Money Mentor Podcast™

A 40-year mortgage could save you $236 a month, but cost you an extra $903,383 over its lifetime.

On the Money Mentor Podcast, Alex Hyndman-Hill challenges Graeme Holm on why Australians focus on lower repayments instead of paying off their mortgages faster.

Using a $500,000 mortgage at 6.5%, Graeme breaks down the true cost of 30 and 40 year loans and explains how changing the way you manage your money could help you become mortgage free sooner.

He also reveals how more than 1,000 Infinity clients have become debt free, with some clearing their mortgages in under five years.

Want to improve your own financial future? Our free webinar is where to start:
👉 https://bit.ly/43V2jKN

#MortgageTips #MortgageRepayment #MoneyManagement

The US property market is at a turning point, but are investors looking at the opportunities or getting caught up in the headlines?

In this episode of the Money Mentor Podcast, we're joined by Dr Ralph McLaughlin, leading US housing economist and property expert, alongside our own Money Mentor Tayler Stacks, for an in-depth look at what's really happening across the American real estate market.

With more than two decades of experience analysing housing markets and economic trends, Ralph brings a unique perspective on where the US market is heading, why certain regions are outperforming others and where investors should be paying attention.

From the impact of interest rates and housing affordability to the growing influence of institutional investors, housing supply shortages and regional market differences, this conversation cuts through the noise and gets into the data behind the American property market.

Ralph also shares his perspective on the US property markets he is watching over the next decade and finishes with some rapid-fire investment questions.

Whether you're an experienced investor, just starting your property journey or simply want to understand what's happening in the US economy, this is a conversation you don't want to miss.

Watch, learn and start thinking differently about property.

Want to improve your own financial future? 
Our free US webinar is where to start: 👉 MT4 (https://us.moneymentorcoaching.com/go)

What if everything you've been taught about mortgages, savings and building wealth is wrong?

In this episode of A Better Way, Graeme and Tayler join McKay for a no-holds-barred conversation about the financial systems keeping families in debt, the importance of financial education and why there could be a much better way to pay off your mortgage in America.

After transforming thousands of Australian families' financial futures, G is taking the Infinity approach to the United States, challenging the traditional way Americans think about home loans, interest, savings and wealth creation.

And as G explains, it's not just about paying off your mortgage. It's about getting your time back, being more present with your family and creating a legacy that lasts for generations.

The message is simple: stop working harder just to stay in the same place. Learn how your money works, take control of your debt and start building a future where you have more freedom to live life on your terms.

A BETTER WAY TO REPAY YOUR MORTGAGE. A BETTER WAY TO LIVE YOUR LIFE.

Want to improve your own financial future? Our free webinar is where to start:  👉 Money Mentor Zoom Masterclass (https://us.moneymentorcoaching.com/go)

#MortgageFree #DebtReduction #FinancialEducation

Is the Australian dream of home ownership slipping away?

Former Prime Minister John Howard joins us to discuss Australia's housing crisis, what's driving property prices higher, and what he believes needs to change.

From housing supply and government regulation to the cost of raising a family, tax reform and the future of Australia, Howard shares his perspective on where we've gone wrong, what he'd do differently, and how we can get back on track.

While Australia's future is shaped by big decisions, there are steps you can take to build a stronger financial future for yourself and your family.

Want to improve your own financial future? Our free webinar is where to start:

👉 https://bit.ly/43V2jKN

#JohnHoward #HousingCrisis #AustralianPolitics

Australians have nearly $350 billion in mortgage offset accounts. But what if the account you trusted to save interest wasn't working?

Alex Hyndman-Hill sits down with Graeme Holm, founder of Infinity Group, to discuss banking concerns, incorrectly linked offset accounts and a Brisbane couple who spent two years saving money without their offset working as expected.

They also explore why so many Australian families struggle to reduce their mortgage, and how spending habits, budgeting and financial discipline can make a difference.

Want to improve your own financial future? Our free webinar is where to start:

👉 https://bit.ly/43V2jKN

Katie has paid more than $80,000 off her home loan in just over 1 year, all on a single income.

But before joining Infinity, she kept being told her financial circumstances wouldn't allow her to move forward.

Originally from New Zealand, Katie moved to the Gold Coast for the lifestyle, buying her first home on her own in 2017 with a $260,000 mortgage. She later purchased an investment property, but found herself hitting roadblocks whenever she tried to take the next step.

Mortgage brokers and financial professionals told her to keep doing what she was doing, leaving her wondering whether she'd ever achieve the financial freedom she wanted.

When she first approached Infinity in 2024, she wasn't in a position to become a client. She returned 12 months later.

Today, she's reduced her home loan by more than $80,000, purchased another investment property and enjoyed a 4-week European holiday across 7 countries. All while maintaining her sporting commitments, friendships and the lifestyle she loves.

So what changed after years of being told she couldn't do more on 1 income?

Want to improve your own financial future? Our free webinar is where to start:
👉 https://bit.ly/43V2jKN

#MortgageRepayment #SingleIncome #FinancialFreedom

Australia is in a housing crisis. The big banks have been caught costing everyday Australians millions, and owning a home is becoming harder than ever.

But who's actually being held accountable?

Senator Andrew Bragg joins Graeme Holm to expose what's happening behind the scenes, reveal his plans to confront Australia's biggest banks, and explain what it could take to save the Australian dream of homeownership.

With even Bragg admitting his own party helped create the mess, can Australia's leaders really turn things around?

Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN

#AndrewBragg #HousingCrisis #TheMoneyMentor

Australia’s housing market could crash by 20%. At least, that’s what economist Harry Dent is warning. But there’s one big problem: he’s made similar predictions before, and the numbers tell a very different story.

So, should Australian homeowners be worried, or could the headlines be hiding something?

In this episode of the Money Mentor Podcast, Rachel Howlett sits down with property economist Dr Andrew Wilson to put Harry Dent’s latest warning to the test.

They revisit his previous crash predictions, compare them against what actually happened to Australian house prices, and examine the latest property market data to uncover what could happen next.

With interest rates, housing affordability and economic uncertainty putting pressure on Australians, this is a conversation worth watching before making your next property decision.

Is a 20% crash really coming, or could we be looking at one of the biggest buying opportunities in years?

👇 What do you think? Is Australia's property market heading for a crash, or are the predictions overblown? Let us know in the comments.

Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN

Keti and Peter have reduced their $492,000 mortgage to just $88,000 in 3 years, despite raising 3 children and previously believing they might still be paying it off at 80.

After building their family home in 2020, they were juggling mortgage repayments, private school expenses, home improvements and a lifestyle that revolved around their credit card.

They were regularly maxing out their $7,000 credit card, sometimes twice in 1 month, chasing frequent flyer points and spending without a clear financial plan.

With little savings and constant disagreements about money, they thought they were managing reasonably well.

But everything changed when they discovered a different approach to their finances.

Today, they've reduced their mortgage by approximately $404,000, including around $100,000-$120,000 from selling a previous property, while building an investment portfolio and taking their family on a 5-week European holiday.

Now, with their mortgage nearly gone and a goal of becoming mortgage-free before 40, what changed for this family who once struggled to imagine a different financial future?

Want to improve your own financial future? Our free webinar is where to start:
👉 https://bit.ly/43V2jKN

#MortgageRepayment #FamilyBudgeting #FinancialFreedom

Ethan left school in Year 10 with almost no financial knowledge. Years later, he was earning good money working in the mines, but after earning $150,000 in 1 year, he had just $15,000 to show for it.

Working a 7-on, 7-off roster, Ethan saw how easy it was to fall into the cycle of making good money and spending it just as quickly.

He also saw older workers still underground in their 50s and 60s and knew he didn't want the same future.

Today, Ethan is living with his parents, has bought his first investment property and says $220,000 has gone towards it, combining savings he already had with 1 year following Infinity's debt reduction strategy.

In this episode, Ethan shares how his approach to money changed, why he's investing instead of buying his own home right now, how he cut his personal spending to around $350 a fortnight and why his next goal is owning 5 investment properties by 2030.

Want to improve your own financial future? Our free webinar is where to start:
👉 https://bit.ly/43V2jKN

#Money #PropertyInvesting #Mining #FinancialFreedom