What do you actually want from your money?

It sounds like a simple question. But once you have spent years saving, investing and working towards a goal, the answer can get surprisingly complicated.

In this episode, Tash and Ana get candid about the money decisions they are thinking through right now. From FIRE and business to family, career, travel and lifestyle creep, they unpack what happens when money gives you more options, but not necessarily more clarity.

In this episode:

🔥 Why getting closer to FIRE can make you question whether you still want to sprint towards the finish line

💼 The pull between keeping a secure, flexible job and taking a bigger chance on your own business

👨‍👩‍👧 How kids, parental leave and unpaid care can change the way you think about work, time and financial independence

⏳ Why having the money to take a risk does not always make the decision easier

🎯 How goals like FIRE, follower counts or career milestones can become numbers you chase without stopping to ask what comes next

💸 Why Tash is thinking more carefully about spending as business income changes and responsibilities grow

📈 How lifestyle creep can quietly raise the bar on how much money feels like “enough”

🤝 Why shared financial goals can get more complicated when partners are at different stages of work and life

🌏 Why building wealth is not only about reaching a number, but also about creating more freedom to use your time well

🧠 Why even people who know the maths can still wrestle with fear, uncertainty and changing priorities

The big takeaway? Money can give you more choices, but that does not mean the right choice becomes obvious. At some point, the question can shift from “How much more do I need?” to “What do I actually want this money to let me do?” Your goals can change as your life changes, and revisiting the plan can be part of the process.

Case Study Form

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer:

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

Networking can still bring up images of awkward events, name tags and forced small talk. But in modern business, it can look a lot more natural than that.

Tash and Emma unpack how they have built useful relationships through social media, events and their wider business communities. They also explore why networking tends to work best when you focus on relationships first, rather than what you can get from someone.

In this episode:

🤝 Why networking does not have to mean walking into a room full of strangers and handing out business cards

📱 How social media can help you build familiarity with people long before you ever meet them in person

🌱 Why strong business relationships can take years to turn into opportunities, partnerships or introductions

🪜 The difference between networking with people ahead of you, people at a similar stage and people earlier in their journey

👥 Why building relationships with your peers can sometimes be more useful than only trying to meet the biggest names in your industry

💬 How asking thoughtful questions and showing genuine curiosity can make conversations much easier and more memorable

🙋 Why specific questions tend to get better responses than broad requests like “How do I start?”

🧠 How avoiding networking can compound over time, and why showing up can make future opportunities and conversations easier

The big takeaway? Good networking is less about collecting contacts and more about building genuine relationships over time. Be curious, be useful and stay connected. You may not know where a conversation will lead, but the relationships you build today can create opportunities years down the track.

Case Study Form

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer:

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

Index funds are often sold on one big idea: diversification. But owning hundreds of companies does not always mean your money is spread as evenly as you think.

Tash and Jack take a closer look at what can sit underneath a seemingly simple ETF. They unpack concentration risk, overlapping funds and the point where a “passive” portfolio can start looking surprisingly active.

In this episode:

📊 Why owning hundreds of companies does not automatically mean your portfolio is evenly diversified

💻 How a small group of large US companies can make up a sizeable part of a market-cap weighted index

🏦 Why Australian index funds can leave investors heavily exposed to banks and mining companies

🧩 How owning several ETFs can create overlap rather than adding meaningful diversification

🌏 Why a fund labelled “global” can still have a large exposure to the US market

🎯 How adding thematic, sector or specialised ETFs can turn a passive strategy into a form of active portfolio management

🔥 Why investors can be tempted to add an asset or sector after it has already had a strong run

⚖️ The arguments for passive and active investing, including the role active investors play in setting market prices

🗳️ What happens to shareholder voting power when large investment managers hold shares on behalf of millions of investors

⏳ Why Tash and Jack keep coming back to a long-term approach rather than trying to predict the next winning sector

The big takeaway? An index fund can make investing much simpler, but “diversified” does not always mean evenly spread. It is worth understanding what you actually own, where your biggest exposures sit and whether adding another fund genuinely adds something new. Sometimes a simple portfolio can already be doing more than enough.

Case Study Form

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer:

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

Managing money is hard enough with a regular paycheque. But what happens when your income changes every month, you’re building businesses, and some acting gigs have to last you for months at a time?

Tash and Ana chat with actor and creative Gina Drew about budgeting on a low and irregular income, combining finances with a partner, building emergency buffers, investing small amounts, and finding support when money gets tight.

In this episode:

💸 How Gina manages money when her acting income can swing from a large one-off payment to very little for months

💸 Why she and her partner split shared expenses 60/40, and how they adjust things when their incomes change

💸 What it was like navigating a relationship where one person had debt and the other had always avoided credit cards

💸 Why talking openly about money helped Gina and her partner get on the same page with spending, debt and shared goals

💸 How Gina uses Self-Employment Assistance while building her own businesses, including acting, craft classes and a production company

💸 Why diversifying your income can matter just as much as diversifying your investments when you work in a creative field

💸 How Gina automates small amounts into super and investments, even when she can’t commit to the same dollar amount every month

💸 The backup plan she uses when money gets tight: find more work, grow business income, dip into her emergency fund, then look at government support if needed

The big takeaway? You don’t need a perfectly predictable income to start building better money habits. Systems, backup plans and honest conversations can make a huge difference, even when your income changes from month to month.

Case Study Form

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer:

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

Lots of people want to start a business. Far fewer actually do it.

Tash and Emma unpack what can keep an idea stuck in your head for years, from self-doubt and money worries to overthinking the perfect way to begin. They also share their very different approaches to getting started, and why both come back to the same idea: create some momentum.

In this episode:

🚀 Why talking about an idea can feel productive, even when you have not actually taken the first step

🧠 How self-doubt, comparison and fears about a “saturated” market can quietly stop people from starting

💰 Why some businesses need more money upfront, and how you may be able to test an idea before investing heavily

📱 How creating content or building an audience can help you test demand, develop useful skills and learn what people actually want

🧪 Why not every idea will work, and how trying something can still give you useful skills, data and clarity

🏃 The two very different ways Tash and Emma create momentum, from taking one tiny step to building a larger project before launching

⏰ How deadlines, accountability and giving yourself set “shifts” can make it easier to find time for a side project

🙊 Why being selective about who you share a new idea with can help protect your confidence while it is still taking shape

The big takeaway? You do not need to have every part of a business figured out before you begin. Start in a way that suits how your brain works. That might mean taking one tiny action today, or setting yourself a bigger project that forces you to follow through. Either way, doing something can teach you far more than thinking about doing it.

Case Study Form

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer:

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

Australia might be home, but does that mean Australian shares should make up a big chunk of your portfolio?

Tash and Jack unpack home-country bias and why the Australian share market looks very different from global markets. They explore diversification, the industries that dominate the ASX, and why investing overseas has become much easier than it once was.

In this episode:

🌏 Why Australian investors can end up with a much bigger exposure to local shares than 

Australia’s size in the global market might suggest

🏦 How banks and mining companies make up a large part of the Australian share market, and 

what that can mean for diversification

📈 Why global share markets have outperformed Australian shares over some of the periods 

discussed in the episode

🇺🇸 How overseas markets can give investors access to industries and large global businesses that 

have much less representation on the ASX

🏠 Why Australia’s focus on property, banks and resources raises bigger questions about where 

future economic growth might come from

💰 How franking credits can make Australian shares attractive to some investors, without 

necessarily being a reason to invest on their own

🧺 Why broad diversification can reduce the need to predict which country, sector or individual 

company will perform best next

⚖️ Tash and Jack also tackle a listener question about investing versus putting extra money into a 

home loan offset, including the maths and the behavioural side of the decision

The big takeaway? Investing close to home can feel familiar, but familiarity is not the same thing as diversification. Australia represents only one part of the global share market, with its own strengths and risks. Looking beyond one country can give investors exposure to a wider mix of businesses, industries and economies over the long term.

Case Study Form

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer:

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

Gold has been getting a lot more attention lately. But beyond the headlines, where can it actually fit in a long-term portfolio?

Tash and Ana sit down with Jordan Eliseo from ABC Bullion to unpack how gold works as an investment, why people use it for diversification, and the different ways Australians can buy, store and sell it. They also look at how gold may fit differently for younger investors, parents and people approaching retirement.

This episode is sponsored by ABC Bullion, check out their website here: https://www.abcbullion.com/

In this episode:

🥇 Why gold has traditionally been seen as a defensive asset, and why some investors also view it as a source of long-term growth

🇦🇺 Why gold plays such a big role in Australia’s economy, from mining and refining to manufacturing

📈 What can drive the gold price, including supply, demand, scarcity and investor sentiment

💰 The different ways to invest in gold, including physical bars and coins, pooled products and gold ETFs

👶 How some parents and grandparents use gold as a way to teach kids about saving, investing and building wealth

🏦 The trade-offs between storing gold yourself, using a vault or investing through a pooled structure

🧓 Why gold can become more appealing to some investors as they get closer to retirement and start thinking more about diversification and capital preservation

⚖️ Why gold can still come with risks, costs and tax considerations, and why it is worth understanding how it fits alongside other assets rather than treating it as an all-or-nothing investment

The big takeaway? Gold can play a useful role in a diversified portfolio, but it is not a magic solution. Like any investment, it comes with trade-offs. The key is understanding why you are holding it, how you plan to access it, and how it fits with the rest of your long-term strategy.

Case Study Form

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer:

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative 1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

Starting a business can look pretty appealing from the outside. More freedom, more money, no boss, and the ability to work from wherever you like. But the reality can involve a lot more uncertainty, responsibility and late-night problem solving.

Tash and Emma unpack what running a business actually looks like, who it might suit, and why leaving a good job isn’t always the obvious upgrade social media makes it seem.

In this episode:

💼 Why starting a business might make sense if you want challenge, ownership or more control, but not necessarily if you just want an easier life

💼 The difference between having flexibility and actually being able to switch off when the business still depends on you

💼 Why Tash and Emma both found business appealing after struggling with workplace processes that didn’t make sense to them

💼 The “golden handcuffs” problem: why walking away from a well-paid, flexible job can be very different from leaving a lower-paid role

💼 Why building a business on the side can give you time to test an idea before giving up the security of a regular paycheque

💼 The lumpy reality of business income, from strong months to surprise costs, payroll and chasing invoices

💼 The skills that can make business easier, including problem solving, taking action, financial literacy, adaptability and being comfortable making decisions without someone else’s approval

💼 Why networking doesn’t have to mean awkward events and business cards, and how social media can make it easier to build useful relationships

The big takeaway? Running a business can create freedom, ownership and opportunities that are hard to replicate in a job. But it can also bring uncertainty, responsibility and a lot more work than the highlight reel suggests. Before jumping in, it’s worth asking what you actually want from business, and whether there’s a lower-risk way to test it first.

Case Study Form

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer:

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative 1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

Is Australian property still the wealth-building machine it’s often made out to be? Or have some of the forces that drove its huge run over the past few decades started to run out of steam?

Tash chats with new co-host Jack Tossol, a former financial planner and content creator, about the case for and against property. They unpack affordability, leverage, diversification, rentvesting, private equity and why buying a home can be as much an emotional decision as a financial one.

In this episode:

🏠 Why Jack thinks some of the tailwinds behind Australia’s property boom, including falling interest rates and rising workforce participation, may be harder to repeat

🏠 Why property doesn’t necessarily need to crash to disappoint investors, and how long periods of flat prices can matter too

🏠 The trade-offs that come with property, including debt, maintenance costs, illiquidity and having a large amount of wealth tied to one asset

🏠 Why Jack prefers rentvesting for now, and how renting can offer more flexibility if work or life takes you somewhere new

🏠 How leverage can make property powerful, while also magnifying the consequences if things don’t go to plan

🏠 Why Tash and Jack are cautious about treating buyers’ agents, mortgage brokers or social media personalities as automatically qualified sources of property advice

🏠 How Australia’s focus on housing compares with other ways of building wealth, including shares, businesses and private equity

🏠 What Jack would consider if he had $50,000 to invest, and why your borrowing capacity, goals, time frame and appetite for risk matter more than following a blanket “property versus shares” rule

The big takeaway? Property can still play a role in building wealth, but it isn’t the only option and it isn’t automatically the best one. Before taking on a large loan, it’s worth understanding the costs, risks and alternatives — and making sure the decision fits the life you actually want.

Case Study Form

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Disclaimer:

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative 1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative 1281540 of Sanlam Private Wealth Pty Ltd AFSL 337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

Every financial decision comes with a trade-off. Spend more here, and you might have less for something else. Save aggressively now, and you might give up experiences you can't get back later.

In this episode, Tash and Ana unpack some of the trade-offs they've made to get where they are financially, and how those choices have changed as their lives, priorities and incomes have changed.

In this episode:

💸 The financial trade-offs Tash and Ana made when they were younger to save and invest more

💸 Why spending more isn't necessarily a bad thing when it aligns with what you actually value

💸 The hidden costs behind travel, running a business, having kids, buying a home and other big life choices

💸 How lifestyle creep can make it harder to know when you can actually afford the nicer option

💸 Why comparing your finances to someone else's rarely shows the full picture

You can have a lot of the things you want in life, but probably not everything at once.

The goal isn't to make every decision based on what leaves you with the most money. It's figuring out what matters to you, what you're willing to give up for it, and building your finances around those priorities.

@tashinvests

@anakresina

@getrichslowclub

@pearlerhq

Get Rich Slow Club

Pearler

YouTube

How To Not Work Forever

Case Study Form

Disclaimer: Any advice is general and does not consider your financial situation, needs or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.