 

25:35 Fundamentals of Property Investment 

28:17 Taking Control of Your Financial Future

Links and Resources:  

Michael Yardney  - Subscribe to my daily Property Update newsletter 

Metropole’s Strategic Property Plan – to help both beginning and experienced investors 

Aaron Christie-David co-founder of Atelier Wealth his podcast is The Australian Property Podcast 

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au  

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to or watching this podcast and subscribe so each week we can unveil the trends shaping your future. 

Welcome to another episode of the Michael Yardney Podcast.

Now let me ask you… have you felt like the sky is falling lately?

Between confusion about interest rates, scary headlines, rollercoaster stock prices and continued uncertainty in the property markets, it’s no wonder so many investors are feeling rattled right now.

But here’s the thing—this kind of volatility isn’t new. It’s just loud.

And if you listen too closely to the noise, it can shake your confidence, cloud your judgment, and lead you to make the wrong move at the wrong time.

So today, I’ve got something a little different for you—a real heavyweight conversation.

I’m bringing together two very different investing worlds—property and shares—and joining me is the brilliant Louise Bedford. She’s a bestselling author, a trading mentor, and one of Australia’s most respected voices in the share trading space.

Louise and I are going to dive deep into the psychology of investing—what really happens in our minds when the markets get messy, why fear and greed are such powerful forces, and how to stay calm, confident, and profitable even when it feels like everything is working against you.

This isn’t just another chat about what the market’s doing. It’s about what you should be doing—and more importantly, thinking—when things feel out of control.

Takeaways

• Market volatility is not new; it's just more pronounced now.

• Investors often react emotionally during downturns, leading to poor decisions.

• Long-term investors see market dips as opportunities.

• A solid investment strategy is crucial for success.

• Grounding techniques can help manage emotional responses.

• Recognizing personal triggers is key to maintaining control.

• Diversifying information sources can combat confirmation bias.

• Staying calm during market panic is essential for making rational decisions.

• Building resilience is vital for navigating investment challenges.

• Life is about constant change; our attitudes shape our outcomes.

Chapters

00:00 Navigating Market Volatility

01:03 The Psychology of Investing

02:13 Navigating Market Volatility

05:10 Understanding Investor Psychology

08:19 Identifying Opportunities in Uncertain Times

11:17 The Importance of Long-Term Thinking

14:19 Strategies to Combat Fear and Noise

16:59 Grounding Techniques for Traders

20:10 Staying Calm Amidst Market Chaos

23:20 Recognizing Personal Triggers

26:13 The 5-4-3-2-1 Grounding Technique

29:13 Embracing Your Inner Investor

32:02 Final Thoughts and Actionable Steps

39:03 The Power of Attitude and Change

Links and Resources:

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au

Michael Yardney

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us  We help both beginning and experienced investors

Louise Bedford - The Trading Game

Louise’s new book Investing Psychology Secrets

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

After all these years in property, I’m still surprised at how some investors decide which property to buy, however it doesn’t really surprise me why so many don’t get past their first or second property.

You see… many buy for emotional reasons, and while others think they’re investing in property, for some, they’re really speculating. 

In today’s show episode, I discuss common mistakes in property investment with Brett Warren, focusing on the dangers of hot-spotting.

We emphasise the importance of long-term strategies, economic fundamentals, and the need for a solid investment plan. Our conversation highlights the risks of following trends and the necessity of understanding market dynamics to build a sustainable property portfolio.

Takeaways 

• Investing in hotspots is often a form of speculation.
• Long-term strategies are essential for successful property investment.
• Economic fundamentals drive property value growth.
• Owner-occupiers play a crucial role in the property market.
• Avoid following the crowd; focus on informed decisions.
• A solid investment plan is necessary for long-term success.
• Understanding market dynamics is key to navigating risks.
• Investing should be based on facts, not opinions.
• The media often overlooks critical insights about property investing.

Chapters 

00:00 Understanding Property Investment vs. Speculation

04:26 The Risks of Hotspotting in Real Estate

06:54 Long-Term Strategies for Successful Investing

09:42 The Importance of Economic Fundamentals

12:23 Demographics and Their Impact on Property Markets

15:26 Navigating the Property Investment Landscape

18:02 Avoiding Common Pitfalls in Property Investment

20:37 Creating a Sustainable Investment Plan

23:31 The Role of Owner-Occupiers in Market Stability

26:13 Looking Ahead: Media Influence on Property Decisions

26:19 Navigating the Changing Property Market

28:05 Investment Strategies for Long-Term Growth

28:29 Understanding the Spotlight Effect

31:04 Consequences of the Spotlight Effect

Links and Resources:

Michael Yardney

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us

Brett Warren - National Director of Property at Metropole

Get a bundle of eBooks and Reports at www.PodcastBonus.com.au

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

In today’s podcast, Stuart Wemyss and I discuss the complexities of managing underperforming property investments, and how to decide when and if you should sell your property . 

We explore everything from the emotional traps that can cloud our judgment to strategic considerations like tax implications and portfolio rebalancing. 

Takeaways 

• Investing is a long-term journey, often taking decades to develop financial independence. 
• The quality of your asset is crucial for long-term returns. 
• Benchmarking performance relative to market conditions is essential. 
• Market cycles can significantly affect property values. 
• Recognising a poor investment is a brave but necessary step  
• Emotional decisions can cloud your judgment 
• Patience is key; sometimes waiting is the best strategy. 
• Tax implications should be considered when selling assets. 
• Holistic financial advice can optimise investment strategies. 
• Replacement assets can provide a strategic way to manage underperforming investments. 
• If you find yourself digging a hole, stop. 
• Sometimes the right thing to do is nothing. 

Chapters 

01:06 Understanding Underperforming Investments 

10:42 The Importance of Patience in Investing 

20:19 Evaluating Investment Decisions and Timing 

28:09 Holistic Investment Strategies and Seeking Advice 

28:14 Introduction to Wealth Retreat 2025 

29:44 The Importance of Quick Decision Making in Property Investment 

31:26 The Long Journey to Wealth 

32:51 Building a Legacy of Wealth 

33:38 Understanding Market Trends and Analysis 

Links and Resources:  

Michael Yardney 

Stuart Wemyss – Prosolution Private Clients 

Stuart’s Book – Rules of the Lending Game & Investopoly 

Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us 

Join us at Wealth Retreat - Australia’s Premier Wealth Retreat for Elite Investors and Business People www.WealthRetreat.com.au  

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au  

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. 

There’s an old Chinese saying “I wish that you live in interesting times.”

The irony of this is that “interesting times” are often times of trouble or turmoil, making the phrase more like a curse and boy are we living in interesting times at the moment with Trumps Tariffs creating fear around the world.

 It reminds me of the early days of covert when people were uncertain what was ahead.

In this “Big Picture” episode of the Michael Yardney Podcast, Pete Wargent and I discuss the current economic climate and its impact on the property markets.

making in property investment.

Takeaways 

• The current economic climate is volatile and affects property investment.
• Interest rates are expected to drop and this will positively impacting the housing market.
• Government policies are influencing housing affordability and supply and will only push prices higher.
• Household wealth in Australia has reached unprecedented levels, but disparities exist. The gap between the haves and have nots is widening in Australia.
• Foreign investment plays a crucial role in the housing market.
• Cybersecurity is increasingly important for financial safety.
• Understanding market dynamics can help investors make informed decisions.
• Investors should remain calm and not react to daily headlines.

Chapters 

00:00 Navigating Market Chaos

04:12 Interest Rates and Economic Impacts

07:09 Household Wealth and Economic Disparities

09:59 Housing Market Dynamics

12:35 Government Policies and Housing Supply

15:37 The Role of Foreign Investment

18:11 Cybersecurity and Financial Safety

20:58 Education and Property Investment Strategies

31:43 Navigating Interesting Times

36:01 Introduction to Real Estate Investment

36:02 Understanding Market Trends

Links and Resources:

Metropole’s Strategic Property Plan – to help both beginning and experienced investors

Get a bundle of free reports and eBooks – www.PodcastBonus.com.au 

Pete Wargent’s blog

Pete Wargent’s new book, The Buy Right Approach to Property Investing

Pete’s other book – The New Wealth Way

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.