In this 'That's Juicy' episode, I chat with mortgage broker Jess Bailey about the human side of home buying. We explore how personal circumstances shape financial decisions and how brokers can advocate for clients whose situations fall outside traditional lending norms.

Episode Highlights:

• The reality of social media credit card points discourse versus actual travel rewards
• How having children with special needs changes financial priorities and perspectives
• Navigating home loans for diverse relationship structures and non-traditional buyers
• Why understanding what you want your life to look like should inform property decisions
• Government schemes that can help first home buyers and single parents enter the market

Where to find Jess:

Instagram: @lendingsolved

Website: https://www.lendingsolved.com.au/

Where to find The Broke Generation

Website: https://thebrokegeneration.com/?v=518f4a738816

Instagram: https://instagram.com/the.brokegeneration

TikTok: @the.brokegeneration

Order my book, Good with Money! https://amzn.to/4jnBupb

Hosted on Acast. See acast.com/privacy for more information.

In this follow-up episode, I share four more behavioural hacks to make managing money feel easier and more enjoyable. I explore psychological approaches that can transform your relationship with budgeting and saving while still living a life you love.

Episode Highlights:

• Why building small joys into your budget is essential for long-term financial success
• Creating a "dream budget" as a tool to identify what you truly value
• The "ins and outs" method for balancing financial priorities each month
• How visual connections to your goals can trigger powerful behavioral changes
• When taking a strategic "budget break" might actually benefit your financial journey
• 
  

Where to find The Broke Generation

Website: https://thebrokegeneration.com/?v=518f4a738816

Instagram: https://instagram.com/the.brokegeneration

TikTok: @the.brokegeneration

Order my book, Good with Money! https://amzn.to/4jnBupb

Hosted on Acast. See acast.com/privacy for more information.

Welcome to episode 3 of our retreat special mini series to celebrate our upcoming retreat in partnership with Yogable, The Money Sleepover this June! In this episode, we're exploring the importance of building connections with likeminded people when building your financial confidence.

Highlights:

• The concept of your "financial window" from Emma's book
• Why your perspective sometimes needs to be stretched to achieve new things
• Why talking about money is important for breaking down barriers and taboos

-

The Money Sleepover is the ultimate women's financial wellness retreat, with all the fun of a sleepover from your youth, but for grown ups. Think: private chef, a sauna, yoga sessions, mindful crafts, facilitated money conversations and empowering finance workshops to help you live a life of joy and purpose.

We have a handful of spots left for the retreat, so get yourself booked in here: https://www.yogablewellbeing.com/themoneysleepover 

Hosted on Acast. See acast.com/privacy for more information.

Welcome to episode 2 of our retreat special mini series to celebrate our upcoming retreat in partnership with Yogable, The Money Sleepover this June! In this episode, we're exploring your "money eras" and why it's valuable to consciously view your money in seasons. What will be your next money era, and how can you make it happen?

Highlights:

• How we can get stuck in a rut with money, sometimes we need an overhaul
• The role of upgrading your mindset along with your life
• Are you just “coasting” / living on autopilot?

-

The Money Sleepover is the ultimate women's financial wellness retreat, with all the fun of a sleepover from your youth, but for grown ups. Think: private chef, a sauna, yoga sessions, mindful crafts, facilitated money conversations and empowering finance workshops to help you live a life of joy and purpose.

We have a handful of spots left for the retreat, so get yourself booked in here: https://www.yogablewellbeing.com/themoneysleepover 

Hosted on Acast. See acast.com/privacy for more information.

Welcome to a 3-part mini series to celebrate our upcoming retreat in partnership with Yogable, The Money Sleepover this June! In episode one, we're giving you a taster of the types of money conversations we'll be having at the retreat and the type of vibe you can expect, by discussing the concept of a "silent dream". You know, that thing you always kinda wanted to do but think it's too late or that it'll never happen. 

Highlights:

• What is a "silent dream" and how do we uncover ours?
• The things people regret not doing when they reach end of life
• Time is passing – why don't we act?
• The comfort zone of missed opportunity

-

The Money Sleepover is the ultimate women's financial wellness retreat, with all the fun of a sleepover from your youth, but for grown ups. Think: private chef, a sauna, yoga sessions, mindful crafts, facilitated money conversations and empowering finance workshops to help you live a life of joy and purpose.

We have a handful of spots left for the retreat, so get yourself booked in here: https://www.yogablewellbeing.com/themoneysleepover 

Hosted on Acast. See acast.com/privacy for more information.

In this top loved episode I'm chatting about one of your FAVE topics on the pod: clothing spending. Oh, it's such a beast, isn't it?! If you relate to the feeling of outsourcing your identity to consumption, you'll love this episode. 

GET YOUR TICKETS TO MASTER YOUR STYLE MASTER YOUR SPENDING! https://www.trybooking.com/events/landing/1379832?embed

Join the waitlist for next round of The Wardrobe Project: https://mailchi.mp/7dbdeba873ab/atq5ho25bz?mc_cid=d857a7f281&mc_eid=9e962acd97 

Episode highlights:

• Increasing your readiness to change by broadening your understanding of your clothing spending behaviour
• Why unmet expectations are at the core of the clothing spending cycle
• Using The Tomorrow Rule to trick your brain into making better buying decisions
• Using The Rule of 5 when buying clothing to help you make better decisions
• Focusing on what you're gaining, not what you're giving up
• The power of behavioural rehearsal 

ORDER GOOD WITH MONEY: https://amzn.to/4bC6QV8

GET THE NEWSLETTER: the weekly money psychology and mindset newsletter (that just so happens to have fun bits like a hot & not list, things I didn't buy, and fun updates from behind the scenes. Head to www.thebrokegeneration.com/subscribe, where you'll also get your free Financial Values workbook.

Where to find The Broke Generation

Website: https://thebrokegeneration.com/?v=518f4a738816

Instagram: https://instagram.com/the.brokegeneration

TikTok: @the.brokegeneration 

Hosted on Acast. See acast.com/privacy for more information.

Money management doesn't have to feel restrictive or complicated. In this episode, I share 4 practical financial behaviour hacks that have transformed my relationship with money and can help make your finances simpler too.

Highlights:

• Why matching your budget to your actual environment is crucial for financial success
• The "lazy gal budget" method that eliminates mental gymnastics around spending
• The power of having small financial goals to guide your decisions
• Finding the "yes" when you have to say no to yourself financially

Mentioned in this episode: 

• Expense streamlining calculator: buymeacoffee.com/thebrokegen/e/310925
• Melbourne Style and Spending event tickets: https://www.trybooking.com/events/landing/1379832?embed

Where to find The Broke Generation

Website: https://thebrokegeneration.com/?v=518f4a738816

Instagram: https://instagram.com/the.brokegeneration

TikTok: @the.brokegeneration 

Order my book, Good with Money!

https://amzn.to/4jnBupb 

**Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe 

Hosted on Acast. See acast.com/privacy for more information.

Welcome to a new series of the podcast called That's Juicy! where I nab a chat with experts in a range of fields and squeeze the juice out of what they do best, to equip you with the knowledge you need in life and money.

This week we're joined by long-time friend of the show, Emily Wallace, who is a prolific Buyer's Advocate here in Melbourne. She knows the property buying process for first and family home buyers like the back of her hand, and in this episode of That's Juicy, she shares her best advice on navigating the confusing world of real estate. 

Highlights:

• The surprising factor that makes someone a "difficult buyer"
• Why having rental experience doesn't always make you a better property buyer
• The hidden value of asking about vendor circumstances
• A dollar value example of the power of buying off-market.

You will learn:

• How to apply the property triangle framework to make better buying decisions
• Practical strategies for managing outside opinions during your buying journey
• Insider tips for building relationships with real estate agents
• Effective negotiation techniques that create win-win situations for buyers and vendors

Where to find Emily:

https://wallaceadvocates.com.au/

Instagram: @emily_wallace_ba

TikTok: @buyersadvocatemelbourne 

Where to find The Broke Generation

Website: https://thebrokegeneration.com/?v=518f4a738816

Instagram: https://instagram.com/the.brokegeneration

TikTok: @the.brokegeneration 

Order my book, Good with Money!

https://amzn.to/4jnBupb 

**Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe 

Hosted on Acast. See acast.com/privacy for more information.

In this episode, I share why developing a monthly money reflection practice can transform your relationship with money. Instead of waiting until year-end to review your finances, I'll show you how regular reflection can lead to faster improvements and more intentional financial decisions.

Highlights:

• Why I believe monthly reflection yields better results than solely annual reviews
• Research on reflection improving performance by 18%
• My simple framework to make reflection a sustainable habit
• How to adapt my LILAC framework for monthly money check-ins

You will learn:

• How to set up your own monthly money reflection ritual
• Practical ways I use to review my numbers without judgment
• Questions I ask that go beyond the numbers to uncover patterns
• How I use reflection insights to set meaningful intentions
• My tips for overcoming common reflection challenges

Resources Mentioned

• Monthly R.A.P. Template - Get my reflection and planning template
• Join the Broke Gen Baddies Facebook Group
• Melbourne Master Your Style Master Your Spending Event

Where to find The Broke Generation

Website: https://thebrokegeneration.com/?v=518f4a738816

Instagram: https://instagram.com/the.brokegeneration

TikTok: @the.brokegeneration 

Order my book, Good with Money!

https://amzn.to/4jnBupb 

**Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe 

Hosted on Acast. See acast.com/privacy for more information.

Where to find The Broke Generation

Website: https://thebrokegeneration.com/?v=518f4a738816

Instagram: https://instagram.com/the.brokegeneration

TikTok: @the.brokegeneration 

Order my book, Good with Money!

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you'll also get your free Financial Values workbook.

Hosted on Acast. See acast.com/privacy for more information.