Welcome to a new segment of the podcast, Emma's Dilemma! In these bitey eps I'll be answering your dilemmas with my behavioural and psychological wisdom. This week we're unpacking the dilemma of whether or not to use a voucher or a store reward, what to do when a considered purchase ends up being really disappointing, and what happens when you're on a wardrobe no-buy but you hate everything you own.

Got a dilemma? Send it to [email protected] with Emma's Dilemma in the subject line.

Mentioned in this episode: https://thebrokegeneration.com/blog/episodes/financial-red-flags-in-a-relationship-with-respect-victoria/

Where to find me:

Website: https://thebrokegeneration.com/?v=518f4a738816

Instagram: https://instagram.com/the.brokegeneration

TikTok: @the.brokegeneration 

Order my book, Good with Money!

https://amzn.to/4jnBupb 

**Sign up to The Glue: **the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe 

Hosted on Acast. See acast.com/privacy for more information.

Earlier this year, The Guardian published an article on Jo Nemeth: the woman who lives without money. Instead of engaging in paid work and using that income to pay for goods, services and shelter, she contributes to an intergenerational household with unpaid labour. 

In this episode, we unpack the concept of living without money, including whether it's a giant leap forward to a society less hamstrung by late stage capitalism, or whether it's a sinister step backwards to a time when women lived without money under the control of their male partners. 

Read the full article here: https://www.theguardian.com/lifeandstyle/2025/feb/01/meet-the-woman-who-lives-without-money-i-feel-more-secure-than-when-i-was-earning 

Hosted on Acast. See acast.com/privacy for more information.

In this episode I share 6 tips on what to do when life is life-ing and all you want to do is avoid, sabotage, and spend all your money on things you know you don't need. I take you through a recent personal experience of feeling too overwhelmed to do the right thing for my finances and how I got myself out of that without shame or guilt.

Highlights:

• Treating your emotions like they're a toddler having a tantrum
• Understanding the role of your sabotage behaviour
• Observing what your mind wants to do and why
• Using strategic permission to hold two truths at once and gradually shift your behaviour when you're ready.

Hosted on Acast. See acast.com/privacy for more information.

Hosted on Acast. See acast.com/privacy for more information.

We're baaaaaaack! Well, kinda. While we're not back for a proper new season of The Comments Section, we've got a few special edition yaps that we'll be dropping for your listening pleasure over the coming weeks. Not a full meal, but a tasty morsel that leaves you wanting more (we hope). 

In this episode, we're building on a topic we discussed at Victoria's recent book launch in Perth: is "Temu culture" destroying our relationship with money? Spoiler alert: yes.

Highlights:

• The dangerous 'aestheticification" of our every aspect of our lives 
• Are fast homewares just as bad as fast fashion?
• Are our clothes really wearing out, or are we just not mending them?
• The sinister meaning behind Temu's tagline "shop like a billionaire"

Where to find Emma

Website: https://thebrokegeneration.com/

Instagram: https://instagram.com/the.brokegeneration

TikTok: https://www.tiktok.com/@the.brokegeneration  

Order my book, Good with Money!

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

Where to find Victoria

Instagram: https://www.instagram.com/bad.bitch.money/?hl=en

Newsletter: https://substack.com/@victoriashakeshaft

Order Know Your Worth: https://amzn.to/3Hfwncc

Hosted on Acast. See acast.com/privacy for more information.

In this 'That's Juicy' episode, I chat with mortgage broker Jess Bailey about the human side of home buying. We explore how personal circumstances shape financial decisions and how brokers can advocate for clients whose situations fall outside traditional lending norms.

Episode Highlights:

• The reality of social media credit card points discourse versus actual travel rewards
• How having children with special needs changes financial priorities and perspectives
• Navigating home loans for diverse relationship structures and non-traditional buyers
• Why understanding what you want your life to look like should inform property decisions
• Government schemes that can help first home buyers and single parents enter the market

Where to find Jess:

Instagram: @lendingsolved

Website: https://www.lendingsolved.com.au/

Where to find The Broke Generation

Website: https://thebrokegeneration.com/?v=518f4a738816

Instagram: https://instagram.com/the.brokegeneration

TikTok: @the.brokegeneration

Order my book, Good with Money! https://amzn.to/4jnBupb

Hosted on Acast. See acast.com/privacy for more information.

In this follow-up episode, I share four more behavioural hacks to make managing money feel easier and more enjoyable. I explore psychological approaches that can transform your relationship with budgeting and saving while still living a life you love.

Episode Highlights:

• Why building small joys into your budget is essential for long-term financial success
• Creating a "dream budget" as a tool to identify what you truly value
• The "ins and outs" method for balancing financial priorities each month
• How visual connections to your goals can trigger powerful behavioral changes
• When taking a strategic "budget break" might actually benefit your financial journey
• 
  

Where to find The Broke Generation

Website: https://thebrokegeneration.com/?v=518f4a738816

Instagram: https://instagram.com/the.brokegeneration

TikTok: @the.brokegeneration

Order my book, Good with Money! https://amzn.to/4jnBupb

Hosted on Acast. See acast.com/privacy for more information.

Welcome to episode 3 of our retreat special mini series to celebrate our upcoming retreat in partnership with Yogable, The Money Sleepover this June! In this episode, we're exploring the importance of building connections with likeminded people when building your financial confidence.

Highlights:

• The concept of your "financial window" from Emma's book
• Why your perspective sometimes needs to be stretched to achieve new things
• Why talking about money is important for breaking down barriers and taboos

-

The Money Sleepover is the ultimate women's financial wellness retreat, with all the fun of a sleepover from your youth, but for grown ups. Think: private chef, a sauna, yoga sessions, mindful crafts, facilitated money conversations and empowering finance workshops to help you live a life of joy and purpose.

We have a handful of spots left for the retreat, so get yourself booked in here: https://www.yogablewellbeing.com/themoneysleepover 

Hosted on Acast. See acast.com/privacy for more information.

Welcome to episode 2 of our retreat special mini series to celebrate our upcoming retreat in partnership with Yogable, The Money Sleepover this June! In this episode, we're exploring your "money eras" and why it's valuable to consciously view your money in seasons. What will be your next money era, and how can you make it happen?

Highlights:

• How we can get stuck in a rut with money, sometimes we need an overhaul
• The role of upgrading your mindset along with your life
• Are you just “coasting” / living on autopilot?

-

The Money Sleepover is the ultimate women's financial wellness retreat, with all the fun of a sleepover from your youth, but for grown ups. Think: private chef, a sauna, yoga sessions, mindful crafts, facilitated money conversations and empowering finance workshops to help you live a life of joy and purpose.

We have a handful of spots left for the retreat, so get yourself booked in here: https://www.yogablewellbeing.com/themoneysleepover 

Hosted on Acast. See acast.com/privacy for more information.

Welcome to a 3-part mini series to celebrate our upcoming retreat in partnership with Yogable, The Money Sleepover this June! In episode one, we're giving you a taster of the types of money conversations we'll be having at the retreat and the type of vibe you can expect, by discussing the concept of a "silent dream". You know, that thing you always kinda wanted to do but think it's too late or that it'll never happen. 

Highlights:

• What is a "silent dream" and how do we uncover ours?
• The things people regret not doing when they reach end of life
• Time is passing – why don't we act?
• The comfort zone of missed opportunity

-

The Money Sleepover is the ultimate women's financial wellness retreat, with all the fun of a sleepover from your youth, but for grown ups. Think: private chef, a sauna, yoga sessions, mindful crafts, facilitated money conversations and empowering finance workshops to help you live a life of joy and purpose.

We have a handful of spots left for the retreat, so get yourself booked in here: https://www.yogablewellbeing.com/themoneysleepover 

Hosted on Acast. See acast.com/privacy for more information.