At just 14, Christian's life took an unexpected turn; one that would shape how he thought about money, resilience, and freedom. 

From growing up in Sydney’s west to building a life on Victoria’s coast, Christian’s journey is anything but ordinary. Along the way, he’s worn more hats than most: surfer, real estate agent, business owner, and now... something entirely new. 

In this Summer Series conversation, Christian opens up about: 
💡 The life event that completely rewired his mindset 
🏡 The surprising first property decision that set him on his path 
💰 The simple “envelope rule” that changed how he and his wife managed money 
📈 And how he’s now redefining what it means to land the plane 

It’s an inspiring, no-fluff chat about rebuilding, refocusing, and creating choices that last a lifetime.  

FREE STUFF MENTIONED 

• FREE BOOK: How to Retire on $3K a Week
  We’re giving away our bestselling book How to Retire on $3K a Week for free! Just cover shipping and you’ll get the exact frameworks behind Lifestyle By Design, building surplus, and making smarter property decisions.
  👉 Grab your free copy now! 
• Send Us Your Favourite Bryce & Ben Memories
  With Bryce taking a sabbatical, we’re creating a special episode filled with your messages,  your favourite quotes, moments, stories and mindset shifts from the last 10 years of The Property Couch.
  👉 Record your message through our Speakpipe or send us a text on WhatsApp!  
• Free Webinar Replay: The Surplus Challenge: How to Take Control of Your Money in 2026
  Missed our live webinar? No stress! You can still discover how to calculate your 2026 surplus target, track your transactions in Moorr, and create financial peace this year.
  👉 Watch the replay on demand 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

💥 “Future Steve’s problem.” 💥 

That’s how he described his growing debts, a costly Europe trip, and an apartment disaster that lost him $160K. 

But here’s the thing: the future arrived. 

In this Summer Series story, you’ll meet Stephen & Santina, a couple who turned financial chaos into clarity, rebuilt trust, and found a shared vision that transformed their family’s future. 

From spreadsheets and cashflow shocks to a plan that included Europe 2027 🇪🇺, the 2032 Olympics 🏅 and two investment properties, this is what partnership in real life looks like. 

This is a story of redemption, teamwork, and proving it’s never too late to get it right. Listen now, folks!  

FREE STUFF MENTIONED

• 📣 BIG NEWS: Bryce Is Taking a 12-Month Sabbatical! 📣
  After more than a decade of education, storytelling and footy talk, Bryce is stepping back for a well-earned sabbatical beginning in February.
  
  To celebrate, we’re collecting:
  ✨ Your favourite quotes
  ✨ Episodes that changed your mindset
  ✨ Moments that made you laugh… or cry
  ✨ Anything you've learned that genuinely shifted your financial life
  👉 Send us your messages, memories and voice notes via SpeakPipe! 
  
  
• Free Webinar: The Surplus Challenge: How to Take Control of Your Money in 2026
  7:30pm AEDT, January 13, 2026
  Focused entirely on setting yourself up for financial success this year. Learn how to set yourself up for financial success using real transaction data, a clear surplus target, and simple habits that keep you on track all year.
  👉 Register now!
  
  
• Moorr Transaction Challenge: Track 2025, Plan 2026 💰
  Ben’s kicking off the Moorr Surplus Challenge, and it’s the perfect time to join in. This challenge is all about visibility, control and setting yourself up for a financially calmer 2026.
  👉 Find out more or jump into Moorr and start your surplus challenge today! 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

What would you do if you moved countries… with no job, and a five-month-old baby? Because that’s where today’s Summer Series guest, Daksha, began again.  

And today? Well, that part will blow you away. 

In this powerful episode, Daksha shares how she built a $5M+ property portfolio as a single mum, guided only by grit, education, and an unshakeable North Star: 

P.S. In this episode, we announce huge news for TPC. After more than a decade of teaching, storytelling and pouring his heart into this community every single week…

Bryce will be taking a sabbatical to pursue other passion projects, starting in February. 
It’s a huge milestone for him, and for all of us who’ve grown alongside his voice, ideas and passion for empowering everyday Australians.  

To mark the moment, we want to celebrate the impact he’s had on you! 
Please share with us:
✨ Your favourite Bryce moments
✨ The quote or framework that stayed with you
✨ Episodes that changed your thinking
✨ Anything you’ve learned that shifted your financial life 

Your reflections will form part of a special farewell as Bryce steps into this next season of rest and renewal. 

 👉 Share your messages, stories and voice notes via SpeakPipe. 

FREE STUFF MENTIONED

• Ben’s Moorr Transaction Challenge
  See what you actually spent in 2025 then set clear targets for 2026.
   👉 Get started today!   
• Free Book: How To Retire on $3K a Week
  Kick off 2026 with a plan you’ll actually stick to. We’re giving away our latest book for free (just cover $9.95 shipping!)
  👉 Start here with the system that works.
• Free Webinar: The Surplus Challenge: How to Take Control of Your Money in 2026
  7:30pm AEDT, January 13, 2026
  Focused entirely on setting yourself up for financial success this year. Learn how to set yourself up for financial success using real transaction data, a clear surplus target, and simple habits that keep you on track all year.
  👉 Register now! 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

As we head into a new year, many people want to get ahead financially — but struggle to work out why their money never seems to stick. 

In this TPC Gold, Ben unpacks the difference between intentional wealth and unconscious spending, highlighting how lifestyle creep, forgotten subscriptions and interest costs quietly erode surplus over time. 

This short episode sets the foundation for building financial clarity and making better trade-off decisions with your money. 

If you want to take this further, Ben will be unpacking these ideas in detail in Empower Wealth’s upcoming live webinar, where you’ll learn how to track your money, target surplus, and take back control heading into 2026.

👉 Live webinar: 7:30pm AEDT, Tuesday 13 January 2026

 👉 Register here

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

What does it look like when someone backs themselves, takes calculated risks and refuses to sit on the sidelines?

That’s the story of Ben, a chiropractor, business owner, husband, dad and long-time TPC listener who built his financial future with purpose, action and his motto: “No risk, no magic.”

From growing up in a middle-class Egyptian-Australian family with first-class values, to chasing status in a BMW, to burning out and rediscovering his purpose… Ben’s journey proves that wealth isn’t about luck; it’s about habits, behaviour and backing yourself.   

This is the heart of Summer Series: real people, real decisions, real results, and a reminder that anyone can do this with the right mindset and a clear plan. 😊  

FREE STUFF MENTIONED 

🎁 Your Christmas Pack: All the Free Resources We Released This Year

• MyKnowledge FREE inside Moorr, including:
  • Updated How to Retire on $3K A Week masterclass 
  • Spreadsheets & calculators 
  • Free Property Reports (13,000+ downloads!) 
• Free Books: 
  • Make Money Simple Again 
  • How to Retire on $3K a Week (Just cover shipping) 
• Discounts and Special Offers from Guests: 
  • Ep 566 | BMT Depreciation Schedule
    Enjoy discounted tax depreciation schedules through BMT. They’ve created a special pathway just for TPC listeners. Simply mention “The Property Couch” or submit your details via the dedicated TPC form to access the offer.
  • Ep 573 | Housemark
    Housemark is offering 3 months of free property management for our community. If you’ve been considering a switch or want to explore your options, reach out to Housemark today >> 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

What happens when life’s expectations collide with financial reality?

In this heartfelt Summer Series episode, Katrina “Kat” S, long-time listener, mum of two, and Bali trip volunteer from Bryce’s 50th, opens up about her real money story: 

Growing up in a small country town, learning to save, splurging at uni, facing postnatal depression, and rebuilding her confidence through property.

Kat gets raw about pressure, parenting, and perfection… and how she found peace in progress, not performance. 

From a risky first investment to the “aha” of building a proper plan, her journey proves that you don’t need to be perfect to move forward; just brave enough to start.

FREE STUFF MENTIONED

• FREE BOOK: How To Retire on $3K a Week 📘
  We’re giving away our latest book for free, just pay $9.95 for shipping. Inside, we unpack the exact frameworks behind Lifestyle By Design and show you how to build a surplus-based money system that actually works.
  🎄 Last week to grab it in time for Christmas stockings! Get your copy now 
   
• New Feature: Moorr Acquisition Costs
  Buying a property comes with a long list of hidden costs… and most people lose track of them the moment settlement hits.
  With Moorr’s brand-new Acquisition Costs tool, you can now store every upfront cost in one clean, digital record (Ready for your tax return, your accountant, or your future self!)
  👉 Find out more or try it today!
  
  
• Will You Take On Ben’s Surplus Challenge in Moorr?
  Now that Moorr Transactions is live, Ben is setting a challenge to the entire community: Track exactly where your money went in 2025 and set a meaningful surplus target for 2026.
  👉 Get started today 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

When life knocks you down, how do you rebuild from nothing? 💭 

Meet Matt: a proud Aussie veteran whose life took a sharp turn when he lost his hearing in the Army and was suddenly left without income, identity, or direction.  

With a newborn to care for and his savings running out, he and his wife, Ashley, hit rock bottom… before choosing to climb their way back up. 

From living off charity food boxes to buying two investment properties, Matt’s story is one of courage, persistence, and education in action. 👏 

FREE STUFF MENTIONED

• FREE BOOK: How To Retire on $3K a Week 📘
  We’re giving away our latest book How to Retire on $3K a Week for FREE, just cover shipping! Inside, you’ll learn the exact frameworks behind Lifestyle by Design, MoneySMARTS, and how to build a surplus-based financial life.
  👉 Get your copy now  
   
• FREE DEMO: Moorr Transactions Feature 💻
  Ben’s challenge to the community this Summer Series! Now that Moorr Transactions is live, it’s time to discover exactly where your money went in 2025, and set your surplus target for 2026. 
  👉 Book a free demo and let our team show you how to track your spending, set goals, and automate your surplus!  
• Guests & Episodes Mentioned:
  • 574 | The #1 Reason You Won’t Retire Comfortably Has Nothing to Do with Your Income
  • Listen to our complete collection of Summer/Winter series guests!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

The Reserve Bank of Australia has just delivered its final cash rate call for 2025, and we’re breaking down what it means for inflation, households, and momentum heading into 2026. 

💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options. 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Folks, Summer Series is officially here!

And we’re kicking it off with a masterclass in avoiding costly mistakes. 

At just 19, Alannah jumped into the property market, full of excitement, determination, and trust in the advice around her.

But when her “dream” off-the-plan apartment in Werribee South became a financial anchor instead of an investment, she learned the hard way that not all property advice is created equal.

In this episode, Alannah opens up about:
🏡 The $360K property lesson that changed everything
🚩 How to recognise (and avoid) property spruikers under the guise of “educators” 
💸 The emotional side of money and learning how to reset
📈 Rebuilding confidence through education, planning, and action

Listen now, because every investor makes mistakes, but the best ones learn fast and move forward. 

FREE STUFF MENTIONED

• Stop guessing your next move (and finally breathe again!)   
  If you’re tired of stress, second-guessing, or worrying whether you’re getting the right advice… It’s time for a plan. If you’re looking for a trusted advisor who cares about your individual goals, get in touch with our team today.
  👉 Book your free initial consultation 
• Guests & Episodes Mentioned: 
  • 478 | What Happens When Money is Used to Control: How She Escaped It & Overcame Scarcity & Gender Wealth Inequality – Chat with Amanda
  • Listen to our complete collection of Summer/Winter series guests!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

As the LAST regular episode of the year before we launch into our inspiring, lesson-packed Summer Series... 

We’re diving into the single most important habit that determines whether you get ahead financially or spend every year wondering, “Where did my money go?”   

As we approach the most dangerous spending season of the year, we’re unpacking:

🔹 WHY money management matters more than people think
🔹 The 7 biggest money mistakes Aussies make
🔹 What best practice ACTUALLY looks like 
🔹 PLUS: A massive announcement: Moorr’s new AI-powered transaction feed is here — automating the hardest part of money management. 

This is a must-listen episode for anyone wanting more clarity, more control… and a better financial life heading into 2025.

FREE STUFF MENTIONED

🚀 NEW: Transaction Feed (Beta)
Upload your CSV and let AI categorise your spending in seconds: instant clarity, zero overwhelm. Includes free access to:

• MoneySMARTS (10-minutes-a-month, now automated)
• Goals Dashboard (timelines, icons, progress bars)

Take control of your money, all free inside Moorr.
👉 Find out more or create/log in to your account now.

📚  FREE BOOKS (Just Pay Shipping!)

• 📘 How To Retire on $3K a Week
  Get our latest book free (just pay shipping) and learn the exact frameworks behind Lifestyle By Design.
  👉 Get your copy now!
• 📘 Make Money Simple Again
  Learn the simple rules-based MoneySMARTS system that traps your surplus and keeps you in control.
  👉 Avoid another year of guessing 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube